Newest Articles

A One Touch Approach To Managing Household Finances

Posted 4 hours 56 min ago by Jason White

Life Hacks, Productivity, Budgeting

Messy Desk

Over the years I've implemented elaborate tickler systems, email reminders and various other ways to remind myself not to forget to pay a few paper bills. At some point they all fail, usually due to my own procrastination or some technical or procedural glitch. That was, until I implemented a fool-proof plan I call the "One Touch System" for household productivity. Read on to learn how to implement this perfectly simple system to improve the management of your own household finances.

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FREE for today only - Image Mender software

Posted 1 day 1 hour ago by Paul Michael

Deals and Coupons, Freebies, Technology

zit

Big bad pimple ruining some of your recent photos? Maybe a few blemishes upset a perfectly good shot? Well, for today only giveawayoftheday.com is giving you a free download, with free activation, of a nice little software package called Image Mender. And it's easy to use.

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Refactor your budget categories

Posted 1 day 2 hours ago by Philip Brewer

Budgeting

Budget pie chart

There are a lot of budget templates out there. Any will serve the purpose, and if you've got one that's working for you, that's a good enough reason to stick with it. If you don't have a budget, though, or if you're going to be changing your budget categories around for some other reason, I've got some thoughts on what makes a good category.

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The Art of the Trade

Posted 1 day 14 hours ago by Margaret Garcia-Couoh

Frugal Living, DIY, Budgeting, Art and Leisure

Money or not, things around the house need fixing, painting and up keep that goes beyond DIY. It might be a good time to look around your neighborhood for someone who'll trade his or her valuable skill for yours. And a good time to assess just exactly what skills you have to contribute.

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Timeless Tips For College Students

Posted 1 day 23 hours ago by Julie Rains

Life Hacks

Want to get good grades in college or help your favorite student thrive? My older sister gave me what I still consider the single best piece of advice on how to do well in college. Struggling College Student of College Survival Tools agrees, and has more timeless and contemporary tips.

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My Love Affair with Industrial Shelving

Posted 2 days 1 hour ago by Myscha Theriault

Frugal Living

When it comes to industrial shelving, I’m a total groupie. Why? This stuff is everything a significant other should be. Read on for details.

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Make Grocery Budgeting A Game, The Price Is Right Style

Posted 2 days 19 hours ago by Jason White

Personal Finance, Shopping, Budgeting

grocery store

Growing up, I stayed with my grandparents during the day on summer breaks from school. Our mid-mornings were usually spent casually watching The Price is Right. Maybe those Showcase Showdowns ingrained something in my frugal memory bank, because my family now enjoys a grocery budgeting game with similar rules.

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Welcome to Container City - How Shipping Containers Are Recycled into Green Dwellings

Posted 3 days 11 hours ago by Xin Lu

Personal Finance, Frugal Living, Lifestyle, Green Living, Real Estate and Housing

Container City

At any port you can probably see hundreds to thousands of empty shipping containers just sitting around waiting to be loaded. In recent times these containers have not only transported goods across oceans but have also been transformed into energy efficient dwellings with some great design and ingenuity.

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Self-sufficiency, self-reliance, and freedom

Posted 4 days 5 min ago by Philip Brewer

Personal Finance, Frugal Living, Career and Income

Garden by a dugout house

Self-sufficiency is producing the actual stuff you use--your own food, your own clothes, etc. It's not a common lifestyle. Most people chose instead to follow the path of self-reliance. Rather than directly producing the things they use, they produce something they can sell for money, or else they work for someone who will pay them money, aiming to earn enough to buy what they use.

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How to be a High End Cheapskate

Posted 4 days 4 hours ago by Myscha Theriault

Frugal Living

Here at Wise Bread, we’re not just about saving money and reducing budgets. We’re also about providing ways to live a more luxurious lifestyle within a reduced set of financial parameters. In other words, we show you how to be a high end cheapskate. Want some ideas? Read on.

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There are Cheaper Ways to Return to a Greener Earth

Posted 4 days 14 hours ago by Linsey Knerl

Personal Finance, Frugal Living, Green Living, Consumer Affairs

The web is full of ways to live green, but have you ever thought about being Earth-friendly in your death? While it’s not always pleasant to think about, maybe we should. If you want to be sure that you have a full and ecologically responsible life, maybe “greener” burial products are for you.

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Is Social Security Just A Grand Ponzi Scheme?

Posted 4 days 15 hours ago by Xin Lu

Personal Finance, Taxes

I received my Social Security statement this week and it was a useless piece of paper to me since I do not qualify for retirement benefits yet. I always hear critics of Social Security say that it is a government sanctioned Ponzi scheme, and today I did a little research into why this comparison is often made.

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Sometimes I wish I had beautiful long blonde hair and ample cleavage.

Posted 5 days 14 hours ago by Paul Michael

Frugal Living, Shopping, Consumer Affairs

Barbie

Not on my body of course; that would be freakish. And if you’re visualizing it right now, I’m really sorry…especially if you’re eating. No, I’m basically reacting to several incidents over the past few weeks/months/years which have forced me to come to the following conclusion: getting deals seems to be a whole lot easier if you’re easier on the eye.

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Another Tuesday Freebie: Haagen-Dazs Scoop

Posted 5 days 17 hours ago by Carrie Kirby

Deals

Since I didn't get to a Cold Stone Creamery for my free Mother's Day cone, so my gluttonous ears perked up when I heard that Haagen-Dazs is giving away free scoops tomorrow, May 13. There are limitations, though: Only one flavor is free: the chain's new vanilla honey bee, and the free cones are only given between 4 p.m. and 8p.m. So much for taking advantage of my stay-at-home mom status and getting there at 10 a.m.

Just as well, in my case. I checked the store locator and the closest Haagen-Dazs to me is at O'Hare airport -- only 2 and a half miles away, but with today's gas prices, I'm much better off serving myself a scoop from my freezer, about 4 yards away from this computer. In fact, I think I'll jump the gun and do that right now.

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Get Your Free Chicken and Caffeine on May 15th

Posted 6 days 2 hours ago by Linsey Knerl

Deals and Coupons, Freebies, Deals, Food and Drink

This Thursday there will be two nation-wide promotions offering treats to customers of McDonalds and Dunkin’ Donuts. While I’m a fan of chicken and waffles, I’ve never done chicken and coffee. Here’s the skinny on some high-calorie munchies…

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This Post Really Suk-kuks: Examining Islamic Finance

Posted 6 days 20 hours ago by Jabulani Leffall

Personal Finance, Investment, Consumer Affairs

There is a burgeoning form of Islamic fundamentalism and it has nothing to do with hate speech or bombs -- Shariah-compliant financing. These loans, based on the premise that there is no production value in credit and that loan issuance must be based on tangilbe assets and require tight debt levels, are not only growing exponentially in use but are available to non-Muslims and well, kind of make sense in some cases.

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Free Bag of Yummy Corozonas Chips!

Posted 1 week 16 hours ago by Xin Lu

Personal Finance, Frugal Living, Deals and Coupons, Freebies, Coupons, Food and Drink

Get a coupon for a free bag of Corazonas heart healthy snacks!

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Does living frugally hurt the economy?

Posted 1 week 22 hours ago by Philip Brewer

Personal Finance, Frugal Living

Woman and child shopping

When I advocate for frugal living, people sometimes ask, "What if everybody lived like that?  Wouldn't it hurt the economy?"  My natural inclination toward frugal living may color my opinion, but I don't think so.  I think mass frugality would be good for the economy.

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Coincidentally Green: Saving the Planet When you Least Expect It

Posted 1 week 2 days ago by Myscha Theriault

Green Living

It struck me recently as I was working on something in the kitchen that what I was doing was actually quite eco-friendly. The funny thing was, I made the actual choice as a budget strategy. So I started thinking, were there other areas of my life where I was being “coincidentally green”?

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What if energy costs keep rising?

Posted 1 week 2 days ago by Philip Brewer

Budgeting, Cars and Transportation

Last year's gas prices

I don't know if energy costs will keep rising.  Nobody does.  Even with recent growth in China, India, and elsewhere, the US still consumes 25% of the oil produced world-wide, so a severe recession in the US could easily cut total demand enough to bring the price down.  Recession or not, I think the medium-term trend in energy costs is up.  Just in case I'm right, you ought to have plan for that.

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