The Best Secured Credit Cards with Low APRs
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If you have bad credit and are looking for a secured card, you might not have a lot of options in terms of what you can get approved for. However, the APR is especially important to be mindful of with any credit card, simply because a small purchase can end up costing hundreds of dollars more. If you tend to pay your balance in full each month during the grace period, rather than just making your minimum monthly payment and spreading it out, a high APR is less of a threat. If, however, you have a tendency to carry a balance or are unable to pay your balance in full consistently, you should look for secured cards that charge the lowest APR possible.
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