November 21, 2012

How and where to save during the holidays

The holidays are a time of excitement, the smell of turkey in the air, the awaiting of the first snowfall, and — of course — gifts! Beginning mostly with Thanksgiving weekend, millions of Americans will flock to retailers in stores and online. […]

Join Our Tweetchat on Thu 11/22, 12pm Pacific for a Chance to Win Prizes

Join our Tweetchat this Thursday at 12:00 pm Pacific for lively conversation and a chance to win prizes! Use #WBChat to participate. This week's topic: Deals! Join us as we talk about taking advantage of Black Friday and Cyber Monday deals. Share your tips on how to get the best deals on purchases and tell us about the best deal you've ever gotten! […]

Small Business Saturday 2012

With Thanksgiving just around the corner, it’s time to remind you that this coming Saturday is none other than Small Business Saturday. This is a promotion started back in 2010 by American Express to encourage people to shop at small businesses, and to reward small businesses for accepting American Express credit cards. As in years past, American Express is offering a $25 statement credit in retur […]

Bank of America Settlement Postcard Checks

Bank of America’s journey with its overdraft fee class-action lawsuit is coming to an end. Earlier this month, the bank began processing its “refunds” to customers who were affected by a debit processing priority policy that greatly benefited the bank at the expense of its customers. […]

If You Go Over Your Cell Phone Minutes, Upgrade Your Plan (325/365)

When Sarah and I signed our first cell phone contract, we signed up for a plan that gave us roughly 400 minutes per month, which seemed like a reasonable amount based on our estimates. After the two year contract, we found that we had only gone over that limit twice, so we signed up again for the same limit. Before our next contract signing, we sat down to evaluate our situation. […]

The Simple Dollar Weekly Roundup: Black Friday Edition

I know several people who often use Black Friday sales as a method for reducing the cost of their Christmas shopping. They do it the sensible way, though. They already have a list of a few items that they would consider buying for the people they need to purchase gifts for, and they simply cross-check all of the flyers and internet ads with their potential shopping list. […]

Take Online Courses for Free with Coursera

Wouldn’t it be a brilliant idea if a group of people got together and partnered with top universities to provide classes to people around the world (via the internet). And, wouldn’t it be even more wonderful if the courses were free?  At Coursea  they have done just that. Sign up to view lectures for top professors and watch them according to your schedule. […]

Cheap and Easy Holiday Shopping at the Dollar Store

What makes the dollar store great is the ease in which you can locate and buy inexpensive stuff. There are no unusual merchandising layouts or complicated pricing schemes, and checkout lines generally move quickly. These stores also often have charming and cheap gifts and accessories for the holidays. Stop by to see what you can find for the following uses. […]

Money Management in 5 Minutes a Day

Some aspects of managing money are a huge challenge. Just ask all the savers who married spenders (and vice versa)! But a lot of the day-to-day dealings with money don’t have to be so complex, especially with the many websites and electronic tools specifically designed to make managing money easier. Here's how to take the task of managing money down to five minutes a day. […]

Setting my next financial goal

This post is from staff writer Honey Smith. Ever since I paid off my consumer debt, I have been thinking about setting my next goal. Obviously paying off my student debt in its entirety is the long-term goal, but that is going to take years. And years. For me, having a goal that long-term feels psychologically similar to saving without a goal. […]

6 Places It Pays to Relocate To

Across the country, there are a lot of cities (and states) that want you to move there for one reason or another. Some of the cities want you to move to some of the more “affected” places — regions riddled with bad reputations and high crime rates. This isn’t because the city doesn’t care about you and your safety; they’re looking for a way revitalize formerly thriving neighborhoods. […]

Best Money Tips: 56 Things to Do Instead of Spending Money

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on 56 things to do instead of spending money, stylish gifts for career girls, and retiring with little savings. Top 5 Articles 56 Things To Do Instead of Spending Money — Instead of spending money, mend clothes that need mending or clean your car. […]

Buy This Product, Friend: The Hidden Power of Testimonials

When we make purchasing decisions, we like knowing that we’re doing the right thing. Every day there are more options out there, whether we’re talking about groceries or automobiles. Testimonials are one of the easiest ways for sellers to reassure buyers that a particular product is the right choice. […]

The Key Numbers That Make Or Break Your Retirement Security

The following is an excerpt from the book How Much Money Do I Need to Retire? (60 Minute Financial Solutions) by Todd Tresidder. It is an easy and valuable read for anyone wanting to get an accurate estimate of their retirement number. […]

Is there always a deal to be had at some price?

If you want to sell something and it isn’t moving fast enough for your tastes, what do you do?  Lower the price, of course!  Give it away, if you have to. If you’re trying to sell real estate, though, it’s usually not realistic to give it away, but you definitely can lower the price.  I’ve heard wise people say (and I’ve started to say myself) that any house on the market will be a deal at some pr […]