December 4, 2012

Albert Einstein’s Philosophies For Growing Wealth

Although blogs and newspapers alike have oft posthumously placed a familiar quotation pertaining to compound interest — it being the most powerful force in the universe or man’s greatest invention — in the mouth of Albert Einstein, there is no evidence he ever said such a thing. He might have; the sentiment matches what seems to be this particular genius’s sense of humor. […]

Five Unusual “Investments” You May Not Have Considered

As the end of the year approaches you may be thinking about your investments. If you’re like the people in the slick TV commercials who talk about “wealth management” while they cast their line in some Montana fly-fishing river, you can stop reading this article. […]

Plan Far in Advance (338/365)

After a few weeks of discussing bill paying strategies in this series, we’re going to shift gears and look at vacations during much of the month of December. Vacations? The kind of things that most people take in the summer? […]

Generate Some Cash for the Holidays by Selling “Stuff” on eBay and Craigslist

The stores have been marketing Christmas to us since at least October, though they really ramp up their efforts in November and December. They have to. […]

5 Things You Should Know about Mutual Funds

One of the ways that investors — particularly beginning investors — add diversity to the portfolios is with the help of mutual funds. Mutual funds can provide you a way to get the benefit of a variety of investments without the need for individual stock picking. However, before you get too excited about mutual funds, it’s important to have a handle on what you should know about these investments. […]

The Five Largest State Tuition Hikes

Paying for college is hard enough when tuition price are steady. Throw in a tuition hike and the extra costs can be game changing for families. According to the College Board, tuition and fees at public four-year colleges increased 8.3 percent, on average, between the 2011-2012 school year and the year before, but ten states saw jumps of more than 10 percent. […]

Designing a Lucky Life

“Luck is the residue of design.” – Branch Rickey I don’t believe that luck is a supernatural thing that we have no control over. […]

Ask the Readers: Do Your Kids Have Chores?

It's safe to say most of us had to do our fair share of chores growing up. Whether it was taking out the trash, cleaning our rooms, or taking the dog for a walk, we had our responsibilities around the house. Most of us probably have (or plan to have) our kids do chores either to pull their weight at home or to earn an allowance. […]

21 Ways to Make a Big Financial Change

Making a big financial change in your life is similar to making any big change — it can often be overwhelming to the point of derailing you entirely. Here are 21 ways to help you stay on course and make big financial changes in your life. (See also: 25 Frugal Changes You Can Make Today) 1. Start Small Going whole hog right from the start is a recipe for relapse. Instead, start small. […]

Stuff: How to protect it

How much is your property worth to you? For all the discussion of emergency funds and disaster preparedness that goes on in the personal finance blogosphere, I rarely, if ever, read anything about protecting yourself from property crime. […]

8 Alternative Gift Ideas for Chanukah

With Chanukah less than a week away, most parents are probably scrambling to find gifts for each of the eight nights of the holiday. While gifts are not traditionally part of Chanukah festivities in the Jewish faith, giving gifts each night of the celebration has become part of the festivities. […]

Best Money Tips: Actionable Ways to Save Money

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on actionable ways to save money, getting ahead at work, and savvy tasks to do in December. Top 5 Articles Money Saving Tips - 25 Actionable Ways to Save Money — To save money, use coupons and rebates from sites like Fat Wallet and Ebates. […]

The Power of the Customer in Banking

We tend to think of banks as enormous monolithic institutions against which customers may bang their heads in frustration — but forget about enacting any real change. […]

What's a Fair Relationship Between Salary and Rent?

Can a minimum-wage worker in your state afford to rent an apartment? Does the answer to that question say anything about us as a people? Should you care? (See also: A Decent Standard of Living) Pretty quickly after I started writing for Wise Bread, I discovered that writing about a "decent standard of living" is really hard. […]

We Bought Our First Property

After my initial property purchase attempt went south, I made a few other offers as follows: There was a 4-unit place that had taken severe water damage and needed some massive investment. However, it would generate a ton of cash once it was fixed up. […]