December 13, 2012

Do Necessary Currency Conversions Before You Leave (347/365)

One of the most painful parts of my international travels has been the currency conversion process. Many banks, particularly those with international branches, will happily convert currency for you, but at a price. It’s understandable why they charge a fee. […]

15 Stocking Stuffers that Don’t Suck

One of the biggest dilemmas I face each year is what to put in my husband’s stocking. It’s relatively easy to fill our son’s stocking: Stuff it with candy a few small toys and he’s happy. It’s a little more challenging to stuff a stocking for an adult. While you can always add candy or nuts (and possibly the obligatory orange) to the stocking, you might need a few other things to fill it out. […]

What Happens If Your Bank Account Is Hacked?

McAfee Labs, a company that deals with internet security from malware and hackers, has announced that a ring of criminals intend to steal money from customers with accounts at major American banks. The operation even has a codename, “Project Blitzkreig,” and is rumored to go into effect this coming spring. […]

Do You Deserve Better from Your Cell Phone Company?

Your cell phone doesn’t work as well as you’d like. I know, I don’t even know you! But I’m willing to bet I’m right (and you’re nodding your head at me right now, ruefully). I say this from personal experience, having lived all over the place and used just about every cell phone carrier. I could set them up like the villains in a comic book. […]

Reader Mailbag: Fingertips

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Social Security now or later? 2. White lies at Christmas 3. Real estate investing and mortgages 4. Stocking stuffers 5. Running for office 6. Sharing meal prep responsibilities 7. Retirement savings or debt repayment? 8. […]

New Breadwinner in the Household: How Does This Affect Life Insurance?

In the current economy, many households are changing primary breadwinners. For example, after a stint as a stay-at-home parent, your husband decides to reenter the workforce. When he lands a job, your finances, day-to-day arrangements, and lifestyle may become very different. After such a change in circumstances, you might wonder — should there also be a change in your life insurance policies? […]

Side Gig Thursdays: Jennifer LeBlanc, Property Management Company

Have you ever wondered what it would be like to start your property management company? Reader Jennifer LeBlanc is a realtor by day and manages property by night (and sometimes during the day). What started off as a side gig watching absentee owner’s homes in her area in Florida has grown into a management company that handles vacation and annual rentals. […]

9 Tips to Save Money on Holiday Shopping

The following is a sponsored post from Chase Ultimate Rewards and money-saving expert Andrea Woroch. E-commerce sales volume is up 12.3%, according to the Chase Holiday Pulse, a tracker of online and in-store retail consumer shopping trends. While more shoppers are flocking to stores to find the right gift for everyone on their list, most are hoping to keep their spending in check. […]

8 "Life Hacks" You Shouldn't Bother With

Life hacks — or tricks intended to make life easier — are everywhere. There are life hacks for food, family, work, and everything else under the sun. But not all hacks are really beneficial. Some will just add another step to your daily routine. Some may wind up costing you much more than just your time. (See also: My Personal Productivity Rules...What Are Yours?) 1. […]

Lowering expectations for Christmas

This post is from new GRS staff writer Holly Johnson. Holly is a 32-year-old wife, mother of two, and frugal lifestyle enthusiast. She blogs about saving money, frugal habits, and whatever is on her mind at ClubThrifty.com. Personally, I begin to panic every year as the holiday season approaches. It’s not because I don’t love Christmas. I really do love the holiday season, in general. […]

Best Money Tips: Teaching Kids About Saving Money

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some fantastic articles on teaching kids about savinb money, the best job hunting tips of the year, and things you must know about the Roth IRA for 2013. Top 5 Articles How to Teach Kids About Saving Money — To teach kids about saving money, opening a savings account for them when they are five years old. […]

30 Easy Holiday Crafts for Kids

Somehow, the dropping temperatures and smell of turkey makes children want to do nothing but make crafts. Below, check out holiday craft ideas from holiday-specific (Christmas, Hanukkah) to holiday-general (mainly snowmen), all arranged by craft supply. […]

Income to Wealth to Income

As I move into real estate investing and begin entering some serious retirement planning years, I have thought about the "cycle of money" or "flow of money" over the course of a person's lifetime (or at least the flow someone who manages his money well will experience). To me this flow is best summarized by the words "income to wealth to income" for the following reasons:Income... […]