February 14, 2013

The Antidote to “Buy High, Sell Low”

The stock market has been on a tear recently. The month of January ended with the Dow Jones Industrial Average up six percent, the S&P 500 index north five percent, and the NASDAQ composite up “merely” four percent. And the trend has continued in February. […]

Three Drawbacks to the Dave Ramsey Plan

Carly writes in: I recently bought The Total Money Makeover on your recommendation and I’ve been enjoying it. It seems like a lot of your ideas and Dave Ramsey’s ideas overlap. What differences are there between your ideas? Before I get started on this article, I want to point out that I agree with Dave Ramsey’s personal finance plan on about 99% of the specifics. […]

Can you really put a price on love? Love Don’t Cost a Thing!

How many times have you heard these phrases? More likely than not you have heard one or the other enough that they will pop into your head when you are looking to purchase something for your loved one. I was listening to the radio this morning and I heard a commercial that was trying to sell insanely overpriced jewelry. […]

CapitalOne360 Review: ING Direct is Now Capital One 360

Last year, one of the big stories was that Capital One bought ING Direct. Since the announcement, Capital One has been gradually changing up the branding. Now, though, the transition is complete, and ING Direct is now Capital One 360. So, is anything different? […]

Stock Market Reaching Highs: Time to Exit?

On November 12, the world was still reacting to the election of Barack Obama to a second term in the White House. The financial media began its relentless coverage of the fiscal cliff. Market confidence was down, and so were the stock market indexes, immediately following the election results. This seemed to me to be a good time to ramp up investing in index funds. […]

Five ways to save money for big expenses

Nothing derails well-laid-out financial plans like a giant expense.  The kind of expense that consumes one or more full paychecks. Big expenses happen to everybody.  Some are unplanned, like an emergency room visit, or a trip to the vet after a pet gets bitten by a copperhead.  It’s for this reason that building up a decent emergency fund, even before paying down debt, is a good idea. Many big exp […]

Reader Mailbag: Reading Lists

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. […]

We Finally Got an Umbrella Insurance Policy

Back in 2006, in the first few years of running Bargaineering, I asked you all whether I needed an umbrella insurance policy. Practically everyone said yes. I even went as far as asking GEICO for a quote on a $1 million dollar umbrella insurance policy, which would’ve cost me $124 a year – or about on par with renter’s insurance. It’s so cheap, probably because it’s not used very often. […]

The 5 Best Bread Machines

Pre-sliced bread sold in supermarkets is often considered to be a marvel in American consumer innovation — hence the phrase “the greatest thing since sliced bread.” However, sliced bread isn’t really all that it’s chalked up to be. Buying sliced bread can often cost more than buying a fresh loaf, and sliced bread comes with a number of added preservatives and chemicals to extend its shelf life. […]

Why You Should Allow Yourself Splurges

Do you feel guilty when you spend money? Do you sacrifice things you enjoy in order to save as much as possible? If you are well on your way to reaching your savings goals, then you are seemingly in control of your budget and finances...or are your finances in control of you? An occasional splurge is not necessarily a bad thing. Here's why. […]

Best Money Tips: Tax Tips to Help You Get Started

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on tax tips to help you get started this filing season, what to do before you lose your wallet, and working from home with young children. Top 5 Articles 5 Tax Tips To Help You Get Started This Filing Season — Need help getting started with your taxes? Use VITA or TCE for assistance with your tax return. […]

Love, relationships and financial harmony

You’ll have to forgive the overt theme of today’s post. I’ve been wanting to write about this topic for a while, but it’s such personal issue that I’ve shied away from it. But when I realized that this week’s post would fall on Valentine’s Day, I took it as a serendipitous opportunity to break out of my comfort zone and talk about something that scares me a little: my love life. […]

71 Sensational Sweet Potato Recipes

At less than 50 cents per pound, sweet potatoes are among the top money-saving staple foods available. Plus, their fiber and beta carotene content make them nutritional powerhouses. So how do you start incorporating them into your meals more often? Try some of these 71 sensational sweet potato recipes to get on the right track. (See also: Eating Vegan on the Cheap) 1. […]

How to Make Whipped Cream by Hand

Fresh, homemade whipped cream is one of my favorite things. That's right, I love it so much that it's not just a favorite food, it's a favorite thing. It's delicious on its own, divine on  desserts, and oh-so-simple to make, requiring just one ingredient — heavy cream. (Although you can include other things. […]

Help a Reader: How to Invest

Here's an email I recently received from a reader: I am 31 and my wife is 30. We have a 1.5 year old son. We have no debt and are currently renting an apartment. We live in Orange County, CA. I am gainfully employed and my wife is a stay-at-home mother to our son and will continue to be so until we are done having children and they are older. […]

Congratulations to SaveUp's No Spend Challenge Winners!

Link for teaser title:  http://www.wisebread.com/saveup-s-no-spend-giveaway-win-up-to-10000-in-rewards Check out the winners and see what they learned during the No Spend challenge. […]