April 8, 2013

The Danger of “Needing” a Job

I am close to quite a few people who live a “paycheck to paycheck” lifestyle. They drive nice cars and trucks, have tons of expensive toys, and are paying down hefty mortgages. A few of them have student loans and other expenses on top of that. One of these friends in particular works for the state, and he goes into panic mode any time there’s even a hint about any sort of possible job loss. […]

A Health Insurance Disaster: Falling Down the Medicare Donut Hole

Today, we’re continuing the TSD writers series with health insurance insider, Jennifer McCarthy’s costly health insurance disaster. Be sure to read Jennifer’s guide to health insurance and her articles on student health insurance, health savings accounts and health insurance loopholes. […]

FMF March Money Madness, Round 3, Posts 5-8

Here we go with the third round of Free Money Finance March Money Madness (to follow all the action click on my March Money Madness category link and scroll down to read all the posts involved in this subject.) I've listed each "game" (one post versus another) in segments along with the wording provided by the author when the post was submitted. […]

Prepaid Debit Cards Are Riskier Than Checking Accounts

Thanks to heavy marketing campaigns, including endorsements and partnerships with everyone from Russell Simmons to Kim Kardashian to Suze Orman (it’s hip! it’s popular! it’s financially smart!), use of prepaid debit cards has surged. Prepaid debit cards were once a fringe financial product. […]

HARP Refinance with Quicken Loans: My Experience

Not too long ago, I was on the Credit Sesame site. A little pop-up window appeared, asking me if I wanted to refinance my loan. I’ve been wanting to refinance my home for a couple of years now. I’d asked my bank about it, but they were unwilling to go below 4% with my self-employed income. […]

Reader Mailbag: The Arrival of Spring

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Parents and loans 2. Moving back in with parents 3. Handling my tax refund 4. Advice for military son 5. Income for an expectant mother 6. How much house? 7. Decision-making process for couple 8. […]

How to Calculate Your Investment Returns

I was playing around in my Vanguard account over the weekend (I know, thrilling weekend fun!) when I saw that Vanguard makes it easy for you to see how your specific spread of investments have been doing on a 5, 3, and 1 year basis (there’s also a Custom period too). […]

Invest in this: How I pick stocks

This post is from staff writer Sarah Gilbert. I’ve been doing what I call “investment banking” for a friend’s company (I say it that way because the work I do is almost definitely not what you probably think of when you hear the term), and I get this question almost every day: “So, I guess you know a lot about investing!” Well, I know more than perhaps most people about investing. […]

How to Make Extra Money With Dogvacay

      If you love dogs, have space in your home to board them, and want to make extra cash, DogVacay is the right website for you.  Apply to be a host and once accepted, start providing a safe haven for dogs of all sizes.  Pet owners rest assured that their furry friends are being cared for in a loving and humane way and you get the added benefit of companionship and extra income. Here’s how the s […]

18 Awesome, Practically Free Upcycled Craft Projects

I like to make stuff. I sew or knit a lot of my own clothes. I cook from scratch. I try to only give handmade gifts. But, because I am on an itty bitty budget, I am constantly on the hunt for ways to reduce the cost of my crafting habit. Seriously, if you look at my checkbook it looks like I have a drug habit. All my money goes to La Knitterie Parisienne. […]

12 Ways to Improve Your Performance at Work

On the New River Trail in Virginia, a business owner taught me a valuable lesson on ways to improve performance. After renting bikes from an employee at her shop, we experienced gearing problems that worsened as we traveled. During a notable struggle, a couple stopped and asked if we were OK. […]

If you were rich, how frugal would you be?

This post is from staff writer Suba Iyer. “What is now proved was once only imagined.” – William Blake Most of us embrace frugality to save money. Typically though, there are a few areas where we wish we could spend more. If you come into a windfall, depending on the amount, you might not be as frugal as you are now. However, will you completely give up being frugal? […]

Best Money Tips: Cut Your Electricity Bill

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some stellar articles on ways to cut your electricity bill, entertaining yourself for free or cheap, and ovecoming your financial fears. Top 5 Articles 10 Simple and Smart Ways to Cut Your Electricity Bill — To cut your electricity bill, clean your machines so they run efficiently. […]

Savvy Solutions for Spring Cleaning

With the arrival of spring comes the pressure to tidy up our domiciles to an epic degree. Yes, I’m talking about the annual rite of spring cleaning. It’s time consuming, sometimes overwhelming, and often more expensive than we expect. To help you maintain control of your household budget, I’ve developed this list of cheap cleaning tips as an alternative to overpriced products you may not need. […]

Investing Lessons from Monopoly

US News has a piece detailing investing lessons from the game Monopoly. They interviewed the author of a new book who has "30 years judging the United States and World Monopoly Championships" (who knew there were such things?) Anyway, he offers some investing advice based on what he's learned from the game. […]