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Wise Bread

Living large on a small budget. Despite what you may have heard, you don't have to sacrifice your financial independence to enjoy life. We believe people on a budget can still enjoy fabulous and fun lives.

Latest Posts from Wise Bread (page 8)

Join Our Tweetchat on Thursday 5/23, 12pm Pacific for a Chance to Win Prizes

Published Wednesday, May 22, 2019 - 19:00 by Wise Bread

Join our Tweetchat this Thursday at 12:00 pm Pacific for lively conversation and a chance to win one of two $10 Amazon GCs! Use #WBChat to participate. This week's topic: Financial Tips for New Grads! Learn about career advice, saving on housing, tackling student loan debt, and more! Let us... […]

Ask the Readers: What Are Your Best Travel Planning Tips?

Published Tuesday, May 21, 2019 - 04:30 by Wise Bread

Travel should be fun and relaxing, but the planning part isn't always so. If you've ever planned a trip or two, then you know how stressful it can be...but you probably learned a few things about how to plan your next trip! What are your best travel planning tips? What tools do you use to help you... […]

How Habit Boredom Makes You Abandon Your Goals

Published Monday, May 20, 2019 - 04:00 by Wise Bread

Earlier this year, fueled by a trip down the rabbit hole that is Pinterest's bullet journaling suggestions, I found a new way to make a habit of cleaning my house: habit tracking. I set up my new habit tracker like a game board, with each of my daily housekeeping chores shaped like a different... […]

What Really Goes into Creating a Credit Card

Published Thursday, May 16, 2019 - 19:37 by Wise Bread

Link for teaser title:  https://www.wisebread.com/how-bank-of-america-designed-the-cash-rewards-card A peek inside the development of the Bank of America Cash Rewards Credit Card. […]

5 Personal Loan Fees You Should Never, Ever Pay

Published Thursday, May 16, 2019 - 04:00 by Wise Bread

Even if taking out a personal loan isn't on your list of goals, there are situations where these loans make sense. You may need to borrow money to pay for a major home repair, your kid's braces, or a new car to get to work, for example. Personal loans are also popular for debt consolidation since... […]

Join Our Tweetchat on Thursday 5/16, 12pm Pacific for a Chance to Win Prizes

Published Wednesday, May 15, 2019 - 19:00 by Wise Bread

Join our Tweetchat this Thursday at 12:00 pm Pacific for lively conversation and a chance to win one of two $10 Amazon GCs! Use #WBChat to participate. This week's topic: Keeping Graduation Season Frugal! Learn about saving on attire, travel, gifts, and more! Let us know if you are attending... […]

Ask the Readers: Do You Plan to Go Back to School?

Published Tuesday, May 14, 2019 - 04:30 by Wise Bread

Going back to school as an adult may not have appealed when you in school, but there are many good reasons to do it. Maybe you want to advance in your career, or maybe you want to change your career — or maybe you just want to learn something new in a classroom setting. Do you plan to go... […]

How to Use Financial Anchors to Make Better Money Decisions

Published Monday, May 13, 2019 - 04:00 by Wise Bread

The cognitive bias known as anchoring gets a bad rap. This universal mental accounting quirk causes us to rely on the first piece of information we hear to make decisions. For instance, let's say you're thinking about saving up for a down payment on a house when you learn that a coworker just... […]

How the Sandwich Generation Can Protect Their Retirement

Published Thursday, May 9, 2019 - 04:00 by Wise Bread

For those who are caring for their aging parents and raising kids at the same time, it can often seem like there's never enough time, money, or energy to provide for all the family members who need you. In particular, handling finances when two different generations are relying on you can feel like... […]

Join Our Tweetchat on Thursday 5/9, 12pm Pacific for a Chance to Win Prizes

Published Wednesday, May 8, 2019 - 19:00 by Wise Bread

Join our Tweetchat this Thursday at 12:00 pm Pacific for lively conversation and a chance to win one of two $10 Amazon GCs! Use #WBChat to participate. This week's topic: Having a Frugal Mother's Day! Learn about saving on gifts, activities, dining, and more! Let us know how you are... […]