Hot Today

Wise Bread articles that are hot today.

Home Equity Loan or HELOC: Which Is Right for You?

You have equity in your home, and you need to borrow money. Should you turn to a HELOC or a home equity loan?

How to Rebuild Your Credit in 8 Simple Steps

Bad credit will cost you more for insurance and loans, and may close some opportunities altogether. Learn how to rebuild a poor credit rating to an excellent one.

5 Ways to Invest Like a Pro — No Financial Adviser Required

You don't need to hire a financial pro to invest like one. Try these DIY tips, and watch the confidence roll in.

The 5 Millennial Money Apps Everyone Should Use

Pay with… cash? That's for the olds. These new-fangled payment and money-management apps are changing how kids of every age do personal finance.

5 Savings Tricks You Haven't Tried Yet

If saving was easy, we'd all be saving more. Try one or more of these savings strategies and see if the habit doesn't finally stick.

8 Truths From a Mystery Shopper You Must Read Before You Get Started

These eight tips are vital to making money in the somewhat misunderstood profession of mystery shopping.

18 Surprising Ways Your Identity Can Be Stolen

You work so hard to protect your identity, but there are still ways thieves can get your personal data. Here's how they do it.

The Easy Way to Negotiate a Cheaper Hotel Room

Most hotels and inns are willing to negotiate their rates. All you have to do is be willing to ask.

2-Minute Read: What You Need to Know About Credit Reports

Your credit report includes important information used to determine your creditworthiness. Do you understand everything on it?

Recession Journal VI: It's OVER!!!!!!!!!!!! Any Questions?

The recession is technically over, officially over, numerically over. How do you feel now and what are you gonna do about it?

Stop Believing These 5 Myths About IRAs

Don't let these myths prevent you from getting an IRA — the most important savings account you may ever have.

50 Great Things to Do With $50

One dollar may not buy you much anymore, but a crisp $50 bill still has value. From splurges to saving, try these savvy ideas for your half-hundred.

How to Prevent Identity Theft

Identity theft is a growing concern: with surprisingly little information, a thief can do lasting harm to your credit score and bank accounts. However, there are steps that you can

I Checked My Credit Score in 11 Places — Here's What I Learned

Why pay $15 for a credit score when you can get one for free? Turns out not all credit scores are the same.

How a Simple "Do Not Buy" List Keeps Money in Your Pocket

Creating a "do not buy" list will totally change your shopping game — and help you save tons of cash.

How to Travel Full-Time for $17,000 a Year (or Less!)

For the last five years, one writer has traveled full-time on the cheap. Discover how she did it, and how you can too.

9 Ways to Reverse Lifestyle Creep

More money in your paycheck can mean more spending on stuff you don't need. Time to get things back under control.

How to Prepare Your Money for the Coming Economic Slowdown

Experts warn an economic downturn may be on the horizon. Is your money prepared?

How I Successfully Gambled in Las Vegas Without Losing My Shirt

I came. I saw. I conquered Las Vegas without losing my shirt. Success.

5 Financial Mistakes You Need to Stop Making by 30

By the big Three-Oh, you're no finance rookie. Leave these money mistakes in your 20s and kick bad spending habits to the curb. No excuses!