home maintenance

5 Things to Do Now to Prepare Your Home for Summer

Rachel Slifka — Mon, 30 Apr 2018 08:00:13 +0000

With the summer season approaching, your mind may be on family vacations, lounging at the beach, hosting barbecues, and soaking up the sun as often as your day job will allow. But summer weather can be pretty extreme in many locations all over the country, and the world. Is your home ready for the heat? Get your home into tiptop shape before summer's arrival by following these five tips.

1. Tune up your air conditioner

Before the heat arrives, take time now to ensure that your air conditioner is in perfect working condition. You can start by replacing your air filter and cleaning the area around the air conditioning unit and vents. Try running your air conditioner to see if it is cooling your home effectively. If it isn't working efficiently, you will probably want to call in an HVAC professional. They can do a detailed check to look for any leaks or defects in your A/C unit.

Now is also a great time to consider installing a programmable or smart thermostat. Not only do they help you save energy, but also they can save you significant money down the road since you can program the A/C to run only when you want it to. (See also: 34 Smart Ways to Cut Your Electric Bill)

2. Safeguard against water damage

Along with the heat comes rain, and occasionally, rainstorms can turn dangerous and disastrous.

Be sure to protect your home against flooding and storm damage by checking your home's foundation. Specifically, you'll want to check out your basement. Look for cracks or holes and seal accordingly. Make sure that your gutters are cleaned and that water is flowing away from your home, not to it. Finally, don't forget to inspect your roof to check for broken shingles, cracks, and warping. If you suspect your roof needs some repair, it's a good idea to call in the professionals and get quotes on how much it'll cost to fix the damage before it gets worse. (See also: 8 Easy Home Maintenance To-Dos for Spring)

3. Bug-proof your home

Nothing is worse than having a house infested with insects come summertime. Since bugs are trying to escape the heat themselves (or they're after the crumbs you leave on the counter), they often find comfort in your nice, cool home. It's also the time of year they enjoy the most, as many insects are unable to thrive during the cold winter months.

You can work to prevent this by ensuring that your home is properly sealed. Take a look at your windows and doors to see if there are any gaps or cracks and caulk closed if necessary.

You may also want to consider bringing in a pest control specialist to spray the outside of your home with insecticide. Many pest control companies offer natural solutions to safeguard your home against unwanted visitors. There are also many pest control products that you can use on your home, without having to hire a professional. (See also: 6 Cheap Ways to Get Rid of Household Pests)

4. Dust and switch your ceiling fans

After winter, your ceiling fans have likely collected a considerable amount of dust. Take the time to dust and wash them. One trick to prevent dust from getting everywhere is to use an old pillowcase to clean the ceiling fan blades, which allows you to collect the dust inside the pillowcase.

Further, consider switching the direction of your ceiling fans. Ceiling fans are actually created to spin in different directions depending on the season. During the summertime, ceiling fans should rotate counterclockwise to promote air movement.

5. Create a storm emergency kit

No matter where you live, you're probably at some risk for severe weather. Prepare yourself now by creating a storm emergency kit to have on hand in the event of dangerous conditions.

Creating a storm kit doesn't have to be complicated or expensive. Put a small plastic container together containing emergency items, such as a small first aid kit, a flashlight and batteries, bottles of water, canned food and a can opener, duct tape, cellphone chargers, and a hand-held radio. (See also: 13 Essentials Every Emergency Bag Should Have)

Hopefully, you won't have to use much of your kit, but the peace of mind it provides makes it worth every penny.

Like this article? Pin it!

This article is from Rachel Slifka of Wise Bread, an award-winning personal finance and credit card comparison website. Read more great articles from Wise Bread:

Best Money Tips: Save Thousands With This Spring Maintenance Checklist

Amy Lu — Thu, 06 Apr 2017 08:30:15 +0000

Welcome to Wise Bread's Best Money Tips Roundup! Today we found articles on spring home maintenance tasks that save you thousands, simple techniques that will make you more likable, and ways to save money at Home Depot like the pros.

Dishwasher Smells Bad? Here's How to Fix It

Sarah Winfrey — Tue, 28 Apr 2015 21:00:22 +0000

Reeking dishwashers are the worst. Trust me — I lived in a small apartment with one that emanated a disgusting smell for months. When it gets bad enough, you feel embarrassed to have people over and you don't even want to be there yourself.

Fortunately, you don't have to live with a smelly dishwasher. The steps below cured the awful washer in our rental, and they can help yours, too.

Practice Good Dishwasher Hygiene

Sure, everyone knows how to run a dishwasher, but not everyone knows how to do so in such a way that odors are prevented. If your dishwasher keeps developing an odor despite your ongoing attempts to clean it, you may need to change the way you do dishes.

Rinse large food particles off your dishes before you put them in the washer. This prevents them from building up in the food trap. Empty your dishwasher as soon as you can after it runs. This makes sure that your dishwasher isn't sitting there with a bunch of hot air inside, which can cause musty, mildewy smells. And make sure the dishwasher gets a chance to dry after every cycle. Leave it open just a crack to let fresh air in.

If you have the option, think about running your dishwasher on a setting that allows the dishwasher to blow air in order to partially dry the dishes. This usually costs more in electric bills, but having air flow through the washer can reduce odors quite a bit.

Clean the Food Trap

Most dishwashers have a small area where large particles of food that get washed off your dishes are stored. This keeps them from clogging the dishwasher or even the drain. If they sit in there too long, though, they can get nasty and produce a terrible smell.

The food trap will be in a slightly different place in each dishwasher. Usually, they're in a small area on the bottom. Take out your lower washer rack and it's often easy to find. Using a cloth or a pair of rubber gloves to keep you hands out of the muck, scrape it as clean as you can. You may want to use some dishwasher cleaner afterwards, just to make sure it's fresh and sanitized.

Run Various Cleaning Cleansers Through Your Dishwasher

There are several different things that, when ran through your washer alone, can help fix odor problems. You can try a specially formulated dishwasher cleaning solution, vinegar, baking soda, or citric acid (you can even use powdered lemonade if you can't find the acid itself or you don't want to mess with it).

If your substance is a powder, put it in like you would normally put in detergent. If it is a liquid, pour ¼ cup in the bottom of your dishwasher. Then turn it on and run a normal cycle. You may have to do this several times (possibly with several different substances), before you figure out what works for you, but these are all very helpful for odor reduction. In fact, once you've figured out what is best in your dishwasher, run it through once every month or so to keep the odors away for good.

Check Your Air Gap

Depending on where you live, you may or may not have an air gap for your dishwasher (different building codes have different requirements). And air gap sets up the dishwasher so that any overflows will flow into your sink. This keeps waste from your kitchen sink from backing up into your dishwasher, which can cause some really horrible smells.

You can search online for information about checking for and installing an air gap, or you can call your local plumber. It's usually not very hard to do on your own, but it does require some confidence in dealing with plumbing problems and fixtures. If you do need to call a plumber, it will be well worth your time and money when that odor disappears.

You may want to combine the above techniques — and, in fact, I highly suggest doing so — to find a dishwasher deodorizing solution that works for you. You can change your dishwasher hygiene, clean your food trap, and run a cleaning substance through the washer without having to put in much effort. Then, if that doesn't work, you can ponder calling a plumber (or trying to get your landlord to do it!).

Have you dealt with a particularly smelly dishwasher? How did you fix the problem?

Like this article? Pin it!

This article is from Sarah Winfrey of Wise Bread, an award-winning personal finance and credit card comparison website. Read more great articles from Wise Bread:

How to Avoid These 5 Hidden Costs of Winter

Ashley Marcin — Fri, 27 Feb 2015 16:00:06 +0000

As I type this article, the temperature outside is negative 17 degrees Fahrenheit. The wind chill? Negative 32. And this is, like, our fifth round of this frigid nonsense this year. We've gotten used to the cold, so I complain mostly to establish my clout as a northern girl who knows her winter weather and storms. As you might not know, there are costs hidden in the feet of snow dumped on our streets, the ice coating the trees overhanging our homes, and the plunging temperatures that seem unrelenting. (See also: 9 Things You Need to Do Now to Prepare for Winter)

Here's how to avoid paying them.

1. Frozen Pipes

We had a plumber over the other day, and he was telling us about all the frozen pipes his team has been dealing with this winter. When pipes burst, they don't just dump water into your home. They run a path of destruction, ruining flooring, flooding furnaces, and more. The costs can be staggering. To avoid this unfortunate situation, make sure your pipes stay warm. The plumber explained to us that problems often arise when people go away and turn their heat down low, so keep your thermostat on a toasty 65 or higher. And learn where your main water shutoff valve is so you can stop the worst damage before it starts.

2. Fire Hazards

When the weather gets frightful, people often turn to secondary heating source to supplement the furnace. They switch on things like electric or gas heaters, gas or wood stoves, and light up fireplaces. Whenever you're using a flame inside your home, make sure you're watching it carefully. Fire is one of the most costly tragedies because you could lose absolutely everything you own, including your home. Get your chimney cleaned annually to eliminate the risk of fire. And always open your flue the whole way, which will keep the airflow in proper order.

3. Fallen Trees

With all that ice and snow and wind, there's a risk that trees around your home might fall without notice. We've never experienced this one ourselves, but we did almost buy a home where several sick-looking trees were overhanging the property. I still walk by that place and wonder when the damage is going to happen. Although there's not a lot you can do to ensure those trees won't come crashing down onto your roof or worse, you can be proactive — especially since costs aren't always covered by insurance. If you have trees hanging close to your house, consider trimming them back. Remove rotting or sick trees entirely. You can often get a free quote for the work (get several), and though it might cost a lot upfront, you'll save later on.

4. Ice Dams

We've had some impressively long icicles this year. They're both beautiful and slightly terrifying at the same time. Not only do ice dams pose dangers to people hanging below, but they can also cause some major roof problems by blocking water from flowing freely. Try removing as much snow as possible from your roof. If that's not a viable option, try removing icicles or hire a professional to come out and do it for you. It will cost less to take care of an issue before it gets downright nasty. To prevent the dams next year, add more insulation to your attic and check out heated wires you can install on gutters that melt ice away.

5. Utility Costs

Now, with the electric components, especially heaters, utility costs can climb. Your heater could be costing you between $50 and $120 per month to run — and when you consider that winter lasts forever some places, that adds up fast. Try running your heater at minimum and — instead — layering up with warm clothes for free. Otherwise, some general home maintenance can take care of a lot of the dollars that are literally flying out your windows. Check around for drafts and cover them up. Get your furnace serviced to ensure it's running properly. Use thermal curtains to block cold air out on the worst days. (See also: 7 Easy Ways to Lower Winter Utility Costs)

How do you control the high cost of a chilly winter? Let us know in comments!

This article is from Ashley Marcin of Wise Bread, an award-winning personal finance and credit card comparison website. Read more great articles from Wise Bread:

15 Cheap, Easy Ways to Make Your Home Safer

Linsey Knerl — Mon, 02 Feb 2015 12:00:04 +0000

Safety may not be the first thing you daydream about when picturing the home of your dreams. But your ability to insure, resell, or even just live comfortably in your home may be dependent on several safety and security factors. (See also: Must Do Home Maintenance)

Though some major structural flaws may require a larger budget, most home safety hacks can be accomplished with a sensible to-do list and at a modest cost. Here are some of the top tips for making your home more habitable for less money than you think.

Mitigate Mold

Mold, a potentially dangerous uninvited guest, can cause illness and decrease the value of a home quickly. Peter Jacobus, an agent for American Family Insurance, tells homeowners to be proactive in their efforts to keep a home safe from this unwanted affliction.

1. Reduce Humidity

By keeping the level of moisture in your home below 40%, you can often outsmart mold. Avoid excessive dampness by using dehumidifiers in rooms that collect steam. An air-conditioner will perform this role in the summer.

2. Ventilate

In addition to reducing moisture, overall good airflow is key. Your home should have exhaust fans in both the kitchen and bathroom, for starters.

3. Paint With Care

By using an inexpensive mold inhibitor mixed into your paint, you can further protect your walls and ceilings against mold growth. (Products cost around $6 per packet and can be found at home home improvement stores.)

4. Skip the Carpet

Per square foot, carpet can be more expensive than other floor coverings and is never appropriate for moisture prone areas — like bathrooms.

Confuse Criminals

While no home can be 100% robbery-proof, some simple changes to your set-up can keep you clear of break-ins. Sadie Cornelius, Security Expert for A Secure Life, recommends some simple precautions and security upgrades.

5. Add Deadbolts

All outside facing windows and doors should have one. They don't have to be fancy — they just need to work!

6. Stash the Spare Key

Just don't put it outside. Fake planters, rocks, or other "in plain sight" hiding places are well-known by career criminals.

7. Invest in Motion Sensors

Just having some outside lights that flick on when they detect a visitor can spook away a thief. Motion lights start around $10, and can be found at most hardware stores.

8. Get a Peephole

They're not just useful for hotel rooms. Knowing who's outside from behind the safety of your door is a good idea!

In addition, you're always wise to keep news of an empty house to yourself.

9. Skip Oversharing on Social

Please, no posts on Facebook about how much you're enjoying your vacation in Hawaii. Wait until you get back to post photos, and turn off location services from any apps that post on your behalf while you're gone.

10. Leave a Light On

Don't keep your home completely dark. Consider investing in a timer for your television to have some activity happening in the home during your prime time viewing hours.

Discourage Slips and Falls

Home safety is important for everyone who lives there, as well as visitors. Keeping injuries to a minimum isn't just important for the health of your family; it can keep insurance premiums low, too. National Home Improvement Expert Danny Lipford, host of the nationally-syndicated TV and radio program, Today's Homeowner with Danny Lipford, suggests a couple of fixes.

11. Create No-Slip Surfaces

Stairs, especially concrete entry stairs, can prove dangerous to visitors and family members alike. "It's easy to add a self-adhesive anti-skid strip to the front flat edge of steps to provide traction," says Danny. Concrete porches and decks can benefit from a good paint or stain with some playground quality sand mixed in prior to applying.

12. Secure Handrails

After years of use, it's not uncommon for them to come loose or fall off completely. Using lag bolts or epoxy adhesive to put them back in place makes good sense and can prevent a serious fall.

Organize Maintenance Tasks

Homeownership can feel like a tremendous burden if you try to do all the necessary cleaning and repair tasks at once. Be proactive and lighten the financial load by scheduling safety-related tasks throughout the year.

13. Test Smoke and Carbon Monoxide Detectors

Do this monthly, and replace batteries at least once a year.

14. Clean Lint From Your Clothes Dryer

This should be done at least once a year for the average user. (Our family of eight needs it done at least every few months, due to the number of loads we do, as well as the fact we own pets that shed.) Family Handyman has a great guide for cleaning lint from dryers, and you'll want to be sure to never run your dryer when you are not home!

15. Check Your Garage Door Sensor and Closures

With pets and kids in the house, keeping the heavy weight of a garage door in check is essential. Get tips for how to do this at the International Door Association's safety page.

All of the above tasks, as well as any other household to-dos can be easily planned and tracked with HomeZada's online app. You can track your progress, save photos and notes, as well as store all of your maintenance records in case you ever sell your home.

These are just 15 of many steps you'll likely take in your lifetime to secure your home and practice responsible living. What home safety tip did we forget? Which one is most important to your family?

This article is from Linsey Knerl of Wise Bread, an award-winning personal finance and credit card comparison website. Read more great articles from Wise Bread:

17 DIY Projects to Make Your Home Look Amazing (and 3 You Shouldn't Try)

Ashley Marcin — Tue, 24 Jun 2014 17:00:05 +0000

When my husband and I bought our first home, I was glued to all those television DIY shows. There were so many things we wanted to do to our starter space, and the Internet hadn't yet exploded with tutorials and inspiration boards. Now? Any and every project you could ever want to do can be found with a quick search. (Related: 25 Cheap and Easy Fixes That Make Your House Look Great)

Here are some of the best home and decor improvements even novices can tackle.

1. Leather Refinishing

Have an old, worn leather couch smelling up the place? You can totally revitalize it on the cheap with these easy instructions. You'll need leather cleaner, a good quality dye, and some type of finish coat — but all the supplies should come in less than $100, depending on the size of your sofa.

2. Blinds Revival

I dream of gorgeous plantation shutters in my home. Thing is, I'm on a plastic blinds sort of budget, so I love this idea to dress them up using spray paint. The possibilities are endless! (Related: 40 Ways to Use Spray Paint for Cheap and Easy Decorating)

3. Fireplace Makeover

Neutralize the dated aspects of your home with — again — our friend, spray paint. Those brassy accents disappear with a nice coat of black or, in for a more refined color, "oil-rubbed bronze." With the fireplace, you'll want to choose a formula specifically designed for high heat.

4. Like-New Appliances

Our new home has a great, spacious kitchen, but the appliances don't match. Since they're all in good working order, we're considering painting the refrigerator versus buying a new one. You can use special appliance paint or kits, but the tutorial makes use of standard semi-gloss paint.

5. Light Fixture

Though I don't recommend doing your own electrical work, you can replace ceiling light fixtures without much trouble. Just be sure to turn out the power to the room you're working in and connect the wires according to your new light's instruction pamphlet.

6. Board and Batten

Adding architectural detail to a room is simple with this detailed board and batten tutorial. You need boards, construction adhesive, nails, and a few other supplies. If you aren't handy with a saw, you might even consider asking the folks at your local lumber supply to do the cuts for you at an extra charge to speed up the process.

7. Television Hide-and-Seek

I drool over media cabinets from those expensive home decor stores. Then I found this smart solution online — and I can't wait to get my hands on some 2x4s. This project isn't well detailed, but if you have a somewhat experienced woodworker in the family, the concept is easy to follow. For my "doors" I might use (or create) a piece of artwork that comes in two pieces.

8. Tile Re-Grouting

If you have a section — or entire room — of tile that looks dingy and old, consider whether the tile itself really needs fixing, or if you can just fix the grout. You can pick up the supplies to add some new life to those dirty grout lines for very little money — here's how you do it!

9. Rustic Accent Wall

When I came across this cozy pallet wall, my jaw literally dropped. It takes some skill, but once you hang the underlayment, it's mostly a puzzle of what pieces look good and where. The author installed it in her son's nursery, but I'd love to put one in my basement recreation room!

10. Custom Built-Ins

When I first came across these dining room built-ins, I knew they'd be perfect for almost any room in the house. The author gives step-by-step instructions for how to select the right cabinets, cut the wood, paint for more artistic flair, etc. — just note that this project isn't done in a day. However, the time involved is worth it!

11. Smart Shelving

If you're looking to add some unique flair to a room, look outside the home decor department. This ladder turned shelf could hold anything from plants to books, and it's a great way to turn something old into something treasured. All you need are some planks of wood and wood glue! Leave your ladder unpainted for a most rustic look or use a bright color for some cheer. (Related: 18 Cheap and Attractive Ideas for Bookshelves)

12. Shaker Cabinets

I'm hoping to complete this next project by the end of the summer. Trim out your plain kitchen cabinets using yard sticks (or standard trim) for that Shaker look. A little grain filler and paint, and your kitchen will look entirely different for pennies on the dollar.

13. Revived Tub

You can shine up your bathtub without replacing or covering it. Just follow these simple instructions that explain how everyday products and a tub refinishing kit can take your soaking place from freaky to fab in no time at all.

14. Plywood Planks

Looking for an inexpensive wood flooring solution? These plywood plank floors can be painted or stained and seem pretty darned easy to install. Just be sure to start with a solid, level subfloor and measure twice, cut once. This is another project where you can take advantage of low-cost cuts made at your hardware store.

15. Distressed Look

I'd file this one under Proceed With Caution, but if you like that distressed leather look, this tutorial is for you. Even a shiny, brand new piece can turn into that "old favorite" with some sandpaper, rubbing alcohol, a blow dryer, and a few rags.

16. Console Table

Sometimes the furniture you need can't be found at the store. Or maybe what you see in catalogs and online is outrageously expensive. Either way, this behind-the-sofa table appears to be beginner-friendly. Just assemble a few 2x4s and 1x4s, and you're set to paint or stain it anyway you prefer.

17. Shutter Install

Plantation shutters are one of my favorite design elements because they are both beautiful and functional. They are also quite costly, so if you can order online at a discount and then install them yourself, it's worth your while.

And Three Things You Should Hire the Pros to Do

It's true that you can do a lot to improve your home and decor (and have a lot of fun doing it). However, it's also important to know and obey your limits, and we all have our limits. Here are a few projects you shouldn't tackle on your own.

Asbestos Removal

A lot of us have those 9x9 titles in our basements and kitchens, but if you suspect your flooring might contain asbestos, it's best to have it tested before doing any DIY demolition. When in good condition, asbestos tiles doesn't pose much threat. When damaged, the fibers become airborne and crumble easily, so it's best to leave the work to experts or leave it alone entirely.

Amateur Handyman

If your local municipality requires a permit for something — like electrical work, plumbing, or knocking down walls, etc. — you might not have the skills to tackle it on your own. Rather than search around for a quick fix, you'll probably save more money (and your health and safety) in the long run by calling in a professional.

Roofing Repairs

My neighbor recently tore off and re-installed roofing on his garage. A project lower to the ground might be okay, but if you're going to go on a super tall ladder, you should leave it to the professionals. That goes for anything up high, as falls from ladders sent 246,733 Americans to hospital ERs back in 2009. Don't become a statistic!

Have you tackled any DIY home projects lately? How'd it come out? Please share in comments!

Like this article? Pin it!

This article is from Ashley Marcin of Wise Bread, an award-winning personal finance and credit card comparison website. Read more great articles from Wise Bread:

Selling Your Home: 17 Ways to Prepare Your House for Inspection Success

Ashley Marcin — Thu, 05 Jun 2014 09:00:10 +0000

Congrats! You've received an offer on your home and agreed upon a sale price. The papers are signed, and the next step in the process is your home inspection. Chances are that a satisfactory report is the last major hurdle toward sale — so it's important you put your best foot forward. (See also: 25 Cheap and Easy Fixes That Make Your House Look Amazing)

I recently accompanied a home inspector on a 3-½ hour tour of a home we were considering purchasing, and these were some major points I picked up along the way. In general, it's good to have intimate knowledge of your house's nooks, crannies, and weak spots. The following items are things you should consider before the inspector visits your home, possibly bringing up major and minor issues that could cost you money off your sales price or worse — the deal itself.

1. Clear Access

Ensure access to critical areas of your house are clear. Think about your electrical box, furnace, hot water heater, and air conditioning units, attic door, and any other possible locked spaces. Also make it easier to access under sink plumbing work and back access, as well as any areas blocked off by storage, etc. If the inspector cannot gain access, he or she will be unable to include them in the report, raising questions for your buyers.

2. Banish Clogs

Go through your entire house to all the sinks drains — one by one — and run the water. If you notice a slow drain, you can try using store-bought clog removers (consult with staff to find the right one). For very slow or even totally clogged drains, call in a plumber. Same goes with any slow flow or blockage at the water source.

3. Replace Bulbs

Examine your attached light fixtures. Make sure all the light bulbs are working. Inspectors only get an overhead view and cannot determine if the bulb itself is out or if there's possibly an underlying electrical problem.

4. Filter Out

Replace your furnace return air filters. Not only do dirty filters impact the efficiency of your overall HVAC system, they also show neglect, which isn't the type of impression you want to leave with your inspector.

5. Mind Your Monitors

Be sure to have working smoke and carbon monoxide alarms in your home. Test before inspection day and look at the expiration dates. You should have a smoke alarm on every level of your home — including the basement. As for carbon monoxide detectors, there should be at least one in your home, in the sleeping area.

6. Observe Grading

Check to see that the earth slopes away from your home versus toward it to avoid basement water issues. Even if there's no evidence of water entering your home, it's a good idea to slope dirt away in flowerbeds and other areas that come in contact with your foundation.

7. Check Cracks

If your home has any cracked windows or broken screens, you may want to fix them before the inspector comes. Even if a crack isn't a big issue on some basement window, it will still show up in your report.

8. Get the Bugs Out

Do you see a lot of carpenter bees hanging around? Or perhaps a steady line of ants near your home? Any sort of infestation — especially of wood destroying insects like termites — will show up on your inspection report. It's best to take care of it proactively.

9. Cap It Off

Any sort of caps needed in and around your home should be there. Any unused gas lines — even if shut off — should be capped. As well, any chimneys or flues should be capped to prevent debris, including leaves and animals, from clogging off critical vents. For example, a home we recently had inspected had a clog in the water heater flue creating a dangerous buildup of carbon monoxide.

10. Trim Your Trees

Or at least take a look at any overhanging vegetation at your property. Trees that are over roofs can prematurely shorten roof life by inviting moss and lichen to take hold. Rodents can gain easy access to your chimney and other openings. And the obvious: If there's a low-hanging or unhealthy branch, it could always fall onto the roof.

11. Think Big

If you know you have asbestos, lead, or other health and safety issues in your home, it's good to disclose this information before embarking on the sale process to begin with. Otherwise, be prepared for these items to show up in a report. Though they are usually not confirmed without further testing, "suspected" hazards could certainly scare away potential buyers.

12. Go With the Flow

Flush your toilets to see if any aren't performing as they should. Sometimes a fix is as easy as adjusting the water level in your tank. Other times, a clog or hard water (creating sediment) might be to blame — or perhaps a faulty design.

13. Spark Interest

Go to each outlet in your home to see if any aren't working. It's also a good idea to note any weird issues with your electrical system that you have observed and lived with in your time at the home. Any flickering light fixtures or slow switches, etc., can be signs of a problem for an electrician to investigate.

14. Crack It Open

Many older homes, especially those with plaster walls, have hairline cracks. Many of these cracks are not concerning, as they mostly indicate the expansion and contraction of the wall material with normal house settling and temperature fluctuations. If you have cracks in your foundation or exterior, or your doors and windows aren't closing from misalignment, you may want to have them checked before inspection.

15. Swing Around

While you're at it, open and close all your windows and doors to look for anything that's creaking, loose, or otherwise not functioning properly. Look at hinge pins, door knobs, and anything else that seems amiss.

16. Address the Issues

If you bought your house only a few years ago, chances are you still have a copy of your old home inspection from purchase. Go through the report and look for any unaddressed issues you've come to live with over the years. It's almost like having a cheat sheet.

17. Hire a Professional

If there are any issues in this list that you're not familiar with fixing, it's best to call a certified professional before your inspection date to do the work. Not only will amateur fixes not fare well on inspection reports, but you could also put yourself in harms way, say, if you've never climbed onto your roof or trimmed a tree before. (See also: Save Time, Money, and Hassle by Bundling Home Repairs)

Do you have any items to add to this list? Please share in comments!

Like this article? Pin it!

This article is from Ashley Marcin of Wise Bread, an award-winning personal finance and credit card comparison website. Read more great articles from Wise Bread:

25 Cheap and Easy Fixes That Make Your House Look Amazing

Ashley Marcin — Fri, 18 Apr 2014 08:48:21 +0000

I'm currently in the process of selling my house, and it's been quite an ordeal getting it up to snuff for listing. Over the six years my family has lived here, we've surely settled in. Things like dirty baseboards, slow draining tubs, and a rogue dead outlet didn't seem so horrible; we got used to all these little inconveniences because our minds were elsewhere. When it came time to fix everything, however, we were quite overwhelmed with our to-do list. (See also: Cheap Ways to Stage Your Home)

Now that we've finished going through our house from head to toe, I can surely tell you — tiny changes add up to something big — mammoth, actually. And you don't need to put your house on the market to improve your habitat and your life. Even if you are living in your forever home, there are 25 super easy projects you can do inexpensively or even for free to really put some extra shine to your house that you didn't know you could get back!

1. Deep Clean

We all try to keep our homes tidy and clean, but when's the last time you lifted all your carpets and vacuumed the floor underneath them? What about scrubbing behind your toilet? Dusting off the blades of your ceiling fans and blinds? Think of all those dark corners and slowly chip away at dusting and scrubbing them. Once they're totally clean, it's amazing the difference you'll feel. I like to start with one room or floor at a time and plow right through. (See also: One-Month Guide to Spring Cleaning)

2. Toss and Donate

Then comes clutter. Spring is a great time to go through your hoard and see what you want to keep, to toss, and to donate to local thrift shops and charities. I always start with my closet and then work my way through the rest of the house. Old pots and pans or anything I haven't actually used in the last six months are up for debate. I'd rather have open spaces than store stuff I may never use again anyway. If you are questioning if you should purge something, put it (and like-items) in a box to store in your basement or attic for three months. If you don't miss it, clear it out of your house.

3. Scrub Appliances

"Our refrigerator isn't too bad," I told my husband. And then I moved the food around and saw lots of drips and spills that had hardened into quite a sticky mess. I took a couple hours one day and set the oven to self clean, took all the food out of the fridge and freezer and scrubbed it with an all-purpose cleaner, and then finished off with cleaning out the filter in the dishwasher. They're like new again! (See also: 8 Tips to Make Your Fridge Last Forever)

4. Rummage Through Your Pantry

While you're at it, go through your food to see what's stale, expired, or might be headed that way soon. You'd be surprised how much space you gain by taking stock, and you might actually find foods you didn't know you had. I have definitely saved some grocery dollars by using up ingredients instead of letting them go to waste in the back of a cabinet.

5. Oil Your Hinges

Open all your doors and hinges and spray a little WD-40 to get those suckers sliding quietly. If you don't feel like running to the store, you can also use three different household items — soap, petroleum jelly, and paraffin wax — for the same silencing effect.

6. Wipe Down Trim and Molding

I don't know about you, but I never wash my door jams or baseboards. I didn't think they were too dirty until I looked closer. Coffee splashes, fingerprints, dust, and other (toddler) messes were very apparent on ours, so a little elbow grease (and a few Magic Erasers) got them bright white again.

7. Or Even Paint Them

Beyond the general cleaning, some of our molding was actually dinged up from years of moving furniture, accidental kicks and scrapes, and even damage from that time when we hung a doorway pull-up bar. I went to our local hardware store and got some paint samples to find a glossy off-white that matched closely and then got a sample size can of paint. I took an artist's paintbrush around and blended them back in again.

8. Safeguard

Take a tour of your home's fire alarms, extinguishers, and carbon monoxide detectors. If they need new batteries, get new batteries today. If they are expired, broken, or are missing entirely — buy new today. Safety is one area not to skimp on or leave until tomorrow.

9. Filter and Maintain

As a first-time homeowner, I didn't really know we needed to maintain our furnace every single year. Now, that's not a hard and fast rule, but it's certainly a good idea. At the very least, we put in a new filter each year and make sure to call in help if we suspect there might be an issue. Keeping a furnace, water heater, air conditioning unit, or whatever else in working order is much cheaper than buying a new one. All it takes is a quick call to make an appointment, and be sure to check websites of bigger companies for coupons.

10. Clean Windows

On the inside and out, our windows are exposed to a vast number of icky things. Whether it's handprints, dirt, bugs, or whatever else that's obscuring your view, all it takes is some glass cleaner and time to get them clear again. (See also: The Best All-Purpose Cleaners)

11. Shine Up Floors

We have gorgeous wood floors that we clean with basic water and vinegar, but we called in the big guns with some store-bought Orange Glo cleaner to get them gleaming. It's something I'd love to start doing once a month, as it helps condition the wood beyond my basic washing. One bottle was only about $6, but I think it will last four or five applications in our small home.

12. Freshen Linens

I'll just come out and admit that we don't make our beds every day. So, doing so has majorly changed how we feel upstairs. Beyond that, we try to change our sheets more frequently these days to keep everything fluffy and smelling great. Be sure to add towels, shower curtains, bath rugs, curtains, and any other cloth item to this list.

13. Caulk Around

Our bathroom caulking had seen better days. Instead of scrubbing the mold and mildew, we decided to start with a fresh application. It sounds more complicated than it actually is. Simply rip out, re-do, and let dry — here's how.

14. Repurpose and Reimagine

Have a hall closet continually crammed with random junk? Follow the steps above to clean and perhaps clear out and then try to come up with a purpose for that space so it doesn't become a catch-all. We have a small closet near our kitchen that we hung some cheap shelving in and we now use as a pantry. It's actually "supposed" to be a coat closet, but that just didn't work for our family. Give spaces jobs to do, and you'll maximize your living spaces. (See also: How to Declutter and Keep Your Stuff Too)

15. Focus on Window Treatments

I'm sure we all have a few curtain rods, panels, blinds we bought long ago but haven't yet taken the time to hang. Why not skip the sitcom tonight and take that half an hour and finish that project today? It's incredible how simple window treatments can change the feel (and function) of a whole room. Plus, you'll gain back some storage space.

16. Patch and Paint Walls

I love the deep grey color of our living and dining room walls. However, if you look closely, you'll see some thin spots where the light blue beneath is still peeking through. Beyond that, you can see some holes from where we moved artwork or other nailed or screwed in decorative items. A container of lightweight patching is only a few dollars (and some people just use toothpaste!). If you don't have leftover paint, just head to the store and get a sample sized can in a matching color.

17. De-Clog and Decide About Hiring a Plumber

There's a quick and easy way to determine if your slow-draining tub or sink is a plumbing issue or not: Buy a container of de-clogger and follow its instructions. If you get things moving again — great! If not, call in a professional. Letting clogs go untreated can cause bigger issues in the long run.

18. Rearrange Furniture

Staging is something I'm no good at, but it makes a huge difference in the flow and feel of a house's interior. Why wait for potential buyers to do something like this? Consider moving around your couches, tables, and chairs to a new style that works well for you. And feel free to change your floor plan a million times until you get it just right.

19. Shine Some Light

Check out all your light fixtures to see where new lightbulbs are needed. Consider investing a little extra money in the energy efficient compact varieties. Not only do they use less power, they also purportedly last longer — which I have learned from experience. We didn't replace our overhead light in our bedroom for several months. Ridiculous, but it made such a difference to get it working again. (See also: Best Energy Efficient Light Bulbs)

20. Match Your Outlet Plates

I surveyed our interior and discovered that most of our light switch and outlet plates didn't match. Now, this isn't an issue beyond surface aesthetics, but new plates need not be expensive. If you can, try to get consistency going in your house. It's a subtle detail, but every corner counts.

21. Head Outside

Taking care of our spaces isn't limited to the indoors, unfortunately. Look around your yard to find any debris. Rake up any leaves or brush away any dirt that's on your patios or decks. Consider planting a few low maintenance flowers or shrubs to spruce things up a bit. No need for heavy landscaping, which might just require more work to maintain.

22. Tackle Simple DIY

One of my favorite cheap projects is to use vinyl tile ($1 a square foot where we live) to refresh an old floor. Painting a room a new hue can have big impact, too. Hanging smart shelving is another project most novices can undertake in an afternoon. Make a list of items you'd like to undertake and be realistic about your expectations. For example, if you've never tried your hand at plumbing, you could cause more harm than good.

23. Hire Help for the Rest

Then make a list of things you don't have the ability to do (whether for time or safety reasons). We had a light switch that was giving us trouble and a toilet that was leaking and our fix wouldn't hold. Calling the neighborhood handyman once versus multiple times can actually save you money. Many charge a flat rate just to come to your home, so it's best to get your money's worth while you can!

24. Nest

Sometimes all you need for renewed pride in your house is something homey. Slap an inexpensive wreath on your front door or add a flag pole with a festive banner. Hang a picture. Get a couple new throw pillows or even a new rug. We waited to do these things until our house was listed, but once we did — we were surely sad we didn't do it sooner.

25. Live Like You're Listed

From there, it's just a matter of keeping things clean and tidy, which is much more difficult in practice than it sounds in theory. I suggest following the 5- or 10-minute rule. If you can pick up, clean, or fix something in less than 5 or 10 minutes, do it right away. You'll keep up your spaces easily this way. Leave bigger projects to the weekend, but make a running list so you don't forget anything.

Anything I've missed? Please tell us in comments your best, low-effort, high-impact home care projects!

Like this article? Pin it!

This article is from Ashley Marcin of Wise Bread, an award-winning personal finance and credit card comparison website. Read more great articles from Wise Bread:

Make Your Fridge Last (Almost) Forever With These 8 Tips

Linsey Knerl — Wed, 16 Apr 2014 09:36:22 +0000

After the furnace, the most important appliance in your home is probably the refrigerator. It's also one of the most expensive ones. When you spend $1,000 or more on an item, you want it to last for many years. (See also: Best Refrigerators)

The tips below will ensure that your fridge is running efficiently and for years beyond the warranty.

1. Place It Away From Heat

Anytime a motor is working harder than necessary, it is likely to die early. This is what happens when a heat source such as the stove or oven is nearby. The refrigerator has to work hard to keep itself cool due to the excess heat in the kitchen. Installing a refrigerator in the garage may be practical for overflow and when entertaining; however, if you live in a climate that gets warm in the summer, you may want to move it to a basement. Garages get extremely hot, especially in the summer, and the refrigerator will be working overtime to stay cool. (See also: 6 Tips to Make Your Dishwasher Last Forever)

2. Keep It Level

When you first install your refrigerator, make sure it is level. A fridge that is not level will not close properly. This allows air to escape from any leaks. When air is leaking from the fridge, the motor runs continuously to keep it cool. The more the motor runs, the sooner it will quit. Be sure to check it once a year to make sure it is still level, as homes do shift and settle. (For information on how to level your refrigerator, see the owner's manual.)

3. Keep the Top Clear

The top of your refrigerator should not be used as storage. When you fill the space above your refrigerator with storage containers, cereal boxes, and baskets, you are keeping the warm air that flows from the top inside. This causes the motor to work harder and can lead to it overheating. Find another place for your storage and only put small decorative items on top of your fridge.

4. Keep It Clean

On most refrigerators there are coils on the outside that function as the cooling system (some newer models may have coils that are completely covered). These coils can accumulate pet hair, dust, and food particles. Vacuuming the coils on a regular basis (2-3 times a year) keeps the fridge running efficiently. (See also: One-Month Guide to Spring Cleaning)

5. Inspect the Seals

Regularly inspect the seals around the refrigerator and freezer doors. Broken, cracked, and damaged seals cause air to leave the refrigerator, which forces it to run longer. This runs up your electricity bill and again, causes the motor to work harder. LG, one of the leading manufacturers of refrigerators, recommends also inspecting and cleaning the gaskets on the doors to ensure a tight seal is maintained.

6. Keep It Filled (but Not Too Full)

What you put inside your fridge is as important as what you put next to it or on top of it. A fridge that has food stored in every available space is going to work harder to keep it cool due to the lack of air circulation. On the other hand, a refrigerator that is too empty also works harder to keep itself cool. If your fridge gets too empty and will be for a while, for example while you are on vacation, fill bottles and jugs with water to store inside. This will keep your fridge running at its optimal speed.

7. Set the Proper Temperature

To keep your fridge from working too hard, set the freezer to a temperature of zero degrees Fahrenheit and the fridge below 40 degrees Fahrenheit. This keeps food safe, according to the U.S. Food and Drug Administration, and allows the refrigerator to run efficiently. (See also: Expiration Dates and Food Safety)

8. Avoid Placing Warm Foods Inside

When warm foods or liquids are placed inside of the fridge or freezer, it must work extra hard to cool them off. Keep foods on the counter to cool for a short while before placing them in the refrigerator. If you are concerned about food-borne bacteria, place the food in the fridge while it is warm along with a frozen jug of water. The jug will keep the inside cool at the same time as the food is cooling without causing the fridge to work harder.

Following these tips may not keep your refrigerator around forever, but they will extend the life of it for many years. Careful placement, cleaning, and maintenance will ensure that you do not have to replace it any time soon.

How old is your fridge? What are you doing to help it last longer?

Like this article? Pin it!

This article is from Linsey Knerl of Wise Bread, an award-winning personal finance and credit card comparison website. Read more great articles from Wise Bread:

Make Your Dishwasher Last (Almost) Forever With These 6 Tricks

Sarah Winfrey — Thu, 16 Jan 2014 11:36:11 +0000

Bringing home a new dishwasher is a major commitment. When you spend that much money on an appliance, you hope it will last and last. While there are no guarantees that you didn't somehow buy a lemon, there are things you can do to make your new dishwasher last much, much longer than its expected life (usually about 15 years). (See also: 5 Best Dishwashers)

1. Check Your Filter Regularly

Some new dishwashers have self-cleaning filters, but that's an expensive feature that doesn't always work as well as you'd expect. If you don't have this feature on your dishwasher or don't want to rely on it, simply clean out the filter manually. The amount of cleaning yours needs may vary — some manuals say to clean every load, some say once a week, and others once a month. Follow the instructions in your manual. Cleaning the filter allows you to remove large pieces of debris that would otherwise be trapped in your washer and impede its functioning. (See also: How to Clean Your Dishwasher)

Bonus: If you no longer have your manual, Google the make and model of your dishwasher. Many manufacturers have their manuals posted online for easy access.

2. Clean the Sprayer Arms

Depending on your model of washer, you may have one sprayer arm or two in your dishwasher. The little holes in these can get filled with debris particles, hard water deposits, and other gunk. Usually, you can remove the arm and wash it in your sink with warm, soapy water. However, you will want to follow the specific directions in your manual to make sure you don't do more harm than good. Do this somewhere between once a week and once a month to ensure optimal spraying and a long life for these arms.

Bonus: You can also soak this arm with diluted vinegar, which will help remove any stubborn hard water deposits. (See also: Weird and Wonderful Ways to Use Vinegar)

3. Use Water at the Correct Temperature

To ensure that your dishwasher operates well without melting or burning any of the components, make sure that your hot water heater is set at the optimal temperature as listed in your manual. Even if your water isn't hot enough to hurt any parts during one cycle, repeated exposure to water that is too hot can cause damage over time. Since these are not always the "typical" parts that break, replacing them can be quite expensive.

Bonus: If you aren't sure how to change the temp settings on your hot water heater, look that up in its manual. Again, you can usually find the manual online if you don't have it anymore.

4. Manage Rust

If you have metal parts in your dishwasher, check to make sure that they are not rusting. While most dishwashers use stainless steel for any parts that have regular contact with water, some older models do not. And even stainless steel can be damaged under certain conditions. If you notice any rust or other metal damage, replace the parts immediately. Rust and/or metal pieces can clog your pump, which is usually a costly repair.

Bonus: Sometimes you can repair your dishwasher racks with a repair kit. Other times, you may need to buy brand new racks to get rid of the problem.

5. Only Wash Dishes

While there are different sites online that advocate using your dishwasher to wash everything from keyboards to vegetables, doing this can harm your dishwasher. Some of these items have pieces that can break off under the force of water in the washer, and these can cause clogs and other damage. Since washing things that aren't dishes usually voids the warranty, you'll be out of luck and have to pay for repairs yourself.

Bonus: Other items, like keyboards and trash can lids, can contain germs that won't necessarily be destroyed by your dishwasher. Since you don't want these on your dishes, don't put these in your dishwasher in the first place! (See also: Shocking Germ Hotspots You Touch Every Day)

6. Run Cleansing Cycles

If you do nothing else for your dishwasher, run cleansing cycles at least once a month. You can use special dishwasher cleaner for this, or simply put a packet of lemon Kool-Aid (or other lemonade mix) where you would usually put detergent (some say to make sure it is sugar-free). The mix contains citric acid, which will help dissolve any clogs and/or mineral deposits that have built up in the washer.

Bonus: Lemon Kool-Aid also makes your dishwasher smell lemony fresh!

Good luck, and may your dishes be ever sparkling! And if you have any other dishwasher tips for us and our readers, leave them in the comments.

Like this article? Pin it!

This article is from Sarah Winfrey of Wise Bread, an award-winning personal finance and credit card comparison website. Read more great articles from Wise Bread:

Must-Do Home Maintenance That Saves You Money...and Might Save Your Family

Kelly Medeiros — Thu, 05 Dec 2013 11:24:05 +0000

Certain home maintenance matters are a given. But what about those not-so-obvious ones, and are they really worth it? Here is a quick breakdown of several home safety and prevention items so you can learn more about the protection they provide and how they might save you money down the road. (See also: Home Maintenance and Repairs That Shouldn't Wait)

Water Alarms

A simple water alarm device is a great precautionary measure for helping to protect homes from undetected water damage. These alarms serve as leak monitors to alert a homeowner when water is first detected from anything from overflowing sump pumps to a busted pipe. Early warning means you may be able to stop a problem and avoid the costly repairs associated with water damage.

The cheapest alarms are passive battery devices that give off an audible alert tone and flashing light when water is detected. You can find these at home improvement stores for as little as $10. We use a couple on the floor in our basement near our sump pit and water heater. State Farm Insurance provides some useful information on the usual places where water damage can occur.

More advanced alarms also exist, but they can cost upwards of several hundred dollars. These active leak systems not only detect water, but also perform shut-off functions. You can contact a plumber or a flood specialist to find out more.

Dryer Vent Maintenance

You may know it's important to clean your dryer lint screen after each use, but you also should periodically clean out dryer vents and ducts. Cleaning allows for better operation and prevents your dryer from becoming a fire hazard. According to the U.S. Consumer Product Safety Commission, clothes dryers cause thousands of residential fires per year, mainly due to people not properly cleaning the ducts.

Luckily, keeping your dryer vent maintained is a pretty easy thing to do. It is typically recommended that you have your vent cleaned once a year. For professional duct cleaning, make sure to do a little research. I found quotes for as low as $50 and as high as $250 for a simple duct cleaning. You can also have them change your duct to ensure it is fireproof (many flexible ones are not). Some people even DIY the job, but you need to know what you are doing and do so safely. Check out Allstate's overview of dryer vent cleaning safety for additional information. (See also: Home DIY Projects You Can Do in a Day)

Radon Testing and Remediation

According to the EPA, radon is a cancer-causing, radioactive gas that is produced from the natural decay of uranium found in most rocks and soils. Radon moves out of the ground up to the air above and can get trapped in your home. According to the EPA and World Health Organization, radon is the second leading cause of lung cancer (behind smoking). Sounds scary, but the good news is that radon in homes is fixable.

The EPA recommends testing to ensure radon in the lowest level of the home is below 4.0 picocuries per liter. You can buy test kits or get free kits through some state offices to test on your own. Or, many people rely on professional testers to do a short-term test, especially for real estate transactions. Professional testing prices vary, but the ones in my area are around $100. Check out the EPA's listing of how to find test kits or qualified radon professionals in your area.

If your levels are above 4.0 pCi/L, get a qualified radon professional to give you remediation quotes for options to reduce your levels. The most popular method is usually a vent pipe system connected to a radon exhaust fan, which pipes the radon out of your house.

I live in a very high radon region, and luckily the builders of my home had already installed a radon vent pipe. We ended up spending $300 for a professional to hook up a radon fan and make a few modifications to our existing system to bring our levels down. If a brand new system or additional vent pipes need to be installed, keep in mind the cost will be significantly higher. (See also: Costly Things New Homeowners Don't Prepare For)

Lightning Rods

Lightning can cause everything from surge damage to electronics and appliances from indirect strikes to structural damage and fires from direct hits. However, lightning protection systems (LPS) on homes can prevent such destruction as they work to provide a path for lightning to safely travel to the ground, leaving the home unharmed. And contrary to popular belief, lightning rods do not attract lightning, but rather provide a safe place to dissipate the electricity rather than having your home take the hit. The Lightning Protection Institute has a library of information for learning more about lightning and home protection. (See also: How to Prepare Financially for a Natural Disaster)

Some people can go a lifetime without lightning damage, while others are all too familiar with the threat. If you decide on getting an LPS, you need to know it's not a small investment. It can cost several thousands of dollars depending on the size of your home and if you choose to conceal the system (hide the wires below the roof) or do any kind of decorative rod. Most importantly, installing a LPS is not a DIY job. It must be done by an experienced and reputable UL-listed and LPI certified contractor. Additionally, when our LPI contractor installed our system, he gave us documentation, which we used to receive a small credit on our homeowner's insurance for protecting our home with a certified LPS.

These are just some items to consider as you go about maintaining your home. While it may feel like investing in your home is never-ending, certain items may save you money in the long run, while also keeping your family safe, should you decide to implement them.

What other home safety or maintenance items do you think are worth considering?

This article is from Kelly Medeiros of Wise Bread, an award-winning personal finance and credit card comparison website. Read more great articles from Wise Bread:

Home Maintenance and Repair: What's an Emergency and What Can Wait?

Kentin Waits — Tue, 03 Sep 2013 10:24:28 +0000

When money's tight, even a minor home repair takes on a new and stressful dimension. But when you're looking a laundry list of things that need to be done with limited funds, it can be overwhelming. If home repairs have you longing for the days of apartment life, don't despair. Here's how to take a step back, prioritize what needs to be done, and embrace a slow, steady, and budget-friendly approach to home maintenance. (See also: What It Actually Costs to Own a Home)

1. Electrical and Wiring

Safety comes first. Wiring and electrical problems can damage sensitive electronics, and lead to fires and even electrocution, so it's best to address them head-on and with the help of a licensed professional. If the lights in your home dim when you turn on multiple appliances, if your circuit breakers trip frequently, or if your outlets are hot to the touch, it may be time to call an electrician. The cost of rewiring a house varies based on the size of the home, but typically ranges between $3,500–$8,000, according to houselogic.com. (See also: 10 DIY Jobs Homeowners Should Avoid)

2. Roof

Water intrusion is one of the quickest ways to rack up big-dollar expenses. Rot, mold, insect infestation, and electrical problems can all result from even small leaks in your roof. Be aware of dank or damp smells in your home, stains on drywall, and damaged shingles, algae growth, or pooling water on the roof.

Because roof problems usually progress quickly, if you notice an issue, contact a roofer right away. An initial inspection is usually free of charge. Again, roof replacement costs depend on the size of your home and can run anywhere from $2,000 to $25,000.

3. Basement and Foundation

A solid footing supports (literally and figuratively) everything else in your home. Protect it.

As homes settle naturally or shift due to extreme rain or flooding, structural problems can occur. If you notice sagging beams, large cracks in the masonry, or floors that develop a new dip or slant, it might indicate a larger problem. Hire a contractor to inspect your home and if there are significant issues, retain a home inspection engineer to get an accurate picture of the solutions and the associated costs. You can search for a qualified home inspection engineer by visiting the National Academy of Building Inspection Engineers website at NABIE.org.

4. Gutters and Drainage

Gutters help your roof do its job and without good drainage, even the highest quality roof can't protect your home from water damage. Look for dented, damaged, or split gutters and downspouts that don't connect properly. Also, survey your home immediately after a rainstorm; look for clogs, leaks, or pooling water that may indicate larger problems with your gutter system. The cost of new gutters varies depending on the size of your home and the complexity of roofline. For a handy calculator on the price of seamless gutters, try this calculator from homewyse.com.

5. Exterior Paint

Paint does more than beautify your home — it provides protection from the elements that damage wood and other siding products and helps discourage boring insects. Look over areas with cracked, flaking, or blistering paint. Small areas can usually be sanded and repainted without hiring a professional. A full paint job usually runs between $3,000 and $5,000 according to costhelper.com (See also: Home DIY Projects You Can Do in One Day)

6. Heating and Cooling Systems

Upgrading the heating and cooling systems in your home can help reduce energy costs and minimize the chances of a malfunction that could lead to frozen and burst pipes in winter.

If your system is working properly, replacement is, of course, elective. But if you're not sure how well your system is performing, keep an eye out for frequent on/off cycles that may indicate a bad thermostat or equipment that's struggling to regulate temperature. Call in an expert if you have other concerns or would like an estimate on the price of new equipment. Typically the price of a new HVAC (Heating Ventilation and Air Conditioning) system runs between $5,000 and $7,000. (See also: 9 Ways to Seal Leaks and Reduce Your Winter Heating Bill)

For broader information on how to plan for and buy a new heating and cooling system, check out from HomeAdvisor's Heating and Cooling Cost Guide.

Although we can't always predict when home repair or maintenance issues will arise, we can plan for them and be strategic in how we react to them. By understanding that not all issues are emergencies, we can leverage our resources to take care of what's essential first and phase in less urgent repairs over time. As with any expense, it always helps to anticipate likely repairs based on the condition and age of your home and begin to set aside funds for those inevitable expenses before they become critical.

Have you prioritized your home maintenance to-do list?

This article is from Kentin Waits of Wise Bread, an award-winning personal finance and credit card comparison website. Read more great articles from Wise Bread:

The Top 10 DIY Jobs Homeowners Should Avoid

Paul Michael — Thu, 23 May 2013 10:38:36 +0000

Doing it yourself is a great way to save money. Home improvements and repairs can be costly, and any contractor you hire to do the job will mark-up prices on materials and labor. Some will also charge for an estimate, although that is rare these days.

So, with that in mind, and with the Internet being such a vast resource of free information, it's very easy to be tempted to do a lot of these expensive jobs yourself. However, you can soon find yourself out of your depth and spending even more money than the initial job would have cost to correct your own mistakes. (See also: 5 Household Fixes You Should Stop Paying Others For)

I talked to several professionals over the last few weeks, some of whom I have hired to work on my own home. They outlined a list of jobs that you should think twice about attempting. Of course, if you're a skilled handyman or handywoman, or have experience doing particular repairs, go ahead and do your thing. But if in doubt, get a professional out.

1. Roof Repair

We recently had to replace the whole roof due to hail damage. Insurance picked up the $12,000 tab, but there's a reason it costs a lot of money to repair or replace a roof. It's time-consuming, it's labor-intensive, it takes a lot of people, it's dangerous, and it can mess up your whole house if you do it wrong. If it's replacing one or two shingles, and you are confident you can do the job well, that's one thing. But any major repairs you should leave to the pros. A roof should last 20 years or more; it's worth the investment.

2. Tree Removal

Big, bad tree taking up too much of your yard? Well, think twice before pulling that sucker out.

If it's a large tree, you need to know exactly how to make it fall in the right direction. One false move and you have a tree in your bedroom. If you do manage to plan it correctly, and it falls just where you want, you now have a stump to remove. A huge, heavy stump with a root system that could spread 20 to 40 feet. After all that heaving and pulling, probably with a truck, you now have a very heavy stump to haul away, plus the rest of the tree. Is it worth it? Nope. Hire a tree service; they do this daily and they're reasonably priced.

3. Structural Improvements

Most people know about load bearing walls. They may not know exactly how to handle them though, and if you don't do it right, your whole house is at risk. But even if you avoid the load bearing walls, you still have other walls to deal with that contain water and gas pipes, electrical wiring, and ductwork for the HVAC system. If you're planning on taking out a wall or two, plan to bring in the professionals.

4. Major Plumbing or Electrical Work

If you have a blocked toilet or a leaky faucet, don't pay big money on a contractor when you can do the job in a few minutes. Similarly, installing a new ceiling fan or light is no big deal either. But when it comes to anything that involves rerouting pipe work or significant rewiring, don't save a buck and do it yourself. This requires the work of professionals, and when you consider the house could burn down or be flooded by your actions (not to mention you could kill yourself in the process) it's not worth the risk.

5. Installing New Windows

My wife wants a new window in our bathroom. Well, she wants a window in our bathroom period. There isn't one in there right now. I'm tempted to do it myself; it would be so much cheaper. You may feel the same way, too. But when you consider you are literally cutting a huge hole in the side of your house and have to make sure it is safe and watertight, is it worth saving the money? What if you don't get it quite right, and the window falls out? It could kill someone. Even a small mistake could result in serious damage to your home and the contents. Hire a contractor.

6. Attic Insulation

What? Just throwing a bit of insulation in the attic? No worries. Well, think again. If you don't know which type of insulation to use, how much to use, and where to put it, you can actually create new problems. These include improper ventilation, home overheating, and even wood rot from moisture buildup. And if you don't watch your step, you could come right through the ceiling. If you feel confident and have done your research, you could give it a try. But I would recommend a professional service.

7. Replacing Exterior Siding

A little piece here or there, well, that's something you could attempt to do if you consider yourself handy. But the whole house? If the siding on your abode is looking past its prime, it will take a serious amount of time and knowledge to replace it. This is what is considered a major DIY task, and one most homeowners know better than to take on. Remember, this is not just making your home look good; it is protecting it from the elements. Mess this one up and you can severely impact the value of your home and its ability to stand up to the elements.

8. Gutter Repair or Replacement

At first glance, it seems easy enough. A few screws here and there and you're done. Easy. But consider this — the guttering system is directly linked to the roof, and it is virtually impossible to repair it without impacting that roof. It's also tricky work, done on a long ladder with limited stability. It should certainly not be attempted alone. But save yourself the headache and the risk of injury to yourself and damage to the roof. Call the pros.

9. Basement Finishing

If you have an unfinished basement, you have probably already thought about the option of getting it transformed into a livable space. No doubt you have even looked into the costs and cried a little. It is expensive. And there's a reason for that. It takes time, planning, and a lot of experience.

I have a friend who just finished his basement remodel. He started it five years ago. He said he's probably spent twice what it would have cost to get it done by a professional firm, taking into account his own time, the amount of mess-ups he had to replace, and the "money" he spent learning on the job. This is a massive undertaking. Some call it an adventure, others, a potential nightmare. And if you do it wrong, you may have to pay someone to rip it out and redo it. Unless you have some major DIY chops, a stockpile of equipment, and a lot of friends who can help, give this one a very wide berth.

10. HVAC Systems

HVAC, if you don't already know, stands for Heating, Ventilation & Air Conditioning. This is complicated stuff. Your air conditioner, your furnace, your boiler, the ductwork, the electrics, the pipe work — it goes on and on and on. You may know a few things about HVAC, but certainly not enough to rival the professionals who do this for a living. This is what makes your home livable. It keeps you warm in winter and cool in summer, and if it's done wrong, it can seriously mess up your home's value. This is not something you want to tackle, even if you consider yourself fairly handy.

That's my top 10 DIY jobs homeowners should avoid. Did I miss anything? Is something on this list that you believe is easier than I've made it sound? Let us know in comments!

Like this article? Pin it!

This article is from Paul Michael of Wise Bread, an award-winning personal finance and credit card comparison website. Read more great articles from Wise Bread:

January: The Perfect Maintenance Month

Marla Walters — Fri, 07 Jan 2011 14:00:10 +0000

In between doing my own household chores on New Year's Day, I noticed that my husband (a.k.a. Mr. Handyman) seemed very busy. Rather than focus on my own boring list, I decided to pester him and see what he was up to. As it turns out, he was doing his "January 1^st money-saving stuff." Why January 1^st, I wondered? He says it’s just because that’s a pretty easy date to remember to do his "money-saving annual chores."

I was intrigued and figured he might be doing something I could parlay into a post for Wise Bread readers, a crowd that is also pretty darned interested in money-saving stuff. Don’t worry, we’re not too late. He says if you don’t actually get these things done right on the first day of the year, the system still works, because “approximately annually” is close enough. Once you get into the annual, first-of-the-year cycle, you can catch everything on time next year.

I began by quizzing him while he was underneath his truck. Frankly, he is not much of a conversationalist in that position, but I persisted in the name of thorough reporting. Patiently, he explained that he uses synthetic oil, which is more expensive, but it does not break down over time the way petroleum-based oils do. Thus, because he does not put very many miles on his pickup, he can go for extended periods of time between oil changes. He says he could go even longer than a year, but he always errs on the conservative side when it comes to oil changes. Of course, changing it himself also saves the labor charges. Though he admits that the labor charges for an oil-and-filter change are often not significant, he also reminded me of the several-hundred-dollar repair bill we wound up splitting with a national muffler chain when we had to replace the oil pan on my car, and we weren’t confident that we could prove the chain’s negligence in cross-threading the oil plug when they replaced it the previous time. He carefully threads the plug in by hand and then tightens it with a torque wrench to the manufacturer’s specs, instead of jamming it in with an air wrench the way the muffler shop apparently did. I wish I had taken auto shop in high school.

While he had all the tools out and the rubber gloves on, he also changed the oil in the lawnmower, which Briggs & Stratton recommends be done at the lesser of every fifty hours of operation, or (wait for it…) annually! Since he definitely doesn’t mow the lawn every week, and it usually takes less than an hour to mow each time, he changes the oil once a year, near the first of the year. Mr. Handyman says that most small-engine mechanics will tell you that the single best thing you can do to prolong the life of your four-cycle, air-cooled engine is to regularly change the oil. For the cost of less than a quart of oil, the use of a wrench, and a few minutes, you can keep your lawnmower engine purring for years after your neighbors have had to shell out for new ones.

To support himself through college, my husband sold tires for a living. That experience taught him the importance of proper tire inflation and wheel alignment in maximizing the life of tires. So he regularly checks the tire pressure on our cars — about semi-monthly — to make sure they are inflated to our cars’ specifications (not, as some people think, to the maximum pressure stamped on the side of the tire). Every set of tires we have owned since we have been married has lasted more than 55,000 miles. He reminded me that we have been married for a very, very, very long time (sarcasm noted). At several hundred dollars per set, that really helps the cause.

But there’s something else I learned on New Year’s Day. Not only did I spy him under the front of his pickup, changing his oil, but also under the rear. I suspected he was trying to ditch me, but he had removed his spare tire from its winch under the truck bed to check its pressure and general condition. After that, he did the same for my car. Somewhat patiently, he explained that if we happened to have a blowout on the mountain road we frequent, we would either need to use that spare or call a tow truck (if we happened to be in an area with cell phone coverage).

If he left the spare under there the way many people do, without ever checking it, chances are it would be flat when we needed it — as he found most of his tire customers’ spares to be back in his college days. The average car old enough to have worn out a set of tires is also old enough for an unattended spare to have naturally gone flat. So for the cost of only a few cents in electricity to run the compressor while filling the spare, he avoids the potential tow-truck call up the mountain, which could easily run a couple hundred dollars, depending upon the location. You do the math: Even if you have towing insurance, it is reassuring not to be completely dependent upon your cell-phone coverage and a towing company.

For his last auto-related New Year’s task, he also changed our wiper blades. Because East Hawaii is known for its prodigious rainstorms, wiper blades last just about a year before becoming noticeably less effective.

I thought he was trying to ditch me again by going inside the house, but he still had some chores. While putting the Christmas ornaments away in the attic, he paused to change smoke alarm batteries. Most fire marshals recommend that you change smoke alarm batteries every six months. When we lived on the mainland, he changed them at each Daylight Savings Time change. However, the state of Hawaii does not participate in Daylight Savings Time, so his reminder dates are January 1 and July 1. Though this technically isn’t a “money saver,” you can’t put a price on having working smoke detectors, should ever need them.

Readers, if you have other suggestions to add to my husband’s New Year’s to-do list, I am sure he would like to know!

This article is from Marla Walters of Wise Bread, an award-winning personal finance and credit card comparison website. Read more great articles from Wise Bread:

7 DIY Tips to Winterize Your Home for Cheap

G.E. Miller — Tue, 19 Oct 2010 12:00:19 +0000

There are two kinds of home winterization tips. The first variety often involves spending a load of money to upgrade your energy efficiency. While definitely worthwhile and timely with many federal energy tax credits expiring this year, these fixes can still be very costly (think adding insulation, getting a new energy efficient furnace, energy efficient windows, etc.).

The other variety of home winterizing tips focus on the things that you can do on a weekend afternoon for very little money (or free) with a little bit of elbow grease. The cost savings of doing such work generally comes in the form of preventing costly fix-it repairs that come from neglect. Here are seven things that you should do around the house every year before the first sign of snow hits.

1. Clean Out Your Gutters

Gutters that are dammed up with leaves can result in ice dams, which can lead to all kinds of costly outdoor repairs — damaged shingles, roof leaks, broken gutters, etc. Additionally, if your gutters are clogged up, water could be falling right next to your foundation and leads to possible flooding in the basement.

Estimated Cost: Free, as long as you don't fall off the roof and end up with a medical bill.

2. Drain Your External Faucets

Water that is sitting in pipes that lead to outside faucets can freeze and burst, ultimately flooding your basement and leading to possible water damage and mold problems. Simply close off the interior faucet valves by turning them clockwise all the way to the right. Then go outside and make sure that every last drop has come out of the faucet.

Estimated Cost: Free

3. Caulk

Search for drafts around windows and doors on a cold windy day. Place a tissue paper over the suspected draft area. If the paper flutters, you've probably located the draft. For drafts under doors, you may have to buy a rubber draft stopper to place at the bottom of the door.

Estimated Cost: $3/tube (One tube should be more than enough.)

4. Repair Your Shingles

If you have cracked, missing, or otherwise damaged shingles, have them replaced immediately so that you don't get roof leaks. Strong winds, falling tree limbs, and sun weathering can all lead to damaged shingles. You might as well check them out while you're up on your roof cleaning out your gutters.

Estimated Cost: $1/shingle

5. Flush Your Hot Water Heater

You can flush a hot water heater any time of year, but you might as well throw it in with the other maintenance work you'll be doing since you really only need to do it about once a year. If you don't, sediment can build up at the bottom of your water heater and cause it to lose efficiency or even leak.

Simply take one of your water hoses and fasten it to the water faucet at the bottom of your water heater. Turn off the water heater so that you don't get burned by hot water accidentally. Run the hose outdoors, preferably, but if you can't do that, then a laundry tub should be sufficient. Open the valve and let the water drain out completely, rinsing out the sediment with it.

Estimated Cost: $0.001 for the water

6. Replace Your Furnace Filter

Furnace filters, in a clean basement, can lead to a more efficient furnace when replaced about every six months. I usually replace mine when I first turn on the heat and then when I switch over to air conditioning in the summer.

Estimated Cost: $5-$15, depending on the furnace

7. Programmable Thermostat

Most programmable thermostats can be purchased for $30-$70. In a cold climate, you might be able to save that much in a month alone if you set one up to be cooler while you are out of the house and at night, and warmer when you are at home. And they are easier to install than you may think (half-hour job, max.).

Estimated Cost: $30-70

This article is from G.E. Miller of Wise Bread, an award-winning personal finance and credit card comparison website. Read more great articles from Wise Bread:

home maintenance

5 Things to Do Now to Prepare Your Home for Summer

1. Tune up your air conditioner

2. Safeguard against water damage

3. Bug-proof your home

4. Dust and switch your ceiling fans

5. Create a storm emergency kit

Like this article? Pin it!

Best Money Tips: Save Thousands With This Spring Maintenance Checklist

Top 5 Articles

Other Essential Reading

Dishwasher Smells Bad? Here's How to Fix It

Practice Good Dishwasher Hygiene

Clean the Food Trap

Run Various Cleaning Cleansers Through Your Dishwasher

Check Your Air Gap

Like this article? Pin it!

How to Avoid These 5 Hidden Costs of Winter

1. Frozen Pipes

2. Fire Hazards

3. Fallen Trees

4. Ice Dams

5. Utility Costs

15 Cheap, Easy Ways to Make Your Home Safer

Mitigate Mold

1. Reduce Humidity

2. Ventilate

3. Paint With Care

4. Skip the Carpet

Confuse Criminals

5. Add Deadbolts

6. Stash the Spare Key

7. Invest in Motion Sensors

8. Get a Peephole

9. Skip Oversharing on Social

10. Leave a Light On

Discourage Slips and Falls

11. Create No-Slip Surfaces

12. Secure Handrails

Organize Maintenance Tasks

13. Test Smoke and Carbon Monoxide Detectors

14. Clean Lint From Your Clothes Dryer

15. Check Your Garage Door Sensor and Closures

17 DIY Projects to Make Your Home Look Amazing (and 3 You Shouldn't Try)

1. Leather Refinishing

2. Blinds Revival

3. Fireplace Makeover

4. Like-New Appliances

5. Light Fixture

6. Board and Batten

7. Television Hide-and-Seek

8. Tile Re-Grouting

9. Rustic Accent Wall

10. Custom Built-Ins

11. Smart Shelving

12. Shaker Cabinets

13. Revived Tub

14. Plywood Planks

15. Distressed Look

16. Console Table

17. Shutter Install

And Three Things You Should Hire the Pros to Do

Asbestos Removal

Amateur Handyman

Roofing Repairs

Like this article? Pin it!

Selling Your Home: 17 Ways to Prepare Your House for Inspection Success

1. Clear Access

2. Banish Clogs

3. Replace Bulbs

4. Filter Out

5. Mind Your Monitors

6. Observe Grading

7. Check Cracks

8. Get the Bugs Out

9. Cap It Off

10. Trim Your Trees

11. Think Big

12. Go With the Flow

13. Spark Interest