If you have an ongoing health condition that requires prescription medication, you're well aware of how expensive it can be. Rising medication costs have increasingly hurt consumers' wallets — and their health. In fact, in a recent survey by Consumer Reports, 17 percent of respondents said they didn't fill a needed prescription due to cost.
However, skipping your medication because you can't afford it can put your health at risk and can worsen your medical conditions. Thankfully, there are apps that can help reduce your costs and make your prescriptions more affordable. (See also: The One Question You Need to Answer to Choose the Best Health Care Plan)
The Easy Drug Card is a discount prescription app you can use to save money on your prescriptions, if you don't have insurance or if your insurance won't cover the cost of your medicine. What sets the Easy Drug Card apart from similar apps is that you can also use it to save on your pet's medications, too.
With the Easy Drug Card, you get a discount of up to 80 percent off your prescription price.
FamilyWize is a free app where you can download or print off a discount card and use it at any major pharmacy. This app is for everyone, whether or not you have insurance. Hand the card to the pharmacist, and they'll enter the card's information. The FamilyWize card is accepted at all major pharmacies, and the average savings is 40 percent per prescription.
Most people go to the same pharmacy to fill all of their prescriptions. It's easy and quick, but you might be paying a premium for that convenience.
Prescription drug prices can vary widely from pharmacy to pharmacy, even if you have insurance. For example, if you needed to fill a prescription for Lipitor in the Orlando area, you'd pay $23 at Walgreens. But, if you're willing to drive to Costco, you'd pay just $10 for the same exact medicine.
However, you don't need to call each pharmacy to get a quote. GoodRX is an app that helps simplify the process. Just download the app and enter the name of your prescription and it will list the price of the medicine at local pharmacies near you. Even better, GoodRX also posts coupons you can use at each pharmacy to save money, too. (See also: 7 Smart Ways to Invest in Your Health)
ScriptSave WellRx helps you find the lowest price on your medications and offers discounts to help you save even more money. Just enter the name of your medication and zip code, and the app will tell you which local pharmacy offers the cheapest price. Download the ScriptSave WellRX savings card, and you'll save up to 80 percent on your prescriptions. It's especially helpful for those without insurance or who have very high copays.
With the CVS ExtraCare app, you can manage your prescriptions and sign up for the Health Rewards program. With this program, you can earn credits that can be redeemed for Target coupons.
You earn a $5 coupon for every 10 credits you earn:
Fill or refill a prescription: 1 credit
Fill or refill a 90-day prescription: 3 credits
Sign up for pharmacy alerts: 1 credit
Sign up for email reminders: 1 credit
Get a flu shot or vaccine from an in-store pharmacist: 1 credit
Add prescriptions to your online account: 3 credits
As you can see, these credits add up, and you can use the coupons on most items in the store, including food, gifts, or housewares.
The Walgreens app is a comprehensive tool you can use to manage your family's prescriptions. You can transfer prescriptions, order refills, and even chat with a pharmacy expert through the app.
The app can also help you save money by earning points for filling your prescriptions:
Earn 100 points for every 30-day prescription picked up in-store.
Earn 300 points for every 90-day prescription.
Earn 100 points per vaccination.
Those points can be redeemed for discounts at the register.
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