Best Money Tips: Essential Things to Do Before the New Year

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Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on essential things you need to do before the new year, ways to recover from Christmas clutter, and New Year's resolutions that will make you richer.

Top 5 Articles

5 Essential Things to Do Before the New Year — Choose three things to focus on next year, and make sure they're SMART: specific, measurable, achievable, relevant, and time-framed. [Get Organized Wizard]

How to Recover From Too Much Christmas Clutter — You can cut down on the clutter by swapping the old for the new. Did you get a new sweater? Then sell or donate an old one. [MoneyNing]

10 New Year's Resolutions That Will Make You (at Least) $1,000 Richer — The decision to plan your meals around what's on sale could save you $1000 a year. [Money Talks News]

One a Day: Throw These 116 Things Away — Decluttering doesn't have to be a huge project. Just take care of one type of item a day — old toiletries, outdated electronics, worn-out shoes — and you'll be well on your way to a clutter-free home in no time! [PopSugar Smart Living]

7 Ways to Lower Your Car Insurance Rates — You can save a good chunk of money on your premium by raising your deductible. [Money Smart Life]

Other Essential Reading

5 Fashion Trends to Leave in 2014 (and 5 to Try in the New Year) — Instead of a fedora, grab a knit beanie — classic, comfortable, and super affordable! [CouponPal]

What to Know About Money and Work by 50, 60, 70 — By age 50, you should have a good idea of how much money you'll need to retire comfortably. [Forbes]

Seven (Extreme) Ways to Go to College for Half Price or Less — There are a number of colleges that will waive your tuition as long as you do a work study program or fulfill their requirements. [The Simple Dollar]

What to Do When You Have Multiple Job Offers — Start a pros and cons list to help you decide which company is a better fit for you. [Grad Money Matters]

9 New Year's Resolutions for Special Needs Parents — Stay calm when someone makes an ignorant statement about your child or your parenting. See this as an opportunity to educate and enlighten another person. [Parenting Squad]