Best Money Tips: Frugal People Need These Things in Their Wallet

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Welcome to Wise Bread's Best Money Tips Roundup! Today we found articles on things every frugal person needs in their wallet, ways to save on your next restaurant meal, and things you should never throw away.

Top 5 Articles

10 Things Every Frugal Person Needs in Their Wallet — Many people like the envelope system for budgeting — why not use it in your wallet for day-to-day spending, as well? [SheBudgets]

7 Surefire Ways to Save on Your Next Restaurant Meal — Many restaurants allow you to bring your own wine — just call ahead to make sure it's OK, first. [Money Talks News]

12 Things You Should Never Throw Away — You never know when you'll need a spare button to save your clothes. Keep a stash in a small pouch for future emergencies. [PopSugar Smart Living]

Promised delays of federal tax refunds have delayed filing, too — The 2016 tax refunds for those claiming either the EITC or the ACTC were delayed until February 15 at the soonest, which could be costly to families who often rely on getting refunds sooner. [The Monitor]

Tough Love: No Excuse Strategies for Getting Out of Debt and Improving Credit — Getting out of debt can be hard, but it isn't impossible. Join Experian's #CreditChat tomorrow at 3 p.m. ET for a discussion on practical strategies to eliminate debt and improve your credit. [Experian]

Other Essential Reading

Looking To Make Money With A New Career? Check Out These Industries in 2017 — The need for home health care services is growing, and so are work opportunities in the industry. [Frugal Village]

How to Avoid Beating Yourself Up Over Little Mistakes — You're bound the make mistakes on your journey to self-improvement. Follow these steps to deal when your internal voice tries to bring you down. [The Simple Dollar]

5 Gifts That Do More Financial Harm Than Good — Gifting a car certainly makes a splash, but this can cost the recipient thousands of dollars when they pay the gift tax. [Current on Currency]

Eat These Protein Superfoods For Breakfast — Spirulina, a blue-green algae, is a plant-based source of complete protein. [Dumb Little Man]

Organizing pet clutter — An easy way to keep leashes and harnesses accessible (yet out of the way) is hang them on a dedicated hook next to the door. [Unclutterer]