Best Money Tips: Reasons Why You're Broke and How to Fix Them

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Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on reasons why you’re broke, simple ways to reduce utility bills, and small changes you can make to your retirement planning that get big results.

Top 5 Articles

14 Reasons You’re Broke and How To Fix Them — Do you tend to drive everywhere? Walk or use public transportation when you can to save on gas and car maintenance. [Listen Money Matters]

Reduce Utility Bills With These 10 Simple Tips — Close the vents to rooms that you don't use so you don't waste energy cooling and heating uninhabited spaces. [SheBudgets]

Five small changes in retirement planning that get big results — Gradually increase the amount you contribute each you. It's a small difference in your budget that makes a big impact on your retirement savings over time. [The Monitor]

5 Frugal Pumpkin Spice Coffee Recipes — This 3-ingredient pumpkin spice creamer takes just five minutes to make! [Bargain Babe]

20 Awesome Target Shopping Savings Hacks for Dollar Squeezers Like Me! — Pay attention to the clearance tags. If the price ends in "8", it'll be marked down again. If it ends in "4", that's the lowest it'll go. [More With Less Today]

Other Essential Reading

4 Personal Finance Principles to Live by For a Richer Life — Don't just live in the here and now. You need to prepare for the long term — and the worst. [PopSugar Smart Living]

How to Change Your Own Oil and Save Hundreds — The engine and oil need to be warm — but not hot. Idle your car for a few minutes or wait at least 30 minutes if it was driven within the last hour. [Frugal Village]

10 ways to get more water — Carry a water bottle with you to sip throughout the day. [Aspiring Millionaire]

12 DIY Hair Treatments for Fall — Pumpkin is great for more than food and drinks! For strong, shiny hair, try a treatment made of honey, gelatin, and pumpkin purée. [Cheapism]

Why Bedtime is Always a Nightmare and How You Can Make it Easier — Stay calm, even if your kids put up a terrible fuss when bedtime comes. They get the upper hand when you get riled up and overreact. [Parenting Squad]

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