I have had as many as five separate businesses at once to keep track of, including proper accounting of expenses for tax purposes. And it takes me no more than 5 minutes per wee
Growing up in a typical small Jewish family, I assumed everyone knew the I’m-smart-but-not-cheap tactics I was raised with. But as I’ve gotten older (yeah, it had to happen sometim
My introduction to David Bach was when I saw him speak at a financial conference a few years ago. He told an interesting story about a couple who came in for a consultation with hi
Sometimes you get a windfall--a bonus, an award or reward, a gift, a long-forgotten loan unexpectedly repaid. When that happens to you, do you use the money to make a special purc
While it would be prudent to think ahead and just buy in bulk when I’m in the city, that isn’t always possible without a full day of planning and a small pull-behind trailer. So I
A tip from Eric Fedewa sparked a discussion between Wise Bread bloggers (Andrea Dickson and me). He brought a new financial term (front-loading) to our attention that indicates how
Making moonshine is especially easy because running it through a still makes all the delicate balancing of flavors that mark a great beer or wine irrelevant.
Raise your hand if you’ve never used Google or any of its services, don’t belong to any social network (including sites like Flickr, MySpace, Facebook, Twitter, etc.), don’t have (
My wife and I never worry about buying something with the fear that it may go on sale. And there's a good reason for that. It's called the "price adjust" and it's an almost ironcla
At one point or another, you may find yourself needing to cut caffeine from your diet (or at least scaling way back). As a tribute to all those who have had to do without, I gi
Most of us have insurance of one sort or another. But if you're like me, the prospect of a trip to the insurance agent's office isn't something that keeps you awake with excitement
There’s nothing like starting an article with a double negative is there? Sorry, but it was the easiest way to get my point across. As a father of a 3-year old and a soon to be 1-y
It takes more than $1.40 to buy one euro today. It cost less than $1 as recently as late 2002. A Canadian dollar is worth just about exactly a US dollar--a parity not seen since
I have spent a good portion of my young life being poor. Growing up on a small family farm during the agriculture crises in the 80’s gave me perspective on what poverty really mean
Among the Wise Bread community, I get the sense that there's a kind of "pox on both their houses" attitude to the problems in the subprime mortgage markets. People who worked thro
I'm not sure how many of you watch the news or read the news blogs on a daily basis. I know I can't, it's way too depressing to do every day. But when I saw that George W. Bush, ou
It's Friday, it's time for another deal. I must preface this by saying I'm not really a huge fan of the XBox 360, not because it's a bad console but I'm no fan of the reliability r
Can the concept of dollar-cost averaging (DCA) help prevent nervousness in investors? (I think so). But what is DCA and is it a viable investment strategy? If you are a seasoned in
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