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Credit Card With Incredible Cash Back and Bonus
Plus Pay no Interest Until 2026
Bank of America® Customized Cash Rewards
- $200 online bonus offer.
- 3% cash back on online shopping, drug stores, travel, dining, home improvement and furniture, or gas. Up to 5.25% for Preferred Rewards clients.
- Long Intro APR - Stop thinking about interest for over a year.
- No annual fee.
The Bank of America® Customized Cash Rewards credit card's $200 bonus offer and 3% cash back is an exceptional deal.
If you apply online today you can receive a $200 online cash bonus after spending only $1,000 in the first 90 days of opening the account - that's like earning 20% back on the first $1,000!
The long Intro APR period on purchases and balance transfers is great for financing big purchases — it's like taking a 15 month vacation from paying interest.
The card offers an incredible 3% cash back on your choice of six categories, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases. Choose 3% cash back on gas and EV charging station, online shopping/cable/internet/phone plan/streaming, dining, travel, drug store/pharmacy or home improvement/furnishings purchases:
- Online Shopping (including Cable, Streaming, Internet and Phone Services)
- Drug Stores
- Dining
- Travel
- Gas (including Electric Vehicle Charging (EVC) Stations)
- Home Improvement
| Online Shopping | Drug Stores | Dining |
| Travel | Gas | Home Improvement |
You choose the category you want to get 3% cash back for, and it stays on that category until you change it. Unlike some other high cash back cards, there is no monthly activation required, and the categories don’t rotate. You can change the category once per calendar month.
The 3% for online shopping is a top-notch feature. It applies to all online retailers.
The 3% back for drugstores is perfect for purchasing medication and household goods. The 3% gas is great for road trips, travel bookings, and commuting.
Up to 5.25% Cash Back
Bank of America’s Preferred Rewards clients earn an extra 25%-75% bonus rewards. Imagine getting up to 5.25% cash back on on your choice of six categories, and at least 1.75% on all other purchases.
Bottom Line:
Bank of America Customized Cash Rewards is a fantastic deal — who doesn’t love a $200 bonus, intro APR for over a year, and no annual fee?
The high 3% cash back on online shopping, drug stores, dining, travel, furniture, or gas is quite exceptional for a no annual fee credit card. Bank of America Customized Cash Rewards is truly a phenomenal value.
That's why you might notice more people carrying this card. This combination of features is too good to pass up.
- $200 online bonus offer.
- 3% cash back on online shopping, drug stores, travel, dining, home improvement and furniture, or gas. Up to 5.25% for Preferred Rewards clients.
- Intro APR - Stop thinking about interest for over a year.
- No annual fee.