Earn $200 After Spending $500

Over the years you’ve probably seen many commercials for the Capital One Quicksilver card. This card offers unlimited 1.5% cash back on purchases. While that is a bit smaller than other top cards in the unlimited cash back card category, this card does have one advantage which is no foreign transaction fee. No foreign transaction fee is not a common feature in cash back cards. Having no foreign transaction fee means you won't pay a fee when making purchases while traveling outside of the United States. For frequent travelers or people living close to the border who make frequent trips to Canada or South America this card is worth considering if you definitely don’t want to get a travel card.

Like other cards on this page it also offers a one-time $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening, and 0% intro APR for 15 months on purchases (19.74%-29.74% variable APR after). That’s a good deal considering the industry standard usually requires $1,000 of spend.  But this card is not just about spending money. We like the free credit score monitoring as well as the ability to use virtual card numbers to better track where you’re spending your money. You can also see recurring merchants and other frequently used merchants where your card is stored online.

The Savor Rewards card from Capital One is currently offering a $250 cash bonus once you spend $500 on purchases within the first 3 months from account opening, and 0% intro APR for 15 months on purchases (19.74%-29.74% variable APR after). However, be aware that Capital One offers different features depending on your credit score. This is for those with excellent credit. There’s a different card called Savor Rewards for Good Credit which offers no signup bonus. 

While not technically a travel card, Savor has many nifty travel benefits. There’s a 24-hour travel assistance service that will replace your card if lost. There’s also a comprehensive, personalized concierge service that offers assistance in dining, entertainment and travel 24/7. These features pair well with the card’s unlimited 3% cash back on dining, entertainment, popular streaming services and grocery stores. Outside of these categories the card offers unlimited 1% cash back on everything else. It has no foreign transaction fee which means you won't pay a fee when making purchases while traveling outside of the United States. If you travel frequently to Canada or Mexico for example this perk can really add up.