Join Our Tweetchat on Thursday 7/18, 12pm PST for a Chance to Win $300 in Prizes!

Advertiser Disclosure ▾

This page contains affiliate links from which we receive a compensation. Like many publications Wise Bread is supported by affiliate commission from partner companies whose products appear on our site. This may influence which products we write about and the location and order in which products appear. We aren't able to cover every product in the marketplace.

Wise Bread Picks

• Travel Rewards Credit Cards
• Cash Back Credit Cards
• 0% Balance Transfer Credit Cards

This week's topic: Student Loans! Join us as we talk about how student loans affect life decisions, repayment strategies, and whether or not college is a good financial investment. Share your experience with student loans and tell us your best loan repayment tips!

For an easy way to keep track of the conversation, try using our chatroom.

Anyone can participate, but you must be following @WiseBread and RSVP below to win our prizes!

• First place: $200 Amazon GC
• Second place: $50 Amazon GC
• Third place: $50 Amazon GC

Winner must be US resident 18 or older. Winners are randomly selected and announced within 1 day of the chat.

To make it easier for us to keep track of attendees and pick our winners, please RSVP below with your twitter ID (put that in the "Link Title" field), email address, and your twitter URL (put that in the "URL" field, do not put your blog's url in there). Winners will be selected at random from RSVPs. If a winner is chosen who RSVPed but did not attend a 2nd winner will be chosen.

This Week's Chat is Sponsored by COUNTRY Financial

This week, COUNTRY Financial is sponsoring $300 in prizes for our chat! They will be joining our chat (tweeting from @FinanceSecure) and sharing statistics from their recent survey on The College Confidence Crisis! Findings from their survey include:

• Only 50% of Americans think a college education is a good financial investment, down 31% from 2008.
• One in five Americans have student loan debt and 55% say their loans are causing them to postpone major life decisions.
• 46% of survey respondents make regular, minimum payments on their loans while 37% make regular payments that are more than the minimum. 10% don’t make regular payments and 5% of respondents have defaulted on their loans.
• Four in ten Americans will take ten or more years to pay off their student loan debt.
• 59% of Americans feel student loan debt is hurting economic recovery in the United States.
• 74% of survey respondents expect student loan debt to be higher ten years from now.

More About COUNTRY Financial

Here's a message from our sponsor:

With interest rates on government subsidized student loans doubling, Americans are seeing less value in a college education.  Half of the people responding to the latest COUNTRY Financial Security Index say a college education is still a good financial investment.  That’s the lowest reading in six years.  An even higher percent blame student loan debt for hampering the U.S. economy’s recovery.  Is a college degree still the ticket to a good job and economic prosperity?

New Parenting Chat Immediately Before #WBChat

Our sister blog Parenting Squad (@ParentingSquad) will be hosting a parenting chat every Thursday at 11:00 am Pacific. Drop by for fun parenting conversations and a chance to win prizes! Use #PSChat to participate.