Join Our Tweetchat on Thursday 9/15, 12pm PST for a Chance to Win $200 in Prizes!

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Join our Tweetchat this Thursday at 12:00 p.m. Pacific/ 3p.m. Eastern for lively conversation and a chance to win a $100 Amazon gift card, one of two $50 Amazon gift cards, or one of two Kindle copies of “Your Playbook for Tough Times!” Use #WBChat and #PFTT to participate.

This week's topic: Doing a Financial Fire-Drill! Learn about what a financial fire-drill is, sources of income you can take advantage of during tough times, ways to cut expenses, and more. Tell us if you’ve ever done a financial fire-drill and let us know if you intend to do a financial fire-drill in the near future.

For an easy way to keep track of the conversation, try using our tchat.io chatroom.

Anyone can participate, but you must be following @WiseBread and RSVP below to win our prizes!

• First place: $100 Amazon GC
• Second place: $50 Amazon GC
• Third place: $50 Amazon GC
• Third place: A Kindle Copy of “Your Playbook For Tough Times”
• Fourth Place: A Kindle Copy of “Your Playbook For Tough Times”

Winner must be US resident 18 or older. No purchase necessary. Winners are randomly selected and announced within 1 day of the chat. See official rules here.

To make it easier for us to keep track of attendees and pick our winners, please RSVP below with your twitter ID (put that in the "Link Title" field), email address, and your twitter URL (put that in the "URL" field, do not put your blog's url in there). Winners will be selected at random from RSVPs. If a winner is chosen who RSVPed but did not attend a 2nd winner will be chosen.

This week’s chat will feature special guest, Donna Freedman

This week, Donna Freedman will be joining our chat and sharing her expertise, tweeting from @DLFreedman. Donna is a personal finance writer, author of the new “Your Playbook For Tough Times: Living Large On Small Change, For The Short Term Or The Long Haul,” and a longtime friend of (and occasional guest-poster on) Wise Bread.

More About “Your Playbook For Tough Times”

Here’s a message from Donna Freedman:

On Thursday we’ll be talking about the concept of a “financial fire drill.” This is like an extreme budget makeover: You figure out how little you could get away with spending in a typical month, without jeopardizing health or safety or turning into a deadbeat.
The idea isn’t that you’ll give up all good things forever! It’s more of a safety measure: In case you or your spouse/partner got laid off or couldn’t work for a while, you’d know how much you need to get by.

There’s more to it than that, of course – and I’ll be on hand to share more!

Relatively few schools or houses burn down each year. But it’s still a good idea to know what to do if the fire alarm goes off! That’s why we have fire drills – and it’s why our budgets need fire drills, too.

New Parenting Chat Tuesdays at 11am PST

Our sister blog Parenting Squad (@ParentingSquad) will be hosting a parenting chat every Tuesday at 11:00 am Pacific. Drop by for fun parenting conversations and a chance to win prizes! Use #PSChat to participate.