netSpend: The Story of the Visa Debit Card We Did Not Apply For

While it is a debit card, they have your SSN and other private information. Once you put money in it, everything has a fee so if you donothing with the card, they empty your account slowly. Great option for old people. Even better option for my 16 year old who got a card today. Come on people this should be outlawed.

I just got this card in the mail today. At the same time I got a notice saying my ex finally paid his first child support payment. I had signed up to be sent a Prepaid debit card with the payment on it whenever he decided to pay, so I assumed that this was what came at the same time! I was just extremely happy to finally have his first payment in 2 years and was then extremely disappointed when I activated it and there was no money on it. I tried to call the customer service line to find out if this was the correct card or if I needed to just cancel it but spent 10 minutes trying to get through the menu to talk to an actual person and just could not find an option to talk to somebody! Will try again tomorrow now that I know it's not the right card. (Then I will have to call the child support office too to find out WHERE the right card is..... But that will be fine once I get it!)
Looks like a day filled with phone calls!!! THANKS NETSPEND!!! But really I cant really get upset with netspend over this they didn't know I was actually expecting a card on that same day.

I don't get what the problem is? Just don't activate it and throw it away. Case closed.

hey everyone!!..dont over react about something thats worthless...besides there a thousands of uncle sam in the US..the wont be able to steal ur identity if they dont ur social and dob..they're just kind...a card could cost $10, so are u gonna shred ur $10???..duh

Hi there - I just read your post about Netspend. I have to say - I've been dealing with Netspend for over 3 years - and other than the fact that they do charge fees - and they are a PREPAID Card, they have been WONDERFUL!

I asked for them - so it was NOT a card that was sent to me out of the blue.

They have been monumental in the fight for freedom against Congress telling people how to spend their own money - if you would like more info - please contact me on that.

I'm sorry if you felt your experience with them was negative - however, I have only had positive experiences with Netspend.

Good luck with ya!

WW

I just received one of these stupid cards on Friday. I was at first confused because I happen to have a VISA debit card connected to my credit union checking account. But I now know that this is some sort of scam. I don't care how much you people who use this thing like it. I have a perfectly good checking account with a debit card I can use, and I get NO fees or charges unless I have a real problem which I make sure doesn't happen.

I can't help but wonder whether you folks who rave about this company are employees or paid shills.

I'm very angry with this company. They definitely do not check information before sending out their cards. While going through our mail yesterday, I noticed a letter for my son. I asked if he knew what netspend was and he told me no. He never heard of it. We opened it and it was this prepaid card. This made me beyond angry. This is due to the fact that my son is a minor. He's not even a teenager yet. When I called the 866 number all I could get was an automated system. I will be trying again.
As for the comment about debit cards and fees. I belong to a credit union and don't get charged any fees for using my debit card. Also, if some of the fees are higher than a bank then why would want this card over a bank card.
As for the post "come on" posted by Mark Root. If your company does a check, they should know if the applicant is a minor or not. I am not saying that my child is an angel. No child is. But for you to say that your company does checks is absurd. If your post is any indication on how your company runs, I and my family definitely don't want anything to do with it. Next time before you post you should do a spell and grammar check.

I have been using netspend when I traveled and used it when I decided to cut up my credit cards. I do not use it at an ATM, why should I, I just get cash when I make a debit transaction and incur no fees. And I only pay $10 a month and never have per transaction fees. Also, I have actually been able to save money, using their savings account plan. And all you have to do is have direct deposit and some transaction fees are waived.

Have you seen check cashing fees lately? $8 on $400 at 7/11.

I don't think it is right that they sent it to you unsolicited, but did they? You can get a netspend card if you have certain transactions, over the web, that you do not pay attention to the check boxes, like doing your taxes on TaxAct.

yes how can i get a card.

First I am rather surprised about the uproar, especially since you sell your information to people any time you provide it or repeat it sooo...that said I began using Netspend as my primary account 5 years ago after being taken by my bank to the toon of several thousand dollars worth of service and overdraft fees. Now I realize that my lack of accounting skills did not help my situation and that much of it I started, but the avalanche that ensued I didn't see coming. Netspend does charge fees for their service, the same way your bank does, only theirs are much lower. You can get a better deal if you pay a year at a time which is about 70.00, and if you are a smart shopper, you can get cash at point of purchase for no fee, and unlimited debit transactions. They are FDIC insured for 100,000 per account. Everytime I spend money from the card I get a balance update to my phone. If I go slightly over my balance, up to 20.00 they'll cover it and don't charge an extra fee. I have a savings account as well with them that pays 5%. I'm sorry you were unhappy about the marketing ploy of the company but I dare say the freakout is silly, lots of free things are sent thru the mail(deodarant, pampers, swiffer pads, magazines, coupons) Next time you get something you don't understand, take the time to learn about it and opt out.

I have a netspend card. I got it specifically to make online purchases. I beleive this protects my bank account. I have not had a problem as I understood the fees when I got it. The only problem I have now is that they are no longer accessible. Not everyone has good credit. This was help to people like those and people like me who dont want to use their real credit and debit cards online.

Everyone needs to stop worrying that these cards are already tied to your personal information. When something like this is mailed out they are blanks. Yes they have the number, exp date, and name on them already however they are not activated until you call in to activate and setup the account. When you call in to activate one of these cards you have to give them the standard info for a prepaid incl dob, ssn, etc. At that point the information is entered into an account with one of the two banks that netspend uses and the card number is then linked to the account and activated. I've been using a netspend prepaid card for the past 3 years with no problems other than a hold from a hotel not being released one time without calling in. It's much cheaper than my old account with PNC Bank had been. Since I never wrote a check and have always used a debit card for purchases or bills. This costs me $9.99 a mo or you can pay annually for $69. With netspend there are no overdraft fees because you can go no more than $6 over what you have available and the next deposit goes to cover that amount. With my old bank if I went over by even $0.50 then I got hit with a $35 charge. I realize that everyone is worried about these cards already being tied to their information however this is not the case until you call in and actually setup. It's time for everyone to start reading the fine print on the short term loan or prepaid card information sites before you go through the process. If you don't want to receive things like this then you shouldn't be going to the sites that service multiple providers and go directly to the providers site instead, such as netspend.com.

Those of you that are complaining (ironically) about the people complaining about the netspend card are missing the point.

It's not about how the card works, whether or not you have to pay to load it, use it, store it, or cut lines of coke with it. It has nothing to do with the fact that it isn't activated when it arrives. To be certain, this type of card fills some niche requirements.

The point is this: By participating in a ruse in which the issuer says the person REQUESTED the account, the recipient of the unsolicited card is left wondering who actually requested the card. There are two possibilities: 1.) someone trying to steal their identity did it, or 2.) the company is being deceitful. Neither scenario is very appealing, but many people would assume it must be the former, thinking that companies would exhibit *some* degree of ethical behavior and not engage in the type of deceit that would make someone worry about having their identity stolen.

I just received one of these cards today, although it was from accountnow, and I was bewildered. I don't live paycheck to paycheck, and I manage my credit exceptionally well so I have no need for a pre-paid debit card. The thought occurred to me that it was just an unsolicited mailing, but it would have made more sense for them to send it out and say "Hey - we thought you might like this pre-paid debit card. Activate it if you want it, otherwise don't worry about it." rather than tell me that I requested it, when of course I did not. When I called someone to ask about how the account was requested, they wouldn't provide any information unless I provided my date of birth, social, etc. - as if they had this information already on file for comparison. And they said someone *did* request this account. Since I wouldn't provide it to them, I have no way of knowing if someone actually did. I suspect not after reading this blog and all the comments. It's a pretty sleazy business, IMHO.

You people must have ID10T errors running through your think skulls. Stop watching the news, stop listening to the radio, dont register for anything and don't give anyone your name. Cut up your IDs and your credit cards, and oh yeah, they're monitoring your cellphone.
After you do the above, go outside and get some fresh air. The world is not as bad as your gullable little minds have started to believe. The NetSpend company has sent you the equivalent of 2oz of plastic. The card has no value until money is loaded on it. It has no information about you other than your name and address, and... OMG!! you better tell your utility companies to stop mailing you bills every month because... THEY ALSO HAVE YOUR NAME AND ADDRESS!! I am so going to file and FTC complaint about these utility companies. How DARE they send me a piece of paper that has so much personal information on it through a barbaric medium such as the postal service?!
Get over it people. It's called marketing. You put YOUR name somewhere and registered for something. Your information got sold as a "sales lead" to the netspend company. They then printed a card with your name on it and mailed it to you with a letter that basically says "hey if you dont want to use a card thats tied to your actual bank account that could land you in the poor house if someone got ahold of the number, put some money on our card and use it. we charge a small fee so we can stay in business, but your identity...and bank accounts...will be safe." Thank God that the FTC/FRC are not as densely thick headed and stupid as you and the people who surround you that didnt stop you from acting a fool.

After being with the same bank for years and having my money put in someone else's account a few times and my bank trying to charge me over drafts I tried a netspend card its great I have direct deposit on it. email is sent to me when money is applied. It's great and I don't have to have extra fees from my bank. I still have my bank account but have saved alot of money with this card I love it.

Out of the blue I received a text from 226-22 stating that I have an available balance in my netspend account... Funny thing is I don't have a Netspend account and now I received another text stating that the account is being used for a purchase. I can only hope someone used my phone number as a fake for themselves.
This number is new for me so I don't know. I do know I don't want or would never need a prepaid card, so I hope this crap stops.

Or maybe it is a ploy to get me to call to find out why I am receiving the texts hoping to pull some info out of me.
I will not answer.
Best regards to all and Happy holidays!

i have had net spend for about 5 years now and they have saved me in may situations. Its a great service and i am sure what has happened to you was not with the intentions to steal money or violate. I deposit money on my account or you can have it direct deposited if your job offers it. also from the website you can send money orders manage your bills and send money to other card holders you can have multiple accounts no overdraft or low balance fees. I have two accounts and when ever my daughter needs some money i just transfer it to her card and i can keep track of her spending and her allowance. I dont have good credit so withou this card i would not be able to make CC purchases or reserve hotel rooms or anything that requires a card. BUt now i can Its great i Recomend it to the avarage guy who just needs to carry on like the other with good credit.

I have been using Netspend for about a year. Blah blah I'm a single mom with horrible credit. Owe banks and other creditors etc... For me it works. I am a premier user so I pay 5.00 a month and that eliminates the 1.00 per swipe transaction and have my pay direct deposited (never been a problem). Yes, if you do not read the print you can easily lose money in fees. But I pay bills from my Netspend account, keep a small savings, and I no longer have to keep my money in a shoebox. Banks charge sometimes 35.00 on overdrafts, TD bank has effin cycle service charges, and some make you keep a minimum. And the poster who mentioned the "REFERRAL" is 100% on the money. I referred friends and family and they too received cards in the mail. That was an older option as Netspend now notifies the referred party via email.

People can and will be SCAMMED routinely and by almost everyone. How you can avoid that is to smarten up. Ask questions. What they are doing in NOT illegal. They are a branch of Meta Bank which has the largest ATM distribution in the US. Just about every ATM is owned and operated by Meta Bank. I like Netspend (not as much as I would like to bank for free) but to my knowledge there is no such thing?

Seriously, people need to stop automatically assuming that everything is a scam. Not only is your ignorance damaging to the company's reputation, but you also instill false information into the consumers who actually do need a service like this. From reading through the many comments, I can tell that most of you don't like to read your contracts when you sign up for services. You know, the little thing called "Terms and Conditions." Companies provide that for a reason and it's filled with information that you need to know!! You don't even need to call to figure out what the company name is because it's right there on the "Terms and Conditions!" And yes, there are fees and they are all listed on that paper. The only account maintenance fee that I see is for $5.95 a month if you HAVE NOT made any transactions within 90 days of your last transaction. That fee is no different than a bank's FREE checking account maintenance fee.

If you've just stumbled upon this site, please educate yourself by reading the contract and don't pay so much attention to ignorant rants.

OK, there are some good posts here and there are some pretty idiotic posts. I have 1 question though for the author of what started this; what the heck were you doing opening your husbands mail in the first place!? Seems to me you just incriminated yourself to a felony charge should you and your 'husband' split up and he is smart and decides to pursue the issue.

Now as for NetSpend. I have had a card from them since 2005. In the long run, it is better, cheaper, and more convienent than any bank issued card I am aware of. My wife has direct deposit using a traditional checking account with a local bank and a debit card is included. For her to use the card, it does not cost her anything, monthly or otherwise. HOWEVER, she has had issues having her paycheck deposited on time and because of that she has incurred overdrawn charges needlessly. Just 2 or 3 of these charges more than pays every fee from NetSpend. For years I paid the $10/mo fee, but cutting costs everywhere possible, I switched to the $70/year fee and BAM! an additional $50/year savings! My wife cannot rent a car or reserve hotel rooms with her debit card. But I can with Netspend because debit or credit, it works either way with zero fees. Beat that if you can.

I keep track of my account online. You learn real fast not to call for balance amounts. That is when you begin being nickel and dimed to death. There are no transaction fees. EVER. I check my account 4,5,6,maybe 7 times a day and it never costs me a cent. If you have a cell phone, (another needless expense I eliminated) you can get text messages FREE for every transaction made, whether it be a purchase or a deposit.

Speaking of deposits, I have my paycheck and my government assistance checks direct deposited and never an issue. In fact, not only do I NOT have any issues, I have nothing but praise. We get paid on Fridays (every 2 weeks) at my job, but I am the envy of all my co-workers because my pay is posted to my NetSpend account on Wednesday! REALLY has kept me out of a jam more than once.

Speaking of my account, it is not wise for me to have a traditional savings account due to some personal reasons, though I could have one if I wanted one. NetSpend offers a savings account that will directly deposit an amount determined by you into the savings account. This means you never see that money on your card, so it helps you save. What is really sweet is you can transfer money between the card and the savings a few times a month. They limit the amount of times which helps YOU become more responsible and take responsibility for your own finances. And the best part is this; The interest rate is almost 5% AYP!!! Now, I just saw on the evening national news that a major bank (Citi Bank or BoA, I can't remember which) has a savings interest of only .005%, and no, the decimal point is in the correct place. And while the interest rates can and do fluctuate, the lowest I have ever seen is 2%, still far better than the major banks.

OK, now we are at the direct bill payment. NetSpend charges $1 for each transaction they have to pay for you. Simple to eliminate this fee. PAY YOUR OWN DAMN BILLS YOURSELF! No fees and can readily be accomplished 99% of the time over the internet. Hell, I even pay my internet bill over the internet using my NetSpend card, and I get immediate email confirmations from BOTH NetSpend AND the recipient!

Overdraft fees are non existant simply because it is virtually impoosible for you to spend more than you have. Though I have found that NetSpend is very decent and will cover 5,6,or 7 bucks over for you ONLY if it is on an existing purchase. And they carry that balance at no charge. Pretty decent thing to do. My wifes bank won't do that for her.

Just found out about the money order thing from reading all these posts. Something I need to look into as it could save me time, fuel and fees (depending on what NetSpend charges, if anything, of course) for those times I need to pay using a check or money order. Case being, I just paid some out of state fees to a lawyer and DMV and it took longer than really needed to because I had to mail a money order, since those places do not accept credit or debit cards of any type.

Reload fees, now I am not sure this is everywhere, is the one thing that can be somewhat difficult to overcome. To put cash on the card balance, costs me $2, regardless of the amount I am depositing. Since I hate spending money needlessly, not to mention the time, fuel wear & tear on the car, etc..., the only surefire way I have found is to have your money direct deposited, which is 100% FREE. But in a pinch, if I need to pay something NOW over the internet, and I have the cash but not an available card balance, I can load the cash on the card easily enough. Hasn't happened but a couple of times, but to have it happen only once and not having that option would be bad.

Disputing a charge or a 'hold' couldn't be easier. I have had several and EVERY LAST ONE has been handled quickly and to my satisfaction. My disputes have NEVER been denied. PayPall can't even claim that, even with their own admission that they were in the wrong. I don't do business with PayPal any longer due to this fact AND the fact that their fees and charges are just too exorbitant.

Thanks to my NetSpend card, I have saved time & money, hand over fist thanks to my having a NetSpend card. There is another big pre-paid card that costs much more in the long run than NetSpend. So for the best experience, NetSpend is what I recommend.

To everyone here moaning and groaning that they are just appalled to the point of shear disgust and physical sickness, chill out, take a deep breath, count to ten, and then use the common sense God gave us all (though most seem to want to ignore this gift) and just cut the card in half and throw it away. Kind of simple, but it is effective. Let me say something, I really wish that my biggest concern was being solicited through the US mail to the point to post on a blog just how disgusted I am and that I don't need this valuable service in my lifetime, unlike the others who are out there that actually do need this service just so we can live in the same world as you.

Happy New Year to all, let this new decade be so much better for us all than the first.

netspend is safe!

They sent me this **** today...it was disposed of...they wasted their money sending me this

im so glad that i read all of this before I even thought about opening an account...i thought i was weird that someone jsut sent me a card without me even knowing anything about it...g

Netspend rocks

Hello, I have been a customer of Netspend for almost 2 years now. I am quite satisfied with there service and have told many friends about it. I have never heard of them sending out a card to the people who we recomend as customers... thats a new one on me... As far as these fees goes they give you $5 to just activate your account... then $5 for each referal that activates theirs.... not to mention $5 if you earn 500 points in a month which is easy to do. The fees for checking your phone is 50 cents... although i personallty think its stupid you can check it free online along with loads of other things... like text alearts for transactions... or check a transaction... view history... etc... all free... you can either choses to be charged fees everytime you use it our do the 9.99 a month deal with no transaction fees... I have my SSI and disability comming to my card... and recieve them 5 days ahead of time... Netspend is not all bad...

I have been using the netspend "PRE-PAID" credit card since 2002. This is the first I have ever heard anyone complaining about a "PRE-PAID credit card. If you get one and you didn't order it, just throw it away, burn it, or even shred it. Like netspend said, its not activated until you put money on it. I run a business, all my employees have either a bank account that I put their checks into or one of these "PRE-PAID" credit cards by netspend. For 8 yrs now, not one of my employees complain about the card. They say its better to use this card in stead of credit card by a bank, you won't have any over draft fees, and no monthly or annually fees. The card can used either as a credit card or a debit card. Gotta go now, just a reminder that netspend is a "PRE-PAID" credit/debit card.
Thank you for reading this,
Poll Keays Ranch, LLC

I received one of these cards today and was wondering why so I went to google and typed it in and get this site I am happy to know I am not alone I will not be activating this card it will most definitely be going into the shredder. I didn't sign up to receive this card so I really think they should not just send them to anyone I most definitely did not like that one bit. Thank you for sharing your experience with the rest of us.

I am not a netspend user but i have a pre paid card and i personally love it. this is regarding people who say netspend or anything is a SCAM, unless you've been personally scammed by them then yes say whatever you please but people who just recieve these cards in the mail.. SO THE **** WHAT!! nothing will happen unless you activate it or whatever & it has nothing to do with idenity theft or credit issues.
As for the people with children getting them in their names, one of these post are correct, When your children play games or whatever on the internet theres ads or some bullshit that will make them sign up for something.
You guy should be smart and not bash a company who has never done anything to you.

I received netSpend VISA debit card that never was ordered--never even heard of 'netSpend'; the card bears a first name of whom I never knew with my legal last name; an individual with the name bears on this card used this name to order "Voice Mail" box from my telephone company and I was charged for it.
Has this happened to any of you? It took me 5 solid months to get my charges reversed!

I haven't filled out any type of applications for anything in over 2 years. There would be no one that could have referred my information to this company. I'm not worried about them being able to steal any money, I would be more worried about them using it for check scams. Where the person would take stolen checks and deposit it into your netspend account only to pull it right back out. This is a federal crime and you could get up to 25 years in prison in most states. I hate to see some of y'all on the news for something you didn't do. The first person the FBI and State Police would contact is the account holder. The last thing you want is the FED's watching your every move. EVERY SINGLE LAST ONE OF YOU NEED TO BE MORE AWARE ABOUT WHAT SCAMS PEOPLE ARE ABLE TO DO. THIS IS THE MAIN REASON IT'S NOT AS EASY TO FILE CLAIMS AT YOUR BANKS FOR FRAUDULENT CHARGES ANYMORE. THEY WANT TO DO FULL INVESTIGATIONS OR THEY WANT YOU TO SIMPLY CALL THE MERCHANT. I use to be able to just call up the bank and I had the money back in my account that same day. Everyone is so worried about them stealing money they can't even get from you, but you don't even think about what crimes you could potentially be linked to just from this card being in someone else's procession.

Ok it is NOT a credit card! Some people really need a prepaid card like this. So stop kncking them! seriously stop acting like a dumba**!

i have a netspend visa and master card and three bank accts my regular accounts have been compromised numerous times my netspend cards eleven years not one issue all the bad comments about netspend are from people who have not taken the time to READ you can only use money you put on it hence the name PREPAID so really what is all the fuss about

Boohoo. Cry moar. ;^(

who cares if they send you a card. it doesn't hurt you unless you activate it. If you had the brains to read, in the letter it says "this card has no worth or value until activating it at a cash register or by phone". next time read. you must be Japanese or Asian to have a name like that. What no one taught u how to read while you lived in your cardboard box? I hate people who post nonsense topics that are already in front of their faces.

These are used by people who want to verify their paypal accounts using a US bank.

Since netspend does not require any identification upfront, people get addresses from the internet and use them to open netspend account.

Nespend is 100% legit and a good online bank.

Ah relax...it was not an active card. You have to go online and activate it, which then ties the card (just a random generic card with a number) to the account info you set up.

Steering people from this card is missing out on a service it is best suited for...transferring money. I ahve two children in the armed forces, and the NetSpend card has been a lifesaver for us. When my son and his wife had a financial emergency just before he deployed, this card allowed us to get money to him immediately, and without large fees. It is truly a nice card to have for emergencies.

Again...your husband landing on someones mailing list may be troubling...but all Netspend was doing was marketting...not sending live and activated cards to you. And before you understand the whole purpose of the card...keep from bad mouthing it.

BTW...I have no ties to netpsend other than I know lots of military and college student parents find it helpful to have in order to help their children.

i have a netspend card and ive been using it for a year now. besides the fees for checking your balance OVER THE PHONE, which is only 50 CENTS! there really is no problem with the card. i have my check deposited bi-weekly from my job which they do not charge you for. plus i get my check a few days earlier. and one thing i found that was convenient is that if i am a little short of money on my card they will let you be negative up to $10 when u use ur card. of course they take it out the next time you have money but its VERY CONVENIENT!

i recently got a netspend prepaid card and i dont now what to do with it should i throw it away or should apply?

If someone who is under the age of 18 tries to activate the card it will not go through.  I have a NetSpend card for my now 17 year old which I opened for her when she was 16 so that she wouldn't have to "ask mom" for money all the time.  Each month I put a set amount on her card and she has the freedom to drive around town and buy the things she wants to but has to keep in mind her budget.  When I opened this account for her; I still had to prove that she was my daughter with providing NetSpend with her information.  Even if she had tried to open it on her own she wouldn't have been able to because I had to provide documentation that she was my child and that I approved her having this account.  I actually love the instant message notifications I get on my phone when she uses her card.  I've had her return items before she left the parking lot because I didn't agree with her purchase. 

By comparision; I received a "pre-approved" credit card application in the mail for at the time my daughter was 12 years old.  I spent 20 minutes waiting on hold to talk to the credit card company that had sent it (a company that I wasn't even a member of nor had ever been a member of) and they kept asking me for my account information.  I kept telling them that I had never had an account with them and quite frankly never will if they send random "pre-approved" notifications to 12 year olds.  I told them to remove my daughters name from their target list but 3 months later we received another "pre-approved" notice.  That one I just shredded. 

At least NetSpend isn't offering "pre-approved" credit to people and then charging huge interest rates!

My girlfriend got one of these cards today. Im so glad I checked on it.

I HAVE A NETSPEND CARD AND I HAVE BEEN USING NETSPEND FOR YEARS NOW I HAVE DIRECT DEPOSIT I HAVE NEVER HAD A PROBLEM WITH IT

http://netspendbewarefraud.webs.com  if you want to support identity theft, terrorism and get ripped off go and get a netspend card.

I have had a net spend card for over three years. I have had no problems thus far. I like the fact that my paycheck is direct deposited 1-2 days BEFORE my official payday.
I, in fact have a bank account, but chose my direct deposit to go the net spend because I get it early.
It is true, however, that if you need to speak to customer service, it's pretty much non- existent. Language is a problem as well.

your dumb bitch.

They just started sending me texts like $113.07 available in your account after $100.00 load on Apr 19th at 5.34pm; then one $12.07 available after $101.00 purchase at ACCESS INSUR CALIFORNIAATLANTAGAUS on Apr 19 at 6.28PM with your card ending in 0711
I don't have an account ending in those digits so I thought it was really weird. I texted back "what is this?" and it replied "Anytime Alerts: for balance, transaction info zipcode relocation etc and it said customer service is 1-86-NETSPEND. so I stopped the texts but also looked up the company and found this article. Something fishy with this company I don't know how they got my cell to send me texts to!

I just recieved one of their Master Cards in the mail today and I know I never applied for it. It is issued by MetaBank who issues the majority of Pre-Paid debit & Gift Cards on the market today.

They are also affilated with PayPal; MetaBank is the listed issuing bank ont eh back of my PayPal debit card and I can only wonder if this is where NetSpend got my information from?

I was surprised at the recipt of this card so I went online to poke around a bit and found your blog and wanted to share my new experiance with these jokers.

Anyway I fileld a complaint with the Federal Trade Comission and Division Of Banking Regulations in Texas; where NetSpend is located and in Iowa where MetaBank is located at.