Hot Today

Wise Bread articles that are hot today.

Why You Need Credit — and How to Build It From Scratch

Learn how to create a great credit score even if you don't have an extensive financial history.

5 Ways to Keep Anxiety From Ruining Your Budget

Anxiety and depression can worm their way into many aspects of life — including your money. Here's how to fight back.

The 10 Offensive Phrases No One Is Telling You About

A lot of the stock phrases we use have much darker meanings than we probably intend. Be careful what you say!

4 Reasons You Might Have a "Phased" Retirement

If a total leave from the working world isn't in your cards, take your retirement in phases!

6 Financial Gifts Mom Will Love for Mother's Day

This Mother's Day, put that World's Best Mom mug back on the shelf, and spring for one of these fantastic financial gifts instead.

Living the Savvy Life: A Review

Whether you're a hardcore budgeter or getting your finances in order for the first time, this book can help you save money — and achieve your goals.

5 Ways to Qualify for a Mortgage With a Small Downpayment

A 20% down payment isn't pocket change. If you can't afford 20% down on your mortgage loan, you still have other loan options.

Are these genuine bargains, or a pile of garbage?

One of the great things about being a blogger for Wisebread is that I have a large community of people to call on for help and advice when I need it. So far I've rarely called on your sage advice, but today is different. [more]

How to Turn Groceries Into Gasoline

Grocery store gas discount programs can be a great way to save money on fuel — if you shop wisely. Learn how to make the most of these discounts.

Boost your computer's RAM in seconds. Very easy.

This may sound like a tech-heavy article but trust me, it's not. My own technophobic dad could do this one (and he'd better after I tell him). All you need is the goold old

Join Our Tweetchat on Thursday 3/21, 12pm Pacific for a Chance to $100 in Win Prizes

Topic: Keeping Your Money Safe! Join our conversation Beverly Harzog for chance to win $100 in Amazon gift cards!

8 "Free" Things That Aren't

They say there is no such thing as a free lunch. For these other so-called freebies, "free" might actually cost you a pretty penny.

A Simple Guide to Rolling Over All of Your 401Ks and IRAs

Wondering what to do with your 401K or IRA after a job switch? We'll break it down for you.

The Five-Day Freeze: Batch Cooking for the Rest of Us

Here are my tips on batch cooking for those who work a full-time job, have tiny ones underfoot, or just generally hate cooking for days at a time.

Beware These Sneaky Fees on Discount Airfare

Discount airlines promise to get you where you're going on a dime. Are they really such a deal?

What the New Credit Card Formula Means for Your Wallet

FICO has a new formula for determining credit scores, and it should help borrowers. Find out how it might help you, too.

8 Secrets to a Debt-Free Holiday Season

The holidays should be about family and fun and celebration — not about acquiring debt. Here's how to enjoy the former while avoiding the latter.

5 Reasons Why Your Credit Score Dropped Out of the Blue

Not sure why your credit score took a tumble? It might be one of these not-so-obvious reasons.

9 Easy, Frugal, and Tasty Recipes for Bachelors

Just because you're a bachelor doesn't mean you have to dine like one. Instead, whip up these delicious, easy-to-make, and inexpensive recipes.

25 Frugal Ways to "Pay It Forward"

Paying it forward — doing something nice for someone else — makes that person feel great AND improves your day. Here's how to do it frugally.