Hot Today

Wise Bread articles that are hot today.

What Really Happens When You Don't Pay Your Student Loans

Student loans can be a heavy financial burden even in the best of times. If you don't pay them, things will only get worse.

How Cash Rewards Credit Cards Really Work

Confused by the proliferating credit card rewards programs? Find out what terms to avoid — and which ones will really save you money.

7 Countries Where You Don't Have to Tip at Restaurants

Maybe you hate tipping or maybe you just don't like doing math. Either way, in these popular travel destinations, the gratuity is already covered.

15 Soft Skills Every Employer Values

The job market is as competitive as ever. If you want an advantage on your competitors, it's time to brush up on your soft skills.

Effortless Ways to Make Money Online That Don't Require Skills

If you can read this, you probably have everything you need to earn extra money online. Here's how to turn your web browser into a cash catcher.

15 Things You Should Buy at Costco

You know there are great deals to be had at Costco, but you really should be buying these 15 things at Costco and not anywhere else.

10 Cool DIY Home Improvements for $20 or Less

Add some pizazz (and property value) to your home without breaking the bank. All you need is $20 and a few hours to yourself.

How Much Money Do You Need in Savings When Applying for a Mortgage?

You've saved up the down payment and closing costs for a new house. But do you have enough cash reserves to get the green light from your lender?

20 Cheap and Easy DIY Kitchen Improvements

Does your kitchen need help? These DIY improvements are frugal, foolproof, and we have to admit — just plain fun!

What Does Checked Baggage Insurance Cover?

Good news! Your credit card's checked baggage insurance might cover you if your luggage is lost.

Why Holding Onto Too Much Stuff Is a Burden for Your Loved Ones

Material items will not follow you into the afterlife, so you might as well declutter your home while you're still here.

A Comprehensive Guide to the Envelope System

Whether you're intimidated by budgeting or are just looking for a new technique, the simple and effective envelope system can make budgeting oh-so-easy.

Make Your Own Moon Sand, Dirt Cheap

While moon sand is certainly not a bank-breaker, it is costly for what is basically wet sand. So, I did a little digging and discovered a way to make your very own moon sand.

This Simple Negotiating Trick Puts Money in Your Pocket

This simple negotiating tactic can help you earn and save more money — and it can do a whole lot more for you, too.

Your Car Was Recalled. Now What?

A car recall can be scary. Here's what to do if that letter comes in the mail.

7 Things That Affect Your Car Insurance Rates

Is your ride costing you big-time in auto insurance premiums? These surprising factors may be to blame.

6 Reasons You Should Always Hire a Moving Company

You're moving into a new place, and you're trying to save some cash. Whatever you do, don't skimp on professional movers.

6 Ways New College Grads Can Build Credit

Entering the real world involves making big financial choices, and those choices will be easier once you start building credit.

How to refill an ink cartridge with a small piece of tape

Is your printer lying to you? If you own a Brother inkjet printer, that's probably a big yes. As Slate magazine reports, a clever chap over at fixyourownprinter.com has discovered

Flashback Friday: 46 Easy Ways to Be More Productive

Workdays get hectic and sometimes it's difficult to focus. But you can turn all of that around with some easy productivity tricks.