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Wise Bread articles that are hot today.

Enter to Win Your Share of $500 in SmartyPig’s August Giveaway!

Don't miss your chance to win $500 in SmartyPig’s Giveaway for Wise Bread Readers!

Longtime Mac Users Punished for Loyalty

I've watched other Mac lovers fall away from the True Faith, one-by-one, but I never thought it would happen to me. However, yesterday when we brought home the newest addition

Student Loans: The Third Way to Ruin Your Finances

"Is college worth it?" has become a difficult question to answer — and answering wrong could saddle you with years of debt. Here are your options.

The False Allure of Compound Interest

You've seen stories about compound interest adding up to big savings. That can happen — but often, it's not the whole truth.

How to Go From Two Incomes to One

A lost job, a new baby… You really can make the shift from two-income household to one with some easy budgeting tricks.

Unconventional Career Advice From "Parks and Recreation"

Watching "Parks and Recreation" is great way to have a good laugh — and pick up a few lessons that can help your career soar.

College Student Eating Survival Guide (Until Spring Break)

You've got two to three weeks until Spring Break and a meal card with zero balance left. Not enough time to look for a job until you go home to mom and dad's. How will you

Buying Your First Home: What to Do and When to Do It

Buying your first home can be incredibly rewarding — and incredibly stressful. Keep your head on straight (and even enjoy the process!) with this guide.

Ask These 4 Important Questions Before Signing Any Loan

Before taking on any new debt, ask yourself these four questions. Are you ready for the financial commitment?

How to Shop Online Safely

With the uptake in online shopping, so does online crime. Thankfully, there are a few easy things we can do to avoid becoming a victim of it.

You Shouldn’t Buy a Home If…

Home ownership isn’t for everyone. And even if it’s right for you, it might not be right for you right now. Read this to help figure out if you're ready.

The 5 Best Shampoos

Keeping your hair soft, shiny, and clean isn't easy, but it can be. Just use any of these shampoos and your hair will always look fab.

Save Money on Appliances at any Time of Year

You may be looking into buying a replacement for that old fridge or dishwasher, but take a minute to run through these tips.

5 Great Choices for Free Online Data Storage

I have one of those USB jump drives, but I wanted to know if there were free storage options online for me. I found a whole bunch. Here are my favorites.

8 "Free" Things That Aren't

They say there is no such thing as a free lunch. For these other so-called freebies, "free" might actually cost you a pretty penny.

Is Target Really Just as Bad As Wal-Mart?

There is plenty not to like about the practices of both the nation's leading big-box retailers. But a few subtle differences -- and one h-u-g-e one -- make one of them the o

How to Save on Babysitting Without Ending Up on the Local News

When babysitting rates hit $14 per hour — per kid! — it's time to think about cheaper (but safe) ways for parents to get stuff done and have fun.

The 5 Best Makeup Brush Cleaners

Keeping your makeup brushes clean isn't easy, but it can be. Just use any of these makeup brush cleaners and your beauty tools will last longer.

Ask the Readers: What Is the Best Career Advice You've Ever Been Given?

Tell us about the best career advice you've ever been given and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Savers suffering as rates fall--what to do

Interest rates for ordinary savers held up pretty well after the first Fed rate cut in July last year.  There was a simple reason--banks needed the money.  With the cr