Hot Today

Wise Bread articles that are hot today.

How the subprime lending boom hurt everybody

Among the Wise Bread community, I get the sense that there's a kind of "pox on both their houses" attitude to the problems in the subprime mortgage markets. People who worked thro

The 5 Best Makeup Brush Sets

Keeping your beauty tools in tip top shape isn't easy, but it can be. Just use any of these makeup brush sets and your makeup tools will last (almost) forever.

Rethinking The Early Mortgage Payoff

The borrow-at-a-low-interest-rate-and-invest-to-get-greater-returns mentality was so embedded in our belief system that there almost seemed to be a stigma attached to not carrying

10 Tricks to Keeping Your Kitchen Clean While You Cook

Keeping tidy while cooking makes for better meals and easier clean-up, and it doesn't take a lot of effort with these labor-saving shortcuts.

This Simple Mistake on a Credit Application May Cost You

Your income plays a big role on credit card applications. Report it wisely (and honestly!) for best results — especially if you freelance.

6 Personal Finance Books You Should Read

If you're looking to deepen your personal finance knowledge, you'll profit by reading any of these six in depth and clearly written books.

Getting Your Money Back Without Losing Your Friendship

Lent a friend some money and still waiting to be repaid? Ask for your money back politely and frankly to keep both your money and your friends.

Ask the Readers: What Was Your Most Memorable Gift?

Tell us about your most memorable gift and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Why You Need a Time Budget — and How to Create It

If time is money, wouldn't a budget help you manage your time, too? Of course it would! Get started building your time budget now!

The Best Time of the Day to Do Everything

Are you a morning person or a night person? It might not matter. Discover how science says you should structure your day for the best results.

16 Festive Ways to Make Extra Money for the Holidays

For many the holidays mean more stress and more spending. For those with the entrepreneurial spirit, the holidays mean more cash.

10 Free (or Almost!) Tools and Resources for Creating a New 2015 Budget

Holiday spending knocked your budget all out of whack? Use these tools to start budgeting smartly in 2015.

7 Budget Items You May be Forgetting

Unexpected expenses are the worst. Get one step ahead by staying prepared for these sneaky budget busters and keep saving more.

Filed an Extension? Here's What You Need to Know

The deadline's passed and you won't be getting a refund. It's okay — you have options, but you must exercise them to avoid big penalties or worse.

Buy This — Not That — at the Farmer's Market

The fresh local fare at your neighborhood farmer's market is chock full of goodies — what's a good deal, and what should you skip?

8 Things to Wait Until After Christmas to Buy

Sure, Black Friday gets all the big discount hype, but the deals post-Christmas can't be beat!

Tips for Finding Legitimate Work-From-Home Opportunities

Working from home is the dream, but sifting through phony job ads can be a nightmare. Here's how to find the legit ones.

9 Silly Reasons People Don't Invest (But Should)

People come up with the silliest reasons not to get started investing. Drop these excuses and get started investing!

5 Exotic Yoga Retreats Anyone Can Afford

Limber up for a relaxing vacation at one of these exotic yoga retreats.

3 Reasons to Be Picky When Hiring a Financial Planner

There are times in life when it's best to be picky, and choosing a financial planner is definitely one of them.