Hot Today

Wise Bread articles that are hot today.

This One Ratio Is the Key to a Good Credit Score

Understanding this key credit scoring ratio may be the secret to unlocking a higher credit score. The math is simple, and so is the strategy.

What NOT to Hand Out on Halloween

Looking for alternatives to the standard Halloween junk food? Before you decide, check out this list of items you should NOT hand out to trick-or-treaters.

10 High-Paying Careers With Low Educational Barriers

There are many paths to success. With little schooling investment, these 10 gigs promise a healthy career — and a healthy salary.

6 Things You Can Negotiate When Buying a Home

Buying a house is a big deal -- and almost all of it is negotiable. Here's what else you can haggle over besides price.

10 Awesome Money-Making Hobbies

Have fun and keep your wallet full with one of these enjoyable, profit-turning hobbies.

How to Pay for College When You Didn't Get a Scholarship

Worried that a lack of scholarships will stunt your college savings? Don't worry; there are other smart ways to afford your degree.

Open Wide: 5 Ways to Score Discount Dental Care

Are you one of the millions of Americans without dental insurance? These resources can help you score great dental care at a discount.

Best Money Tips: Smart Ways to Use a Pay Raise

Today we found articles on smart ways to use a pay raise, frugal date ideas for any season, and tips for cleaning patio furniture efficiently.

14 Ways to Allergy-Proof Your Home

Allergy season has arrived. Is your home ready?

5 Reasons You Can Be Denied for a Credit Card Even With Good Credit

Having good credit makes it easier to get approved for home loans, car loans, and the top travel credit cards. However, a good credit score can only take you so far.

Self-sufficiency, self-reliance, and freedom

Self-sufficiency is producing the actual stuff you use--your own food, your own clothes, etc. It's not a common lifestyle. Most people chose instead to follow the path of self-re

Free Food This Week and a Chance to Give to Make-A-Wish Foundation

Free ice cream, egg rolls, and tiny subs are yours for the taking. This week only, 5 fine eateries are offering you a chance to snag a freebie -- and an opportunity to be charitab

A Superior Life: What You Put In Is What You Get Out

Whether it be the amount of business ideas you start, the sports you play, the languages you learn or the people you date, it is not a good idea to bite off more than you can chew.

11 Smoothie Bowls You Want Right Now

All the wholesomeness of a hearty breakfast with the creamy coolness of ice cream; behold the (frugal) smoothie bowl!

6 Money Moves to Make the Moment You Decide to Buy a Car

You're ready for a shiny new set of wheels. All you need to do is make these important money moves, first.

7 Steps You Must Take to Protect Your Family Financially

One way to stay focused on financial planning is to remind yourself whom you are planning for. Follow these steps to secure their future.

6 Smart Ways to Boost Your Social Security Payout Before Retirement

Pave the way for a smart retirement by boosting your Social Security payout first.

Do You Really Need a 20 Percent Down Payment for a House?

Don't let the giant down payment dash your dreams of homeownership. You have other options!

Successful New Year's Resolutions Have This One Thing in Common — Does Yours?

There's no trick to keeping a New Year's resolution and there's nothing complicated about it, either. Learn what it takes to make yours stick.

9 Halloween Treats You Can Make in an Instant Pot

Make extra special Halloween treats for your family (and yourself) this Halloween. All you need is America's favorite new kitchen gadget and some inspiration.