Hot Today

Wise Bread articles that are hot today.

5 Times Personal Loans May Be Better Than Credit Cards

Sometimes getting a personal loan is a better choice than using your credit cards.

5 Painless Ways to Lower Your Cell Phone Bill

Dial in to these smart bill-lowering tactics, and watch your cell phone bill get a whole lot smaller.

7 Easy Ways to Calculate Your New Car Budget

A shiny new set of wheels can really loosen your purse strings. Don't hit the dealership without knowing what you can truly afford.

15 Ways to Recycle and Reuse Old T-shirts

Give your old T-shirts a new life with these DIY ideas ranging from highly personalized quilts to durable pet toys to household rags and much more.

How to Use Budgeting Skills to Improve Your Time Management

Managing your time requires some of the same skills as managing your money. Here's how to master both.

The 35 Best Ways to Spend Your Free Time (Frugally)

One way to spend less is to take up a fun hobby. Try one of these great ones, and you may even improve yourself and your bank account along the way too.

What Does Checked Baggage Insurance Cover?

Good news! Your credit card's checked baggage insurance might cover you if your luggage is lost.

8 Ways Social Media Tricks You Into Spending More

Scrolling through your Instagram might seem harmless — until you've spent $300 on skin care from a brand you've never heard of.

How Habit Boredom Makes You Abandon Your Goals

Before habit boredom gets in the way of your goals, learn how to preserve that ambition.

Is Pet Health Insurance Worth It?

Everyone is talking about the staggering costs of health care these days, but they don't talk about pet health care. And it's not cheap. Not even close.

How to Build Wealth in a Depressed Economy

Recessions seem like they're just doom-and-gloom, but they can also be a great time to implement your wealth-building strategy.

10 of the World's Most Expensive Restaurants

These 10 restaurants have it all — great food, scenic locations, and one shockingly large bill at the end.

10 Self-Improvement Apps to Make You Smarter, Stronger, and Happier

Want to develop healthier habits? Become the Six Million Dollar You with the help of these 10 cheap (or free!) self-improvement apps.

Ask the Readers: What Are Your Holiday Shortcuts?

Tell us about your holiday shortcuts and we'll enter you in a drawing to win a $20 Amazon Gift Card!

9 Old-School Jobs That Are Making a Comeback

While some careers are clinging on for dear life, others are experiencing a powerful second wind. Is yours one of them?

6 Ways New College Grads Can Build Credit

Entering the real world involves making big financial choices, and those choices will be easier once you start building credit.

Lower Your Credit Card Interest Rate and Reduce Your Phone Bill, Immediately and Easily

Are your credit card interest rates getting to you? Are those monthly cell phone bills a pain in the wallet? How about cable TV? Internet? Even the power bill? Would you like to re

11 Useful, Genius Math Tricks That Are Actually Easy

Stop fumbling for your smartphone calculator and use these clever tricks to make short work of fractions, percentages, and lots more.

These 5 Apps Will Help You Finally Organize Your Money

Any one of these easy-to-use apps will help you start and keep a budget that works for you. What are you waiting for?

401K or IRA? You Need Both

You know you should have either a 401K or an IRA. Have you considered you might need both?