Hot Today

Wise Bread articles that are hot today.

Surprising Things That Can Kill Your Credit

We're all familiar with the damage a late payment can do to a credit score. But there are plenty of other credit-sinkers you might not know about.

The GHETTO MAC - yours for $1.

Let me clarify something. I'm no huge fan of the Golden Arches. I'd much rather have a nice tray of sushi. But this is Wisebread and it's our job to cater to bargain-hunters everywhere. [more]

And...Breathe: Become More Patient in 9 Easy Steps

In a world of cell phones and instant downloads, being patient isn't just a virtue — it's downright difficult. Take a deep breath and follow these steps.

Happy (Financial) Independence Day

Today, as we celebrate, let's take a vow to be financially independent.

4 Ways Outsourcing Chores Can Save You Time and Money

When household chores threaten to gobble up all your time, there's no shame in shelling out for a little help.

4 Ways to Find Income While Waiting for Full Retirement Age

Don't just sit around waiting for your full retirement age to start bringing in maximum social security benefits — bring in some extra money in the meantime!

8 Questions to Ask Before Hiring a Credit Counselor

Credit counselors can help solve credit and debt management issues, but be sure to ask plenty of questions before you hire one. Some are more expensive than others.

When to Buy Brand Names: Sometimes, the Splurge Is Worth It

As important as it is to save money, it’s just as important to spend it wisely. And that means that sometimes, it makes sense to pay more for a brand-name item.

New Ideas for the Chopstick

In China alone, an estimated 45 billion pairs of disposable chopsticks are used and thrown away every year. This equals the wood from 25 millio

The 7 Most Affordable Destinations for Bird Nerds

If bird watching is a hobby of yours, you'll love these affordable vacation spots.

Book review: Cash-Rich Retirement

Do you need a kick in the pants to get you saving for retirement?  Do you need someone to wave their arms and run around screaming that your whole future is at risk, in order to mo

Ally Bank Review: Flexibility and Decent Yields

Ally Bank won't wow you with a multitude of products and services, but it will provide you with the basics at attractive yields and rates.

15 Surprisingly Valuable Uses for a Penny

Pennies are worthless, right? Wrong! From table decor to saving dying flowers, a penny can get you out of a jam — for really, really cheap.

Ask the Readers: What Is the Best Lesson You Learned From Your Mom?

Tell us about the best lesson you learned from your mom and we'll enter you in a drawing to win a $20 Amazon Gift Card!

What to Expect When You're Expecting a Huge Credit Card Bill

That hefty credit card bill finding it's way to your mailbox is packing a punch — and to more than just your wallet.

9 Money Saving Reasons to Buy a Food Dehydrator

Food dehydrators can save you money and time, and are very affordable these days. Here are nine ways a dehydrator can help you stretch your budget

The Lowdown On Layaway

Layaway never completely disappeared from the retail landscape but it’s become more prominent with promotions by some national chains and locally-owned shops. Instead of paying for

Does Personality Type Determine Your Income?

The Myers-Briggs test analyzes 16 different personality types, some of which tend to be higher earners than others. Where do you fall?

Credit Scores

Maintaining a good credit score is important, no matter what your financial goals are.

10 Places to Go for Inspiration

Got a problem at work? Need to find a new creative project or hobby? Get up, get out, and go find your muse in one of these inspiring places.