Hot Today

Wise Bread articles that are hot today.

Stop Thinking of Your House as an Investment

Your home may be where your heart is, but it's not an investment.

Do You Really Need a 20 Percent Down Payment for a House?

Don't let the giant down payment dash your dreams of homeownership. You have other options!

Quick Pantry Snacks for Unexpected Guests

When company shows up unannounced (or you just want a quick, tasty snack), whip up one of these treats using ingredients you already have on hand.

6 Ways to Split the Bill Without Losing Friends

Having dinner with friends is always fun, but awkwardness ensues when the bill arrives. It doesn't have to be that way, though.

7 Reasons You Need to Downsize

If your house is eating up too much of your time, energy, and cash, it may be time to find smaller digs.

8 Questions to Ask Before Buying Any Stock

Before you dive headfirst into owning a stock, do some digging on exactly where you're investing your dollars.

7 Steps to Improving Your Critical Thinking

With all the information we're faced with every day, it can be hard to know what's what. These seven steps will help you get closer to the truth.

Here's What You Need to Know About 529 ABLE Accounts

If you're the parent of a special-needs child, the 529 ABLE account can be a valuable resource in helping your child thrive.

Why Treasury Bills Are Always a Worthwhile Investment

When rates are rising, you need something that responds quickly to changes in the market. That's where Treasury bills come in.

5 Questions Retirees Should Ask Before Starting a Small Business

Retirement is usually a time to relax — but for others, it's time to open their dream business. Is it really the right move?

10 Repairs That Aren't Your Landlord's Responsibility

One of the best things about renting is that most problems aren't yours — they're the landlord's. But not these.

Ask The Readers: Do You Have Pets?

Tell us whether or not you have pets and we'll enter you in a drawing to win a $20 Amazon Gift Card!

11 Ways to Make Living With Roommates Tolerable

Living with roommates isn't always easy, but here's how to make it somewhat tolerable.

The Backdoor to Amazon's 70% off deals

I'm completely crazy about a new site I've just discovered. It's called Jungle Crazy and it's brought to you by those nice folks who also gave you RetailMeNot and BugMeNot. What is it? [more]

What if energy costs keep rising?

Recession or not, I think the medium-term trend in energy costs is up.  Just in case I'm right, you ought to have plan for that.

Ask the Readers: How Do You Save on Your Phone Bill?

Tell us how you save on your phone bill and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Everyone's Using Spare Change Apps — Are They Really Worth It?

Micro-investing apps are the modern-era change jars. Can they really help boost your finances?

6 Mistakes to Avoid When Shopping for Car Insurance

Too often, drivers pay more than they need to for car insurance. Discover how to avoid common mistakes and save lots of cash.

4 Ways to Make Debt Repayment Fun

Paying off debt can be fun — yes, fun — with just a little bit of creative thinking and some basic gamification.

7 Easy Money Moves to Make on a Rainy Day

The rain may be falling, but that doesn't mean you can't make the sun shine on your finances.