Hot Today

Wise Bread articles that are hot today.

8 Ways Clutter Keeps You Poor

Clutter looks bad, stresses you out — and it costs you money. It's time to start moving your stuff from lots to profit.

Why Your Group Life Insurance Is Not Enough

Group life insurance is a great employer-offered benefit. But, is it really enough?

13 Financial Steps to Take Before Retiring Abroad

A retirement overseas can be a wonderful way to live out your golden years. But before you take off for your next chapter, make these money moves first.

Living Without A Landline

I had been thinking about shedding my landline for a while. I was attached to the convenience for a long time and, more recently, unlimited calls for one price in the United States

15 Great Jobs That Don't Pay Much

Money isn't everything — especially if you have a job that rewards you in ways dollars can't touch.

5 Everyday Routines of Wealthy People

There's no one trick to becoming fabulously wealthy, but a structured daily routine may be a step in the right direction.

Earn Extra Income With Your Smartphone Camera

Take a break from snapping selfies and put your smartphone camera to good use. You can earn extra cash, shutterbug!

Improve Your Social Skills With Highlights From 5 Great TED Talks

People with good social skills share cool things they've found — like these five great TED talks on building better social skills.

Is Dollar Cost Averaging the Right Strategy for You?

Want to invest a lump sum while cutting down risk? Dollar cost averaging may be your move.

The Best Secured Credit Cards that Don’t Require Credit Checks

If you're worried about getting hard inquiries on your credit report for applying for a secured credit card, try these cards that don't require credit checks.

Frugal... or just plain wrong?

You know what I love? Getting something for nothing. Oh, it's rare. It's also sort of greedy and raises all kinds of ethical questions. [more]

TIPS and I-Bonds

There are risks in any investment. The market might go down--or the market might go up, but your investment might go down anyway. The company that issued your stock or bond might

5 Smart Ways to Reduce Your Credit Card Interest

Instead of looking for a 0% APR credit card, here are a few other ways to reduce those monthly interest charges.

6 Credit Card Mistakes That Could Be Ruining Your Credit

Your credit score is vital to your financial health. Don't let these common credit card errors tank it.

Why Warren Buffett Says You Should Invest in Index Funds

Warren Buffett made a huge bet on index funds — and won. Find out if you should make that bet, too.

Get Smart About Money With These 18 Free Online Courses

If your knowledge of personal finance could use a little help, these free online courses are the perfect learning tools.

4 Tech Add-Ons That Can Save Travelers Time and Money

Upgrade some of your tech gadgets and your next vacation will be even more amazing.

Ask the Readers: What's Your Favorite Frugal Comfort Food?

Tell us about your favorite frugal comfort food and we'll enter you in a drawing to win a $20 Amazon Gift Card or a copy of Little Old Lady Recipes!

ZipList Giving Away $600 to Lucky Wise Bread Readers!

To enter simply leave a comment telling us your favorite Thanksgiving budget dish or comfort food!

What if energy costs keep rising?

Recession or not, I think the medium-term trend in energy costs is up.  Just in case I'm right, you ought to have plan for that.