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Wise Bread articles that are hot today.

Join Our Tweetchat on Thursday 6/21, 12pm Pacific for a Chance to Win Prizes

Topic: Beating the Heat on the Cheap! Join our conversation for chance to win Amazon gift cards! Use #WBChat to participate!

3 Times a Refinance Is the Wrong Move

A mortgage refinance can save you tons, right? Not always.

13 Benefits of Being a Night Owl

Our culture esteems the early riser, but being a night owl has its advantages. Discover how staying up late can help you get ahead.

4 Phone Calls That Will Save You Big Every Month

Shave dollars off your most expensive bills with one simple move — pick up the phone!

3 Ways Your Commute Is Killing You — And What to Do About It

Commuting, whether by car or public transit takes, its toll — in your health. Learn what steps to take to limit the effects of the daily drive.

CFL Bulbs: Greener than most, but not green enough

I’ve embraced the compact fluorescent light bulb revolution wholeheartedly. I preach their money-saving abilities and cite statistics about energy. I comment on brands and varietie

The 5 Biggest Mistakes People Make When Working From Home

Working from home is not all pajamas and afternoon naps. If you want to keep your job, you actually have to work, too.

40 Ways to Use Spray Paint for Cheap and Easy Decorating

Need to touch up an old wheelbarrow? Create holiday decorations? Punch up an interior space? Reach for a can of versatile, easy-to-use spray paint.

Ask the Readers: Do You Plan Your Meals?

Tell us if you plan your meals and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Ask the Readers: How Do You Save Money at the Movies?

Tell us how you save money at the movies and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Ask the Readers: Do You Use a Workout Plan?

Tell us whether you have a workout plan and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Is Student Loan Debt as Bad as It Seems?

Student loan debt is clearly a major financial burden for recent grads, but is it as bad as other kinds of debt?

10 Easiest Items to "Flip" for Cash

There are tons of things in your house right now that could easily be flipped for cash. It just takes a good eye and some elbow grease!

Should You Pay Your Mortgage Off Early?

Owning your home outright is a huge achievement. Weigh these options first, though, before tackling your mortgage early.

Want to Keep Your Disposable Razor Blades Sharp? Use Your Arm

With these two tricks, you can keep one disposable razor blade sharp and ready-to-use for five months or more.

9 No-Fuss Plants That Will Brighten Your Home Until Spring

When the winter days are short and dreary, glance over at your blooming indoor plants to improve your mood.

8 Ways to Save Money on Entertainment

Sure, times are tough, but that doesn't mean you can't have a little fun. Here are eight ideas that will allow you to enjoy some entertainment and save money, too.

What to Do If You Have a Tax Lien On Your House

Unpaid taxes can leave you with a lien on your home. Don't let this problem linger.

4 Effortless Ways to Save on Back-to-School Shopping

Already stressed about back-to-school shopping? Don't be. You can save money without even trying.

Don't Carry a Balance? Here's Why You Still Need a Credit Card

You never carry a balance on your credit card, so why do you need one at all? Well, there are a few good reasons.