Hot Today

Wise Bread articles that are hot today.

Stopping the Student-Loan Debt Stress

Is your student-loan debt causing stress, influencing you to make financial decisions that are not necessarily in your best long-term interests, and delaying your entry into what your parents [more]

6 Tools That Can Help You Boost Your Credit Score This Year

Boosting your credit score takes time and patience, but there are plenty of tools and apps to help you along the way.

What’s the Difference Between Student Loan Refinancing and Consolidation?

No, refinancing and consolidating your student loans aren’t the same thing! Learn the difference and what’s right for you!

6 Amazing Volunteer Programs Around the World

Looking to tie a little volunteerism into your travels? These locations all over the world offer fun and fulfilling opportunities to make a difference.

Should You Refinance Student Loans With a Balance Transfer Card?

Balance transfer cards promise 0% APR for a limited time, but that doesn't mean they are ideal for student loans.

8 Vile Craigslist Scams to Watch Out For

Although 99% of the ads on Craigslist are legit, some are designed to scam you. Recognize these eight common Craigslist scams and avoid becoming a mark.

Save on Car Rentals With These 10 Easy Hacks

Rental car expenses can eat a big chunk out of your vacation budget. Save more for the rest of the trip with some easy cost cutters.

Welcome to the Real World - My Best Advice for New Graduates

I graduated from college just three years ago, so the confusion and anxiety I felt after graduating college is still quite fresh in my mind. I moved out of my parents' house a wee

Seller Funded Down Payment Assistance Charities - Scammers or Saints?

The United States House of Representatives just passed a massive mortgage bailout bill that includes many changes to the Federal Housing Administration and the Government Sponsored

12 Ways a Deep Declutter Can Improve Your Life

Too much stuff getting in your way and getting you down? Part cleaning and part therapy, deep decluttering clears ours heads while it clears out space.

Seven Tips For Buying a Second Hand Car and Walking Away Happy

Here are a few tips to help make sure the second-hand car you are buying doesn't end up being a second-hand nightmare.

Your House Is a Hobby, Not an Investment

Never think of a house as an investment. Instead, think of it for what it really is — a time and money hole that can be fun to own.

Ask the Readers: What New Thing Would You Like to Try This Year?

Tell us what new thing you would like to try this year and we'll enter you in a drawing to win a $20 Amazon Gift Card!

8 Debt Reduction Mistakes Even Smart People Make

Even the smartest people make mistakes while trying to reduce debt. Don’t be one of them.

10 Reasons You Should Really Fear an IRS Audit

When the IRS decides to smack you with an audit, what's the worst that can happen? You're wise not to try to cheat the taxman.

10 Things You Can Do to Be Happier Today

Wake up on the wrong side of the bed? Take one or more of these positive, feel-good actions and watch the day brighten.

Will the "Buy American" clause in the stimulus bill create or destroy jobs?

Tomorrow on February 17th President Obama plans to sign the $787 billion stimulus bill recently passed by Congress. One controversial portion of the bill is a clause for the publ

13 Ways to Make a Good First Impression at Your Next Job Interview

You did something right on your resume, cover letter, and LinkedIn profile and landed the interview. Don't blow it know by making a bad first impression.

Big changes or small changes?

There are two ways to make a major change in your life. One is to make a series of small changes--this month you might brown-bag your lunch one day a week; next month you might go

6 Hidden Dangers of Credit Card Balance Transfers

We're advocates of credit balance transfers as part of a debt reduction plan, but that doesn't mean the strategy is risk-free. Here's what to watch out for.