Hot Today

Wise Bread articles that are hot today.

6 Ways to Manage Powerful Emotions

Heat-of-the-moment emotional responses aren't usually the best. The next time you're tempted to lash out, try these tricks to stay calm and in control.

The 8 Best Pets for Frugal Animal Lovers

Caring for a pet can end up costing a lot. Take in one of these no frills furry (or scaled or shelled) friends at a fraction of the cost of Fido.

Why You Need Credit — and How to Build It From Scratch

Learn how to create a great credit score even if you don't have an extensive financial history.

Goal Setting, Defined and Deconstructed

After examining my goals for the past year, I realized that the type goal, rather than its perceived difficulty, is what often leads to fulfillment or frustration. Here are ways to

Dealing With Debt: Credit Counselors

There are three heavily advertised ways to find help to dig out of debt: credit counseling, debt settlement and bankruptcy. Which is best? Let's find out, starting with a closer lo

How to Make Public Speaking Less Terrifying

Does public speaking break you out in cold sweats? You can master this formidable phobia.

5 Ways to Qualify for a Mortgage With a Small Downpayment

A 20% down payment isn't pocket change. If you can't afford 20% down on your mortgage loan, you still have other loan options.

Are these genuine bargains, or a pile of garbage?

One of the great things about being a blogger for Wisebread is that I have a large community of people to call on for help and advice when I need it. So far I've rarely called on your sage advice, but today is different. [more]

Who Should Pay for the First Date?

If you're dating, the rules of who pays the first time you meet can get murky. One writer clarifies the situation (hint: always bring your wallet).

A Simple Guide to Rolling Over All of Your 401Ks and IRAs

Wondering what to do with your 401K or IRA after a job switch? We'll break it down for you.

3 Sources of Fast Cash Besides Your 401K

Life is full of tough decisions. Like, whether it's better to tap your retirement savings or home equity when you need cash.

The 10 Offensive Phrases No One Is Telling You About

A lot of the stock phrases we use have much darker meanings than we probably intend. Be careful what you say!

4 Reasons You Might Have a "Phased" Retirement

If a total leave from the working world isn't in your cards, take your retirement in phases!

6 Financial Gifts Mom Will Love for Mother's Day

This Mother's Day, put that World's Best Mom mug back on the shelf, and spring for one of these fantastic financial gifts instead.

What the New Credit Card Formula Means for Your Wallet

FICO has a new formula for determining credit scores, and it should help borrowers. Find out how it might help you, too.

6 Age Milestones That Impact Your Retirement

You can drive at 16 and vote at 18. Don't forget, though, that important age milestones come later in life, too.

8 Secrets to a Debt-Free Holiday Season

The holidays should be about family and fun and celebration — not about acquiring debt. Here's how to enjoy the former while avoiding the latter.

Ask These 8 Questions to Get a Better Price

A little haggling can go a long way, especially if you ask the right questions. Try these and save some extra cash!

Avoid Dinner Stress: Pay Someone to Plan Your Meals

If you're stressed about making dinner, paying someone to plan your meals can be worth the cost in reducing stress — and it can reduce your grocery bill.

The 5 Best Kitchen Dish Towels

Keeping your dishes sparkly clean isn't easy, but it can be. Just use any of these kitchen dish towels and your dishes will stay forever flawless.