Hot Today

Wise Bread articles that are hot today.

Debt repayment is not an expense

Over and over again, in budgeting articles and even books on personal finance, I see sample budgets that include debt repayment as if it were an expense. This shows a fundamental

How to Prepare When Your Unemployment Is Ending

Unemployment benefits can be a lifeline, but you need to prepare for when that lifeline ends.

A Step-by-Step Guide to Planning a Trip Around the World

Planning a trip around the world? Use this step-by-step guide to help you in the planning process.

5 Modern Ways to Split the Bill

Are you always the one who gets stuck covering taxes and tip when it's time to settle the tab with friends? Not anymore.

Fixed or Adjustable? Choosing the Right Mortgage Loan

Choosing between a fixed rate or adjustable rate mortgage loan is yet another complex decision new homebuyers must navigate. Make it easier by understanding the options.

The 5 Best Allergen Sprays

Keeping your home free from dust mites and other allergens isn't easy, but it can be. Just use any of these allergen sprays and you'll always breathe easy at home.

The High Cost of Cheap Clothes

Even the cheapest fast fashion pieces come with a hefty price — steep environmental and social costs we don't often see.

9 Ways Being Too Responsible Can Cost You

It's always smart to do the sensible thing, right? Usually — until being sensible starts costing you real money.

Do you know how to use a parking meter? Serious question.

I thought I knew the answer to that. Admittedly, I’ve only been driving for seven years and rarely park in downtown Denver, where most of our parking meters are located. But I had

Save Time, Money, and Hassle by Bundling Your Home Repairs

A long list of home repairs can seem daunting. Bidding them as a bundle makes the job easier for a contractor — and worthy of a discount for you.

5 Debt Management Questions You're Too Embarrassed to Ask

Debt management may not be fun, but that doesn't mean you should be embarrassed to ask these five basic questions.

3 Survival Instincts That Harm Investors

Following the herd was a good survival strategy for our subsistence ancestors. Today it's a good way to get your investment funds trampled.

What to Buy (and Avoid Buying) in December

It's peak shopping season, but not every buy is a peak deal. Learn where to find the big discounts this month — and where to freeze your spending.

9 Questions You Should Ask Before Hiring a Robo-Adviser

Robots are taking all the jobs — even the money manager's. Before you let a bot manage your nest egg, make sure it knows what it's doing.

The Time Management Problem Most of Us Have — and How to Fix It

The world won't end if you don't say "Yes" to every project, chore, event, and favor request you get. Start becoming happy by doing just enough.

11 Surprising Things Your HSA Will Cover

You probably aren't using your HSA dollars on these everyday medical buys. But you should be!

Stop Losing Your Stuff With These 6 Simple Tricks

Tired of misplacing your keys around the house? Get smart about how you store and use your stuff, and everything lost is always found.

5 Money Conversations Every Couple Should Have

Money may not buy happiness, but being honest and open about it can buy you a lot of relationship points.

7 Traps to Avoid With Your 401(k)

Your 401(k) is a powerful retirement savings tool, but that doesn't mean it's perfect.

6 Ways to Earn More Money — Without Working More Hours

Stuck in a job rut? Make more money with these time-efficient earnings boosters.