Hot Today

Wise Bread articles that are hot today.

Should You Lend to Friends and Family?

Lending money to friends or family is a generous thing to do, but it can also strain on your relationship. Read this to help decide whether or not you should.

The U.S. Savings Rate Has Tanked — Here's Why That Matters

The U.S. savings rate is the lowest since the Great Recession. Do you need to get your savings back on track?

How to Plan for a Forced Early Retirement

Eighteen percent of Americans are forced to retire early. Are you prepared for an early retirement?

Best Money Tips: Smart Ways to Increase Your Net Worth

Today we found articles on smart ways to improve your net worth, how to get the most money selling your used goods, and gorgeous ornaments that cost almost nothing to make.

4 Easy Ways to Get Richer In 2018

A new year is a fresh start for your finances. Make these small money moves now, and you'll end 2018 richer than you started it.

5 Best Websites to Help You Retire Early

Everybody dreams of retiring early, but few of us actually do it. These retirement finance experts can show you the way.

25 Ways to Get Motivated Today

Dragging, lagging, procrastinating, and generally unmotivated? No matter what you're trying to do, get motivated NOW with these tips.

20+ Things You Need in Your House to Keep Your Family Safe

Home is where the heart is — and where your family should always be safe. Don't skimp on these basic home safety precautions.

Better cars are not the answer

Wise Bread is an optimistic place. There are some people who can't see the congruence between optimism and frugality. I'm talking about the people who point to our progre

This Is How Much Our Tech Necessities Would've Cost in the '80s

The '80s brought us hair metal and spandex — and a super expensive way to enjoy all the things we take for granted today.

6 Reasons Cutting Your Landline Is a Bad Deal

Dropping home phone service has become a popular way to cut a few dollars from the budget. But are the savings really worth it?

The 5 Best Manicure Kits

Keeping your nail game strong and chip-free isn't easy, but it can be. Just use any of these manicure kits and your nails will always look fab.

Free Travel With Postcard Fun

At the same time nostalgic and alluring, nothing epitomizes travel so much as the postcard. Whether decorating your home, revisiting old memories, or making new friends, a little f

Do You Have Your TV Converter Box Yet?

By signing up for the Coupon Program, you can get credit towards the purchase of an eligible converter box and avoid much of the cost of the required upgrade to digital.

10 Household Tools Every Frugal Homeowner Should Own

From hammers to hacksaws, here's how to nail down the perfect frugal home toolkit. You'll be ready for almost any repair!

How Tapping Into Home Equity Is Like Pawning A Gold Necklace

It has occurred to me that tapping into one’s home equity can be like pawning a gold necklace, television set, or other personal item with resale value. Both involve using collater

How Baking Soda Took My Bathroom from “Yuck” to Yes!

Thinking of jumping on the “all-natural” cleaning bandwagon? Leary of the results? Addicted to your own brand-name cleaning habit? Take a look at these startling before and afte

Ask the Readers: What Time Management Tools Do You Use?

Tell us about your time management tools and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Getting by without a job, part 1--losing a job

Losing a job is always tough. During hard economic times--when it may not be possible to find another job as good as the one you've lost--it's even tougher. Here are a few steps

Getting by without a job, part 4--get free stuff

There are all kinds of ways to get stuff without money. You can grow it in a garden, gather it from the wild, make it yourself, get it as a gift, scavenge it from trash, or get it