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Wise Bread articles that are hot today.

The Process for Purchasing a House With Cash

Last year, one Wise Bread writer and her husband purchased a property with cash. That's right — cash. Here's the process they went through.

8 Steps to Starting a Retirement Plan in Your 30s

Sure, retirement savings is best started early — but better late than never. Here's how to start saving past 30.

Peanut Butter: The Poor Man’s Protein

Peanut butter is a staple food of many households. The rich and the poor alike find it to be filling and delicious. Eating the ri

16 Everyday Things You Shouldn't Be Paying For

If you're still shelling out for any of these 16 commonly free things, you're throwing your money away.

7 Beauty Secrets that Cost Almost Nothing

Forget Cosmo. Put away your Oprah Magazine. Turn off the microdermabrasion informercial and toss the $75 ultra-rich moisturizer. There are the cheap ways to look and feel beauti

Ask the Readers: What Is Your Favorite Frugal Fall Activity?

Tell us about your favorite frugal Fall activity and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Lower Interest Rates with Credit Sesame and Lending Club

First I consolidated my credit cards using a service that barely changed my inflated interest rates. Then I got a better deal — here's how.

To Shred or Not to Shred: How Long to Keep Your Tax Records

When it comes to your tax records, it can pay to be a hoarder. But how long is too long to hold on to "important" papers?

How to Break Bad Habits

Breaking a bad habit doesn't cost a dime but might save you plenty while boosting your confidence and your social capital. Learn how with these five easy steps.

3 Smartphone Apps That Manage and Maximize Your Credit Card Rewards

Credit card rewards programs can be hard to maximize, and it's easy to let points slip away. Wrangle your rewards with this trio of smartphone apps.

5 Inspiring People Who Each Paid Off Over $100,000 in Debt

For these five people debt totaling $100k — or more — seemed insurmountable. That is, until they paid it off. Find out how you can, too.

15 Ways to Exercise in Under 5 Minutes

Sometimes, getting a workout in just doesn't fit your schedule. But you can train your muscles to burn fat without a gym membership or any equipment.

The Best Secured Cards That Pay Interest on Your Deposit

Secured credit cards require a security deposit that usually determines your credit limit. There are some cards, though, that allow you to earn interest on the deposit.

This One Mistake Could Delay Your Retirement by 10 Years

Buying a home is a big decision and if you don't do it right, you could be paying for years and years. Use cash flow to help make the right choice.

5 Travel Destinations That Are Cheaper Due to a Strong U.S. Dollar

Planning an overseas trip this year? Check out these stunning destinations where your dollar will go further.

Best Money Tips: Maximize Your Space With These Tiny House Trends

Today we found articles on tiny house trends to maximize your space, money lessons we can learn from football, and online security steps to take this holiday season.

How to Restart Your Career With a Returnship

Ready to return to work after several years away? A returnship may get you through the door faster.

Ask the Readers: What Is Your Top Savings Goal?

Tell us about your top savings goal and we'll enter you in a drawing to win a $20 Amazon Gift Card!

5 Debt Lessons From Darth Vader

What can a villain teach us about getting out of debt? More than C-3PO can teach us about programming binary load-lifters.

Jumpstart Your Job Search With Instagram

Instagram is a lot of fun, but it can also be used strategically to help you land your next job. Really!