The usual rule of thumb is 3 to 6 months' income. Of course that's silly--the size of your emergency fund needs to be based on your spending, not your income. But even 3
If you have no or a bad credit history, getting a secured card could help you build or rebuild your credit score. Find out if one of these cards is right for you.
Wise Bread articles that are hot today.
5 Money Strategies for the Sandwich Generation
Your kids depend on you. Your aging parents depend on you. For the sandwich generation, smart money management is a must.
9 Simple Ways to Stop Impulse Buying
I can't tell you that changing your shopping habits will be easy, but these simple strategies can help you lock down your impulse spending.
Banks Still Offering Free Checking and Savings with Great Interest Rates
Tired of fee-gouging from your old bank? Here are the banks with the best checking and savings terms.
How to Start Investing With Just $100
Investing isn't just for the wealthy. All it takes is $100 — or less! — to get started.
Figuring the Size of Your Emergency Fund
The usual rule of thumb is 3 to 6 months' income. Of course that's silly--the size of your emergency fund needs to be based on your spending, not your income. But even 3
22 Ways to Reuse Paper
Before you toss that bundle of junk mail or printed-on computer paper in the recycling bin, hold on! Try one of these 22 creative ways to reuse it.
4 Money Moves Every College Freshman Should Master
There will be lots of things to learn during your first year of college. Make sure you master these money moves between classes.
10 Ways to Increase Your Net Worth This Year
Know your worth — your net worth, that is. Then focus on increasing it.
18 Surprising Ways Your Identity Can Be Stolen
You work so hard to protect your identity, but there are still ways thieves can get your personal data. Here's how they do it.
The Best Secured Credit Cards
If you have no or a bad credit history, getting a secured card could help you build or rebuild your credit score. Find out if one of these cards is right for you.
Home Equity Loan or HELOC: Which Is Right for You?
You have equity in your home, and you need to borrow money. Should you turn to a HELOC or a home equity loan?
6 Secrets to Mastering the Debt Snowball
The debt snowball method really, truly works. Now, you just need to master it!
netSpend: The Story of the Visa Debit Card We Did Not Apply For
This is my story of shock, anger, and finally disgust at the practices of netSpend.
8 Myths About Health Savings Accounts — Debunked!
An HSA can be a great way to pay for health care, earn investment income and cut your taxes. Cut through the confusion before you jump in.
Why You Should Call Your Mortgage Lender Every Year
When was the last time you gave your mortgage lender a ring? If it's been a few years, you could be throwing money out the window.
9 Simple Acts of Self-Care for the Sandwich Generation
When caring for your parents and your children at the same time, stress is bound to find you. Remember to take care of yourself, too.
Credit Card Signatures Are Going Away — Should You Be Worried?
Major credit card networks are eliminating the need for signatures at the point of sale. What does that mean for you?
4 Things You Need to Know About Gift Tax
There's a tax on financial gifts? Of course there is — and guess what else? It's very convoluted.
Breaking the Bread Code: How to Get the Freshest Loaf
Discover the color code that will lead you to the freshest loaf on the store shelf every time.
2-Minute Read: What You Need to Know About Credit Reports
Your credit report includes important information used to determine your creditworthiness. Do you understand everything on it?