Hot Today

Wise Bread articles that are hot today.

How Much Does Your Credit Card Debt Cost You?

Only having to pay 2% of your total credit-card balance a month makes charging tempting...but with interest, you could also pay more than double your original purchase price.

Should You Use Peer-to-Peer Lending to Pay Down Credit Card Debt?

Depending on your debt situation, a peer-to-peer loan may be an affordable — and sensible — way to retire debt. Here's what you should consider.

8 Signs You're a "Helicopter Investor" (And How to Stop)

Do you obsessively hover over your investments? If you don't give them space, they'll never grow into the responsible returns you need.

How to live on $12,000 a year

In my first job out of college, I was on 12,000 English pounds per year. That was back in London in 1996, i was single, lived with two friends and only had rent and travel to pay for. And I still remember how tough that was. [more]

7 Liabilities That Will Ruin Your Net Worth

Building net worth isn't just about generating income. It's also about getting your borrowing under control.

How to Save $1,500 on Coffee

Many of us know that we can save money by making coffee at home, but have you ever actually calculated how much? Learn how to save $1,500 on coffee.

New Tools for the Unbanked

Lack of access to the banking system has been an expensive burden on the poor. Just recently, a surge in new financial products make it a lot less expensive to be unbanked.

25 Purchases You'll Never Regret

Buyer's remorse usually follows close behind the purchases you make — especially big ones. But for these buys, know that you've done the right thing.

13 Businesses Your Tween Can Start

Who says you need to be an adult to create a successful side hustle?

8 Ways to Stage Your Home Without Hiring a Pro

From curb appeal to clearing clutter, you can stage your home like the pros do — all without hiring a pro.

30 Delicious Ways to Enjoy Garam Masala

Indian food is known for the complexity of its spice blends, and garam masala is a great example. Learn how to use and enjoy this mix of cinnamon, cumin, cardamom and other spices.

Making Do With Help From Mom And Dad

Ever wonder how the person with about the same salary as you lives in a fully furnished apartment, enjoys Caribbean vacations, and is setting aside money for retirement while yo

Recoup More of Your Investment: 8 Home Improvements That Add the Most Value

If you're planning a remodel, be sure to consider return on investment when you sell. These eight improvements return the most.

The 5 Best Facial Cleansing Devices

Keeping your skin clear isn't easy, but it can be. Use any of these facial cleansing devices and your face will always be fresh and glowing.

Here's What to Do If You Can't Afford Your Mortgage Payment

If tough finances have made you miss some mortgage payments, it's time to get proactive with your lender — and your budget.

Seller Funded Down Payment Assistance Charities - Scammers or Saints?

The United States House of Representatives just passed a massive mortgage bailout bill that includes many changes to the Federal Housing Administration and the Government Sponsored

Seven Tips For Buying a Second Hand Car and Walking Away Happy

Here are a few tips to help make sure the second-hand car you are buying doesn't end up being a second-hand nightmare.

7 Reasons Your Card Got Declined (And How to Fix It)

"So sorry, that card's been declined." Here's why this ultra-embarrassment can happen — and how to make sure it never does again.

15 Grab-and-Go Post-Workout Breakfasts

No time for breakfast … again? Start the day the right way with a quick, nutritious, on-the-go meal that everybody has time for — even you.

How to Turn Unwanted Gift Cards Into Cash

What to do with that stack of gift cards you're never gonna use? Sell them for cash, or trade them for gift cards you really will use. It's easy!