Hot Today

Wise Bread articles that are hot today.

Here's Why Credit Scores and Reports Are Not the Same

Do you know the difference between a credit score and a credit history? You need to — here's how to break it down.

You don't need to go broke redesigning your home. These modern decor trends can transform your space for a lot less than you think.

Looking for a smart place to put your money? You don't have to look far.

Don't put off prepping for a disaster until it's too late. It's time to get your emergency kit together, STAT.

Your small business doesn't need the latest high-cost software to get up and running. There are plenty of great options online for free.

Gig apps seem like they save you tons of time, but do they really? Let's investigate.

Don't let these sneaky fees blow your budget when making a purchase.

Americans are not very good at saving for retirement. If retirement is looming your horizon, start doing a better job of preparing.

Many Americans who are paying off credit card debt are doing it the wrong way — are you?

Freeze! Securing your credit report from fraud or other suspicious activity might save you a big headache later.

Medicare is complicated. Let's break down all its moving parts.

Confused about how your employer's 401(k) match works? We'll break it down for you.

Don't let remote work put a damper on your social life. You can survive and thrive as a work-at-home extrovert.

College is a time to discover your passions, goals, and aspirations. It's also a time to start building strong credit.

Balance transfer cards promise 0% APR for a limited time, but that doesn't mean they are ideal for student loans.

Fun fact: we spend a lot of money on Valentine's Day gifts — with the U.S. spending $1.5 billion on greeting cards alone!

Being a superfan can be kind of costly. Flip your fandom on its head and make it a cash source, instead!

These eight tips are vital to making money in the somewhat misunderstood profession of mystery shopping.

This simple negotiating tactic can help you earn and save more money — and it can do a whole lot more for you, too.

You're ready to start a small business, but not quite ready to quit your day job. With a little smart planning, you can do both.