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Hobo Living Made Easy

Being a "Hobo" can take many shapes and forms. Here are a few tools to pave the way for a rent-free, sustainable, and environmentally & socially friendly lifestyle th

Roll your own cost-of-living index

If you have a budget--more specifically, if you track your spending--you have the data you need to track changes in your own personal cost of living. That's a lot more useful

7 Essential Truths for a Successful Retirement

Retirement planning can seem overwhelming, but don't let that overrule common sense. Instead, follow these seven essentials for a successful future.

Best Money Tips: 15 Things to Do Before 2015 Ends

Today we found smart things to do before 2015 comes to an end, the best ways to make the most of Black Friday, and tips on overcoming things that limit your potential.

10 Easy, Delicious Canned Cranberry Recipes

An abundance of leftover canned cranberry just may be your ticket to a new, delicious dish. Stock up and enjoy cranberry year 'round!

How the Banks Were Fleeced -- A Primer to Mortgage Fraud

Have you seen homes in your neighborhood sell for unreasonable prices and quickly end up in foreclosure? If this is a common occurence then perhaps there is a ring of thieves commi

The PenFed Promise Visa Card Offers a Way to Escape Your Big Bank

With industry best interest rates and no fees, the PenFed Promise Visa card may be just the trick for borrowers looking to break the big bank habit.

Questions First-Time Homebuyers Should Ask: Highlights from Our Chat With Ilyce Glink

Don't miss the highlights from our chat with Ilyce Glink on questions first-time homebuyers should ask!

The Downsizing of an American Dream

I remember the first time my sister’s Barbie went for a ride in her new pink convertible. The trunk was full of new shoes, the coolest outfits,

Student Loans: The Third Way to Ruin Your Finances

"Is college worth it?" has become a difficult question to answer — and answering wrong could saddle you with years of debt. Here are your options.

6 Valid Reasons Not to Contribute to Your 401(k)

Depending on your situation and your goals, opting out of your 401(k) plan can be a smart financial decision.

Ask the Readers: How Do You Save on Winter Clothes?

Tell us how you save on winter clothes and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Best Money Tips: How to Get Paid to Watch Videos

Today we found helpful articles on getting paid to watch videos, avoiding budget burnout, and coming up with the down payment for a home.

Frugality and the Myth of Self-Denial

Contrary to popular opinion, frugality isn't all about self-denial. Discover how little luxuries can help keep you frugal.

3 Ways to Save Hundreds (or Even Thousands) of Dollars Without Thinking

These three methods barely require any effort — and they can have huge results.

Update on money fund guarantee program

The key thing to know about the Temporary Guarantee Program for Money Market Funds that the Treasury announced 10 days ago is that it only guarantees the money that you had in the

8 Tips to Help Your Teenager Become Credit Smart

Now that I am a mother of two teenagers, credit card abuse is one of the first dangers of financial common sense that I discussed with them. Here are 8 tips to help your teenager p

Science Shows That Saying Thanks Can Improve Your Health and Happiness

You really do have a lot to be thankful for. Discover why making a regular habit of expressing gratitude for those things is good for mind, body, and soul.

Rutgers is Giving Away $1500 to Wise Bread Readers!

Don't miss your chance to win your share of $1500 in prizes from Rutgers!

UTMA/UGMA Custodial Accounts

Over the years, Uniform Transfers to Minors and Uniform Gifts to Minors custodial accounts (also known as UGMA and UTMA accounts) have become less popular than college savings opti