Hot Today

Wise Bread articles that are hot today.

Should You Wait to Go to College?

For many people, college is the immediate next step after high school. But sometimes, that's not the best decision to make.

3 Times a Refinance Is the Wrong Move

A mortgage refinance can save you tons, right? Not always.

9 Ways You Are Sabotaging Your Weekly Grocery Budget

Give your grocery list a modest makeover and you can save BIG.

Frugal Factors: What Traits Do Most Savers Share?

We're all individuals, each with our own reasons for living frugally — but we're alike in some very important ways.

Gift-Giving Ideas That Can Change Lives

Giving a gift that doesn't suck is not easy. Instead of focusing on the same old gift ideas, how about trying something that has the potential to change the person's life? It can b

6 Infuriating Ways You're Ruining Someone Else's Credit

Yep, you can totally wreck someone else's credit score. Don't be that person.

10 Myths About Employee Incentive Programs

Employee incentive programs are popular, if only because they are prolific. Though conventional wisdom tells us otherwise, many will argue that these programs are not just ineffect

The Cost of Finding a Treasure Chest Full of Gold

You struck gold — you're rich! Just how rich exactly? You may be unpleasantly surprised.

Join Our Tweetchat on Thursday 3/7, 12pm PST for a Chance to Win $100 in Prizes!

Topic: Ways to Save Every Day! Join our conversation with Dr. Barbara O’Neill from Rutgers Cooperative Extension for chance to win $100 in Amazon gift cards!

Cell Phone Relief

Tired of those early termination fees that cell phone companies stick you with? Well, help may be on the way, but it may just be a case of the fox watching the hen-house.

Never Borrow Money for These 5 Buys

You really, really want it... and oh, that credit offer just looks so tempting! But be forewarned — you'll regret it if you buy it.

10 Foods That Can Help You Sleep

Don't let your late to bed late to rise sleeping habits slow you down. Nibble (or sip) these sleep inducing foods to fall asleep faster — and stay that way until morning.

Flashback Friday: 38 Ways to Get More Sleep Tonight

A good night's sleep can improve every aspect of your life. Not convinced? Here's why you should hit the hay early tonight.

How to Get What You Want on Customer Service Calls

Learn 8 effective strategies for getting what you want on customer service calls. Communicate better, communicate smarter and get your problem solved!

11 Terrifying Things That Can Happen When Someone Steals Your Phone (And How You Can Protect It)

Your smartphone is stuffed with piles of personal data, which means the loss of a smartphone really… smarts. Take steps to protect it.

10 Things You Should NOT Do to Your Yard This Fall

With the holidays approaching the last thing on your mind is next year's lawn. Prep your yard now to save time and money on landscaping next spring.

6 Reasons Why Used Is Better

Buying used isn't just about finding antiques or quirky vintage clothes. From cost to quality, discover why buying used is often smarter than buying new.

18 Beauty Tips and Hacks for Summer

Summertime sun and fun can wreak havoc on your face, hair, and skin. Tune-up your beauty routine for the climate.

Everything You Need to Know About Cloth Diapers

Cloth diapers can help you save the environment — while also saving you tons of cash. Here's what you need to know before you go cloth.

7 Money Fixes You Can Make When You're Stuck Inside Because of the Weather

Stuck inside on a snowy day is the perfect time to declutter and revamp your financial strategy.