Hot Today

Wise Bread articles that are hot today.

5-Minute Finance: Track Your Spending

Tired of living paycheck to paycheck? It's time to start tracking your spending. All it takes is five minutes.

Ask the Readers: What Are You Thankful For?

Tell us what you're thankful for and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Credit Cards vs. Debit Cards: A Comprehensive Comparison

“Credit cards and debit cards have the exact same benefits.” I’ve heard this statement for a long time, but I wanted to test it out to see if it is true.

Why We Spend More When We Pay With Credit Cards

It's true — people spend more with credit cards than cash. Learn the psychological reasons why we tend to pay more when we use plastic.

Should You Get Life Insurance for Your Kids?

Life insurance for kids isn't just a sales gimmick. Here's what to consider before taking out a policy.

Top 7 Reasons Why I Use My Credit Card for Everything

I charge absolutely everything to my credit card. Everything. Here are the reasons why I am a credit card junkie.

17 Uses for Stale Bread

Using up leftover bread is not only frugal, it's delicious. Make sure you eat every last crumb of that aging loaf with these recipes.

How to Use Credit Cards to Improve Your Credit Score

There's no mystery to building a good credit score, but you do need to follow a few simple rules with your credit cards.

Beat the claw machine, save your sanity.

How many times have you passed one of these annoying things and thrown 50 cents away? I'm hugely guilty of it. I can't resist them. One time I got six out in a row, then I've gone years with no success. Is there a secret? Well, it seems there is. [more]

The 10 Worst Ways to Make Extra Money

Having a side income can make life a lot easier...but there are some good ways to earn that side income and some seriously awful ones.

Here's What Happens to an Account in Collections — Even When You Pay Up

Paying off or settling an account in collections is better than avoiding it. Just don't expect your credit score to rebound soon.

What Hurricane Maria Taught My Family About Life, Money, and Community

How do you live without electricity, running water, or reliable communication? You learn how to make use of what you have.

6 Safe Places to Visit in South America

These South American destinations are beautiful, affordable, and safer to visit than you might think.

Where to Find Missing Socks

If you have a drawer full of socks missing their mates, don't despair. Here's where to find them.

Ask the Readers: Do You Have a Garden for Vegetables?

Tell us about your vegetable garden and we'll enter you in a drawing to win a $20 Amazon Gift Card!

8 Seasonal Side Hustles That'll Cover Your Holiday Spending

The holidays are almost here! Feeling a cash crunch? These seasonal side hustles have your holiday spending covered.

Can You Afford to Follow Your Dreams? Can You Afford NOT to?

This is where I was going to write a lot of pretty things about having priorities and about how money can't be everything or else you'll die sad. In the last couple of days, though

9 Old-School Jobs That Are Making a Comeback

While some careers are clinging on for dear life, others are experiencing a powerful second wind. Is yours one of them?

How These 6 Assets Might Affect Student Financial Aid Eligibility

Financial aid is a huge help for every college student. Let's break down exactly what the FAFSA considers in its calculation.