Well, I say frugal but some of these cross that line from frugality into something less honorable. But hey, live a little. We all have to try new things sometimes. [more]
Over and over again, in budgeting articles and even books on personal finance, I see sample budgets that include debt repayment as if it were an expense. This shows a fundamental
Your budget can easily go off the rails if you're spending money just to keep pace with your friends, but in some cases, it can actually help you save.
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Well, I say frugal but some of these cross that line from frugality into something less honorable. But hey, live a little. We all have to try new things sometimes. [more]
Debt repayment is not an expense
Over and over again, in budgeting articles and even books on personal finance, I see sample budgets that include debt repayment as if it were an expense. This shows a fundamental
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Your budget can easily go off the rails if you're spending money just to keep pace with your friends, but in some cases, it can actually help you save.