Hot Today

Wise Bread articles that are hot today.

How to Get Paid to Take Online Surveys

Get tips for finding legitimate online paid surveys plus a ranking of the best survey sites that really pay.

Why We Spend More When We Pay With Credit Cards

It's true — people spend more with credit cards than cash. Learn the psychological reasons why we tend to pay more when we use plastic.

10 Surprising Ways to Negatively Affect Your Credit Score

Even when you aren't applying for a credit card or loan, your credit score can be affected by a variety of actions — even forgetting to return your library books.

8 Negotiating Skills Everyone Should Master

Regardless of your job, negotiation is a communication skill that everyone should master. It could save you BIG.

Cracking the Infamous McDonalds Monopoly Game

Your chances of winning McDonald's Monopoly game are all based on the odds of finding one particular piece from each set.

How to Talk to Your Teen About Student Loans

Student loans are a big deal, so make sure your teen knows all the facts before college.

Not free to be poor

Nobody wants to be poor. It's a dangerous and constrained position to be in. But there are people out there (me, for instance) who are relatively happy to live at a fairly low st

4 Steps to Simplify Car Shopping in the New Year

Before you head to the dealer for a new car this year, make sure you have your finances in order.

Ask the Readers: What Are Your Short-Term Financial Goals?

Tell us about your short-term financial goals and we'll enter you in a drawing to win a $20 Amazon Gift Card!

The Guide to Staying at Hostels for People Over 30

Hostels aren't just for 20-somethings. No, really, even adults can slash the cost of lodging by staying at hostels instead of hotels.

How Much Time Do Gig Apps Really Save You?

Gig apps seem like they save you tons of time, but do they really? Let's investigate.

9 Qualities to Look for in Well-Made Clothing

Before stocking your capsule wardrobe with some sweet new outfits, make sure they're worth the cost — and will last a good long while.

Not the sort of person who ...

Wise Bread is stuffed almost to bursting with suggestions on how to live large on a small budget. But certain suggestions trigger a particular kind of negative reaction:—w

Top 6 Reasons Why Using Cash-Only Rocks

While I am a cash-only person by circumstance (paid off the credit cards and never reopened accounts), I am so grateful that I live in a cash world.

5 Signs You Need to Come Out of Retirement

Retirement doesn't always deliver on the promise of easygoing days of rest and relaxation.

Why the Dow Will Hit a Million, Eventually

Warren Buffett says that 100 years from now, the DJIA will be "over 1 million." Is he out of his mind?

When Is Your Credit Card's Travel Insurance Good Enough?

Your credit card offers travel insurance as a cardholder perk, but is it really enough to protect you on the road?

DIY Mortgage Acceleration

Do-it-yourselfers who are weary of yet another trip to the home improvement store may like this DIY project. It has the possibilities of increasing home equity just as quickly as a bath remodel or new deck. [more]

5 Ways Your Instant Pot Can Save You Money

Your instant pot can save you a ton of time in the kitchen, but did you know it can also save you money?

How to Get Your Spouse on Board With Budgeting

You and your spouse may be on the same page with beliefs, and parenting methods, but are your financial goals in line?