Hot Today

Wise Bread articles that are hot today.

Better cars are not the answer

Wise Bread is an optimistic place. There are some people who can't see the congruence between optimism and frugality. I'm talking about the people who point to our progre

Why You Should Always "Get It in Writing"

"Get it in writing" may be the oldest piece of frugal living advice ever given. Learn why.

21 Things That Young Adults Absolutely Need to Know About Money

While most colleges and universities offer personal finance courses, only a fraction of students sign up for them. It's time for a cram session.

Best Money Tips: 10 Ways to Screw Up Your Finances

Today we found articles on easy ways to screw up your finances, how to read more books, and tips for first-time property investors.

8 Giveaways That People Were Just Talking About You

Our ears aren't actually very reliable when it comes to sensing gossip and busybodies. Here's what to look for instead of toasty earlobes.

When You Should and Shouldn't Rent

There are many great debates in the world: The chicken or the egg? John or Paul? Should you rent or not? This helps answer one of those.

How to Plan for a Forced Early Retirement

Eighteen percent of Americans are forced to retire early. Are you prepared for an early retirement?

How to Not Be a Debt Slave

Getting into debt is easy — even recommended. Getting out of it — or avoiding it — is much more difficult. But it can be done.

What You Should Ask Your Financial Adviser at Your Annual Meeting

Financial advisers are there to answer your major money questions. Make sure you're asking these big ones whenever you meet!

5 Money Moves to Make the Moment You Decide to Get Divorced

Finding a lawyer is the instinctive first move when a marriage falls apart. Making these critical money decisions should be second.

Charged With an Overdraft Fee? Get Your Money Back!

Get hit with a bank overdraft fee? Put on your negotiation face to remove that fee, and then follow this simple plan to make sure it doesn't happen again.

Ask the Readers: What is Your Favorite Cleaning Hack?

Tell us about your favorite cleaning hack and we'll enter you in a drawing to win a $20 Amazon Gift Card!

10 of America's Awesomest Cheap Cities

The culture, the people, the food — city life is great, but it's also expensive. Luckily, these smaller cities offer big city amenities at country prices.

10 Best Tools for Finding an Apartment on the Cheap

Looking for a new apartment can be about as much fun as getting a root canal. However, a wealth of free or cheap tools are at hand to make it easier.

6 Simple Steps to Discovering Your True Salary Potential

Before you ask for a raise, be sure to ask these six probing questions that uncover what you're actually worth.

Micro-Prepping: How to Prepare for Small Disasters

Are you prepared for even a small disaster? Micro-prepping will get you there.

8 Tips for Planning a Last-Minute Wedding

Not everyone has the luxury of time when it comes to weddings. Learn how to navigate the process in a hurry without sacrificing the joy or blowing the budget.

Another path to recovery: higher incomes

Preventing a collapse of the financial system is part of preventing a depression. However, the shorthand term for this--getting the banks able and willing to lend--is misleading.

25 Ways to Entertain Your Child for Free or Cheap

You don't need to buy expensive toys or costly movie tickets to keep your young one occupied. Just try one of these frugal, fun ways to entertain your kid.

10 Gift Ideas That Cost Almost Nothing

We all love to give gifts, but sometimes tight budgets make it difficult. Use these ideas to give thoughtful gifts without spending much — or any — money.