Hot Today

Wise Bread articles that are hot today.

8 Tips for Going Back to School as an Adult

There's a lot more life in the way when you return to school as an adult. Here's a crash course in making it work.

5 Unexpected Benefits of Secured Credit Cards

Secured credit cards can help build or rebuild credit — but you may be surprised by the other benefits they offer, too.

This Is How Much Our Tech Necessities Would've Cost in the '80s

The '80s brought us hair metal and spandex — and a super expensive way to enjoy all the things we take for granted today.

Book Review: Early Retirement Extreme

Think you can live on one-tenth of your current income? If you're ready to downsize, this book can help you retire long before you ever thought possible.

4 Easy Ways to Get Richer In 2018

A new year is a fresh start for your finances. Make these small money moves now, and you'll end 2018 richer than you started it.

28 Ways to Never Pay Full Price for Anything

Before you spend one cent on anything today, arm yourself with proven strategies that will help you avoid paying full price ever again.

34 Smart Ways to Cut Your Electric Bill

You won't get rich quick by cutting your electric bill, but you can have a small victory every month by saving some of your hard-earned cash.

5 Creative Uses for a 529 Plan

You know a 529 savings plan is for your children's college expenses, but with some creative thinking, it can be so much more.

7 In-Flight Amenities Worth the Cost

Flying economy is no picnic, but you can make your time aloft almost dreamy with a couple of in-flight luxuries worth paying for.

Should We All Just Stop Paying the Mortgage?

Should you take advantage of the $700 billion bailout plan to help struggling homeowners and stop paying your mortgage?

How to Win a Fraud Dispute With Your Credit Card Company

Thanks to the Fair Credit Billing Act, the law's on your side when it comes to fraudulent card account charges. Here's how to protect your rights (and your wallet).

10 Places to Get Free Personal Finance Classes

Wise Bread is a great source of personal finance basics, but only one thing beats a proper, quality financial education — a FREE high quality financial education.

How to Get Over These 5 Scary Things About Investing

If fear is holding you back from investing, screw your courage to the sticking place! Stop letting fear make your money decisions for you.

How to Pay for College When You Didn't Get a Scholarship

Worried that a lack of scholarships will stunt your college savings? Don't worry; there are other smart ways to afford your degree.

5 Low-Cost, Low-Maintenance Alternatives to the Family Dog

  There’s something about owning a pet that appeals to everyone. [more]

5 Essentials for Building a Profitable Portfolio

Investing is a bit of an art form, but it doesn't need to be a complicated one. Know the essentials, and you'll be on your way to great returns.

Do You Really Need a 20 Percent Down Payment for a House?

Don't let the giant down payment dash your dreams of homeownership. You have other options!

8 Questions to Ask Before Buying Any Stock

Before you dive headfirst into owning a stock, do some digging on exactly where you're investing your dollars.

6 Ways to Split the Bill Without Losing Friends

Having dinner with friends is always fun, but awkwardness ensues when the bill arrives. It doesn't have to be that way, though.

12 Ways to Save Cash on New Clothes

From tips on where to shop to ways to update your existing wardrobe, these suggestions make it easy to stay stylish without breaking the bank.