Hot Today

Wise Bread articles that are hot today.

Top 7 Reasons Why I Use My Credit Card for Everything

I charge absolutely everything to my credit card. Everything. Here are the reasons why I am a credit card junkie.

Clear Out That Clutter: 15 Places to Sell Your Stuff

Get rid of your old stuff, and make money too! No matter what you want to sell, find out where you can get rid of it — and get cash.

50+ Ways to Have Free Outdoor Fun

From exploring nature and working out to reading, learning about history, and much more, there are plenty of ways to enjoy your time outdoors.

8 Industries That Could Benefit From Climate Change

The global climate is changing, and these companies are poised to profit.

What to Do If You Can't Pay Your Private Student Loan

Private student loan debt can be difficult to pay or renegotiate. Here's what to do when those loans become a real burden.

What's Faster for Mortgage Payoff: $100/Month Extra or 1 Payment/Year Extra?

Is it better to pay $100 per month extra on your mortgage or make an extra payment at the end of each year? It depends on your loan balance and interest rate.

10 Small Gestures That Go a Long Way at Work

It doesn't take much to be a considerate coworker. Work some of these good deeds into your 9-to-5 and brighten everyone's day — especially yours.

5 Ways Credit Card Rewards Can Cost You Money

Credit card rewards are great when you're rolling in cash back and other major discounts, but beware of the times when they can actually cost you.

6 Ways to Make Extra Money Using Social Media

How many social media platforms do you check in with every day (or every hour)? Turn your social media time sink into an extra income, instead.

Ask the Readers: What Time Management Tools Do You Use?

Tell us about your time management tools and we'll enter you in a drawing to win a $20 Amazon Gift Card!

The Comprehensive Guide to Identity Theft: Everything You Need to Know

Here is everything you need to know about identity theft and how to prevent it.

5 Times You Should Demand a Raise

You want a raise, but when is it right to ask for one? Here are five times you've definitely earned a pay bump — and are likely to get it.

Don't Buy a House With a Pool Until You Can Answer These 7 Questions

You might be dreaming of taking a dip, but owning a home with a pool raises plenty of pricey questions.

This One Ratio Is the Key to a Good Credit Score

Understanding this key credit scoring ratio may be the secret to unlocking a higher credit score. The math is simple, and so is the strategy.

4 Money Lessons You Can Learn From the Joneses

The Joneses seem like they have it all. It turns out they have some valuable money lessons to offer, too.

10 Safe Cities to Visit in the U.S.

Looking for a safe travel destination that's not too far from home? There are several safe cities right here in the U.S. that you can visit.

The 8 Things That Are Always Cheaper at Target

Target is hitting the bullseye for ultra-low pricing on these eight products. Shop smart and save with these choices.

How Cutting Your Losses Can Save You More Than Money

Learn to let go and you'll gain way more than better financial habits. Sunk costs are sunk for a reason!

Trader Joes vs. Costco: What's a Better Place to Shop?

Trader Joe's and Costco: Two great places to buy groceries. But when you want certain items, how do you decide where to go? We've broken it down for you.

Should You Always Dispute Mistakes on Your Credit Report?

We all make mistakes, which is why you shouldn't skip regular reviews of your credit reports. Any errors there can cost you.