Hot Today

Wise Bread articles that are hot today.

Why We Spend More When We Pay With Credit Cards

It's true — people spend more with credit cards than cash. Learn the psychological reasons why we tend to pay more when we use plastic.

Should You Get Life Insurance for Your Kids?

Life insurance for kids isn't just a sales gimmick. Here's what to consider before taking out a policy.

Watch Out for These 5 Last Minute Home Buying Costs

First time homebuyers can be left scrambling to cover these last-minute costs. Don't get blindsided on your way to your new home!

7 Reasons to Invest in Stocks Past Age 50

Conventional wisdom says you should invest conservatively near and after retirement. Is that actually wise?

9 Home Improvements You Should Always Negotiate

Hiring pros to tackle your biggest home improvement projects is unavoidable. What is avoidable is paying exactly what they ask.

4 Money Moves Every College Freshman Should Master

There will be lots of things to learn during your first year of college. Make sure you master these money moves between classes.

Chinese Money Habits - How My Culture Influences My Attitudes Toward Money

I moved to the United States when I was a child from Yangzhou, China. After sixteen years, I could easily pass as an American because I speak English without an accent, and I am w

How to Successfully Negotiate Everything With Your Kid

Negotiation is a key financial skill many of us don't learn until we're adults. Here's how to teach your kids the basics.

What Hurricane Maria Taught My Family About Life, Money, and Community

How do you live without electricity, running water, or reliable communication? You learn how to make use of what you have.

3 Cheap and Easy Formulas for Homemade Windshield De-Icer (Plus Bonus Tips)

It’s that dreaded time of year. Each trip to town requires a 10-minute pre-start on my car, and the hated task of scraping my windshield. There are several options to help you wi

25 Beautiful Things You Can Make With Paint Sample Cards

The cheapest way to spruce up a space is with paint. Sample paint chips, that is.

6 Worries You'll Always Have No Matter How Rich You Become

Money can buy a lot of things, but it can't buy a worry-free life.

7 Affordable Destinations for Nature Lovers

You don't need to drain your budget to enjoy a beautiful vacation in the great outdoors. Get out there!

12 Side Jobs for Stay-at-Home Moms and Dads

Being a stay-at-home parent can put a strain on your budget, but these side jobs allow you to take care of the kids while generating additional income.

11 Ways to Make Money While at the Beach This Summer

Beach life has its charms, not the least of which is the opportunity to earn extra cash from visitors drawn to the shore.

Do You Need Credit Monitoring to Protect Your Credit?

With data breaches everywhere you turn, credit monitoring seems like a smart thing to get. But do you really need it?

5 Unforgettable Train Trips Across the U.S.

If you're looking for a unique getaway that you'll never forget, hop on one of these trains and enjoy the view.

8 Things You No Longer Need to Keep in Your Wallet

Is your wallet weighing down your pockets? Ditch the old school wallet and go digital.

3 Reasons Why You Should Never Buy a New Car

Before you drop big bucks on a shiny new set of wheels, consider how much smarter it can be to buy used.

10 Personal Issues No One at Work Needs to Hear

With work consuming so much of our lives, it seems natural to share our personal lives and concerns with our colleagues. Don't.