Hot Today

Wise Bread articles that are hot today.

4 Reasons Credit Is Safer Than Debit

If you're prone to overspending, a debit card may be your best bet. For everyone else, credit cards are the safer choice.

4 Home-Buying Habits We Can Learn From Millennials

Millennials are late to the homebuying game, but they're bringing some valuable lessons we all can learn from.

Bookmark This: A Step-by-Step Guide to Choosing 401(k) Investments

Don't get overwhelmed picking your own 401(k) investments. Use this simple approach to build a stable retirement portfolio.

What It Costs to Raise a Child

You probably already know (or, if you're not a parent, you've already guessed) that it costs a lot to raise a child. But just how much is "a lot"?

How to Make Money by Creating YouTube Videos

Believe it or not, you can have a decent little side hustle by creating quality content on YouTube.

7 Reasons to Get Spring Cleaning Done During Winter

Instead of waiting until spring arrives — and wasting all the warm weather — get your spring cleaning done early when you're stuck inside.

16 Clothing Items That Will Last Forever

Stop throwing away cheap clothes and invest in the good stuff. These 16 wardrobe essentials will last you a lifetime.

How to Save Money on Flights Using Fare Alerts

Looking to save even more money on flights? Fare alerts are here to save the day.

12 Smart Uses for Safety Pins

The humble safety pin can do more than just conceal clothing tears. Dig a couple out from the bottom of the drawer and put them to work!

Should You Refinance Your Student Loan?

Student loan borrowers have lots of repayment options, including a growing number of refinance options. Here's what to look for.

10 Homemade Liqueurs to Bottle for Tasty Gifts

Homemade liqueurs and infused alcohols are easy to make and are always welcome gifts around the holidays. Here are 10 great ones you have to try.

Start Now: You Can Make These 23 Delicious Holiday Gifts

The early bird gets the worm, and also saves a ton of money by making delicious holiday treats!

So You Caught a World Series Home Run — What's It Worth?

Cubs and Indians sluggers will belt more than a few into the stands during the World Series. For the lucky fans who grab one, what's the ROI?

How a Goodwill Letter Can Save Your Credit Score

One money mishap can wreck your credit score. A simple goodwill letter just might help.

25 Great, Cheap, and Easy Crock Pot Recipes

A crock pot can be your key to a fast and delicious dinner. These 25 recipes are simple, cost little, and, most importantly, taste great.

9 Creative Ways to Boost Your Retirement Savings

Having some trouble coming up with cash for your nest egg? It's time to think outside the box.

5 Phone Plans That Offer Cheaper Roaming Charges While Traveling

Using your smartphone abroad can mean hefty roaming charges. See if your carrier is on our list of reasonably priced phone plans for overseas travelers.

8 Ways to Save Money When You Can't Really Afford To

Saving money seems impossible when you're living paycheck to paycheck, but there's still a way to make it work.

How to Resist These 4 Rationalizations to Spend Money

It can be easy to justify spending money on things you want. But there are ways to fight those urges, and protect your hard-earned money.

The vicious Home Rental Scam – don’t get conned.

It seems like new variations of the Nigerian 419 scam pop up every week. The one that caught my attention recently involved renting a home, and it’s a nasty trick that could take a