Hot Today

Wise Bread articles that are hot today.

Should You Choose a Roth 401k or a Regular 401k?

Yesterday I was talking to a friend and he mentioned that his company just started offering the option of investing in Roth 401ks. He was wondering if he should stick with his regu

Seven Tips for the Newly Unemployed

The unemployment rate in California surged to 6.9%, and that is equivalent to the rate in early 2003. Most news reports say that unemployment will probably go up a bit more in the

Ask the Readers: What Skills Help You to Be More Frugal?

Tell us about the skills that help you be more frugal and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Looking for the Perfect Career? Pick Your Favorite Color

Ah, if only we could determine the best career for us as easily as we can choose a favorite color. Wait a minute – we can!

The Upside of Down

As we watch the markets sink and gyrate, it's a scary time. There's talk of a major recession. While the downsides of a downturn are obvious and very real -- lost work, lost invest

Best Money Tips: Ways to Lower Car Insurance Rates

Today we found some great articles on ways to lower car insurance rates, the best mobile apps for personal finance, and traits common of most millionaires.

Mortgage bailout redux: new incentives for modifying second mortgages in the Second Lien Program

The United States government launched the "Hope for Homeowners" program back in October, 2008, and so far only one loan has received final approval to refinance under this program.

Can You Save Money by Renting Textbooks?

When I went to college it was unheard of to rent textbooks, but a number of outfits such as Chegg, Campus Book Rentals, and BookRenter.com have sprung up in the last few years that

Who Cheated Us Out of Our Amazing Future?

In the 1950s, people said automation would create a future where we'd only have to work 20 hours a week to support ourselves. What happened?

14 Valentine’s Day Desserts That Hit the (Sweet) Spot

No Valentine's Day is complete without a from-the-heart happy ending, and these easy recipes are sure to put sugar-coated smile on your sweetie's face.

The Fallacy of Multitasking

Think twice before you put "good at multitasking" on your resume — that just means you're good at being distracted. Here's how to actually work efficiently.

Best Money Tips: Ways to Save at Bed Bath & Beyond

Today we found articles on ways to save at Bed Bath & Beyond, creative uses for six household items, and Netflix alternatives to check out.

10 Stupid Shopping Mistakes Even Smart People Make

Sometimes we're not as thrifty as we think we are. Avoid these shopping slip-ups and bring home more for less every time.

10 Steps You Must Take If You've Been in a Car Accident

Even a minor auto accident is frightening and stressful. Prepare for the aftermath ahead of time to limit the damage and walk away unscathed.

11 Credit Card Perks That Make Life Easier and Way More Fun

Don't let credit card perks go to waste! These awesome cardholder benefits make life so much easier.

12 Better Ways to Spend $1,000 Than on the New iPhone

Ohh, look! A shiny new iPhone! Do your wallet a favor and keep on walking.

7 Things to Consider Before Paying for an MBA

A Master's in Business Administration can add millions to your lifetime earnings potential, but it won't come cheap. Is it worth the cost?

Are You Getting Charged by a Text Message Scam?

One writer shares her story about being charged for a cellphone text message service she never signed up for — and how you can avoid the same scam.

The 5 Best E-readers

Finding the right tablet for reading all your favorite books isn't easy, but it can be. Use any of these e-readers and you can be the bookworm you've always wanted to be.

Investing 101: 5 Essential Steps

Investing can be one of the most intimidating parts of personal finance. But if you follow these five steps, you'll be on your way to smart, sound investing.