Hot Today

Wise Bread articles that are hot today.

7 Critical Money Mistakes People Make in Their 40s

As you enter your 40s, the financial stakes increase. Don't make these dangerous money missteps.

18 Awesome, Practically Free Upcycled Craft Projects

One of the easiest ways to cut crafting costs is to source inexpensive supplies, and what could be cheaper than the recycling bin?

Ease Into Minimalism With Some Simple Steps

The clean, fresh look of a minimalist home is so appealing. Why make it just fantasy? Get purging!

The Best Secured Credit Cards with Low APRs

Secured credit cards aren't known for their low APRs, but here are five with the lowest.

The 5 Best Night Lights

Unless you have superpowers or night vision goggles, you can't see in the dark. Luckily, any of these quality night lights solve that problem.

Yes, You Still Need an Emergency Fund in Retirement

An emergency fund isn't just for the working world. You need to bring one into retirement, too.

5 Personal Finance Tasks That Aren't as Hard as You Think

Personal finance sounds tricky in theory. In practice, it's much easier than you might think.

How I Grocery Shop

First, I will commit heresy by saying that I no longer write a full weekly menu.

Free Preview of Refund Cents Website – Extended for Wise Bread Readers ONLY!

Sadly, several of you have let me know that you missed the brief window to try out Refund Cents. We have gotten permission to offer an exclusive new preview to our readers, good u

To Buy or Not to Buy? Criteria for Thrift-Store Clothes Shopping

Do you enjoy thrift-store shopping? Here are tips for what to buy, and what NOT to.

Sock It to Me: 15 Uses for Old Socks

Don't send your single socks to the big laundry basket in the sky! Instead, repurpose them with these 15 useful ideas.

How to Resist Lifestyle Creep and Still Have Everything You Want

Responsible financial management doesn't mean you have to live like a monk. It does mean you have to define — and choose — your own individual lifestyle.

10 Things You're Paying Too Much for When You Travel (and How to Pay Less)

With all the hassles of travel, it's easy to get nickel and dimed. Look for these common overcharges and learn how to get the same service for less.

What to Do When You Can't Afford Your Child's College Education

Your kid just got accepted into their dream school, but the price tag can make it all feel like a nightmare. What to do now?

Here's What Happens If You Don't Leave a Will

More than half of Americans haven't created a will. Don't let your legacy be the burden of choices and decisions you leave behind.

Ask the Readers: How Do You Save On Summer Gear?

Tell us how you save on summer gear and we'll enter you in a drawing to win a $20 Amazon Gift Card!

7 Ways to Stay Calm in Stressful Moments

Feel stress? Practice calm.

New Tools for the Unbanked

Lack of access to the banking system has been an expensive burden on the poor. Just recently, a surge in new financial products make it a lot less expensive to be unbanked.

The 5 Best Facial Moisturizers

Give your skin a healthy and soft sheen with the right facial moisturizer. Any of these five best facial moisturizers are good choices!

The First Step to Budgeting

Why do so many budgets fail? Because the first step to budgeting is omitted. When implemented correctly, it can make a huge difference. When the first step is neglected, intangible